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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,423Posts
    • 14,977Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 76
    • mumofthetwins
    • By mumofthetwins 7th Jul 17, 9:41 AM
    • 1,019 Posts
    • 4,007 Thanks
    mumofthetwins
    PAD today of 159.62 .. yay
    DFW
    May 2585/23042
    April 1266.27/25843.54 STF 1500/1500
    NSD 7/15
    MFW OP 2018 400
    GC MAY 78.84/250 April 149.35/250
    • mandz1
    • By mandz1 7th Jul 17, 10:20 AM
    • 2,548 Posts
    • 11,090 Thanks
    mandz1
    25 to very today please.

    have a great holiday LMD
    PAD Maker
    • jet9cat
    • By jet9cat 7th Jul 17, 11:17 AM
    • 1,463 Posts
    • 10,606 Thanks
    jet9cat
    Welcome to the thread laurababs


    Total for 6 July is a terrific 444.65
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 7th Jul 17, 11:20 AM
    • 1,463 Posts
    • 10,606 Thanks
    jet9cat
    And my own PAD today is 26.70
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • ahall3519
    • By ahall3519 7th Jul 17, 11:33 PM
    • 234 Posts
    • 797 Thanks
    ahall3519
    Good evening everyone! It's a bit late for me but put me down for 5 to debt two! Slowly but surely it's coming down!
    CC Debt 1 as of Apr 2016-1008.07 As of 30th January 2017=100% paid

    CC Debt 2 as of Jan 2017-1757.96 As of 2nd Jan 2018-100% paid

    OH's Sainsbury's CC total-1189.53 debt=475.93=60% paid
    • laurababs
    • By laurababs 8th Jul 17, 8:09 AM
    • 220 Posts
    • 1,387 Thanks
    laurababs
    Happy Saturday all!

    PAD of 5.52 for me today
    PADDING since 06-07-17

    Total so far 80.09
    • Jo Blogs
    • By Jo Blogs 8th Jul 17, 9:32 AM
    • 730 Posts
    • 2,597 Thanks
    Jo Blogs
    Good morning everyone

    Fantastic going with all the PADs - Let's go, go, gooooooooooo

    Wishing you all a super PADay!
    Saved Nitty Gritty 7440.75 [149%] / 5000-[Sep] 58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 3463.27 Sept NSDs 4/15CCCChl 9/12 months
    Sept PPChl#002 Pts 71
    • Chandelier.
    • By Chandelier. 8th Jul 17, 9:57 AM
    • 627 Posts
    • 1,653 Thanks
    Chandelier.
    Morning,

    Hope no one minds me joining in
    I don't think I'll make a PAD everyday but I usually make lump sum payments several times over the month.

    I'm off to check my bank account and align these up.
    Check out my Diary
    • Chandelier.
    • By Chandelier. 8th Jul 17, 10:04 AM
    • 627 Posts
    • 1,653 Thanks
    Chandelier.
    20.00
    PAD made this morning.
    Check out my Diary
    • jet9cat
    • By jet9cat 8th Jul 17, 12:40 PM
    • 1,463 Posts
    • 10,606 Thanks
    jet9cat
    Morning,

    Hope no one minds me joining in
    I don't think I'll make a PAD everyday but I usually make lump sum payments several times over the month.

    I'm off to check my bank account and align these up.
    Originally posted by Chandelier.

    Certainly don't mind you joining in, the more the merrier as far as we're concerned on this thread. Although we're a Payment a Day thread not many make payments every day but it does help to keep focussed on chipping away when we can manage it.


    My PAD today is 171.00
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 8th Jul 17, 12:41 PM
    • 1,463 Posts
    • 10,606 Thanks
    jet9cat
    A nice steady total yesterday of




    323.24
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • laurababs
    • By laurababs 9th Jul 17, 7:27 AM
    • 220 Posts
    • 1,387 Thanks
    laurababs
    PAD of 1.39
    PADDING since 06-07-17

    Total so far 80.09
    • Chandelier.
    • By Chandelier. 9th Jul 17, 9:50 AM
    • 627 Posts
    • 1,653 Thanks
    Chandelier.
    180.00

    Paid today
    Check out my Diary
    • Florence J
    • By Florence J 9th Jul 17, 10:59 AM
    • 1,893 Posts
    • 11,183 Thanks
    Florence J
    5.37 to Mr L CC
    Sealed Pot Challenge 11 #553
    1000 Emergency Fund Challenge #253
    Wombling free 2017 = 2195.92
    Pay off all your debts by Xmas 2017 #53 (3168.45/3000)
    February 2018 Credit Card Debt: 3885
    • Chappie77
    • By Chappie77 9th Jul 17, 11:18 AM
    • 165 Posts
    • 766 Thanks
    Chappie77
    Morning all!

    My PAD of 150 towards my Next account this week.

    Chappie x
    Payment a Day 2018 Very 1701.22/1701.22 Business Barclaycard 0/633.19 Saving for Xmas 2018 156/500 Virtual Sealed Pot 2018 325/700 PAYDBX2018 2959.75/7268.47 2 Savers Club 2018 90
    • Jo Blogs
    • By Jo Blogs 9th Jul 17, 11:20 AM
    • 730 Posts
    • 2,597 Thanks
    Jo Blogs
    Morning,

    Hope no one minds me joining in
    Originally posted by Chandelier.
    Welcome aboard the PAD express

    Great going with all the wonderful PADs folks - Let's get those extra special PADs rolling on in

    Wishing you all an extra blessed PADay!
    Saved Nitty Gritty 7440.75 [149%] / 5000-[Sep] 58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 3463.27 Sept NSDs 4/15CCCChl 9/12 months
    Sept PPChl#002 Pts 71
    • sashybo
    • By sashybo 9th Jul 17, 5:15 PM
    • 2,761 Posts
    • 20,492 Thanks
    sashybo
    Hi all, a PAD of 5 today, have been a bit rubbish at posting but still making my payments.

    Welcome to PAD laurababs & Chandelier.
    Success is not final, failure is not fatal: it is the courage to continue that counts.

    PAD started 27/01/09 - 10,362 extra paid off debt. Total Debt paid off 50,880
    Loan 2328.49, CC 0% BT 1200, Car loans 22,591.72

    Have a Debt Free Diary to try & keep spending in check.
    • jet9cat
    • By jet9cat 9th Jul 17, 7:48 PM
    • 1,463 Posts
    • 10,606 Thanks
    jet9cat
    Had a surprise day out today so a bit later posting the total than I meant.
    total for Saturday 8th July was


    196.52
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 9th Jul 17, 7:49 PM
    • 1,463 Posts
    • 10,606 Thanks
    jet9cat
    PAD for me today of 200 to OH's cc which had been starting to creep up again.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • laurababs
    • By laurababs 10th Jul 17, 6:52 AM
    • 220 Posts
    • 1,387 Thanks
    laurababs
    PAD of 8.87 this morning

    Happy Monday all!
    PADDING since 06-07-17

    Total so far 80.09
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