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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,423Posts
    • 14,977Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 66
    • ahall3519
    • By ahall3519 12th Jun 17, 8:21 PM
    • 234 Posts
    • 797 Thanks
    ahall3519
    Good evening everyone! Please put me down for 5 to the usual debt 2!

    I agree jet9cat
    CC Debt 1 as of Apr 2016-1008.07 As of 30th January 2017=100% paid

    CC Debt 2 as of Jan 2017-1757.96 As of 2nd Jan 2018-100% paid

    OH's Sainsbury's CC total-1189.53 debt=475.93=60% paid
    • erin_transport
    • By erin_transport 12th Jun 17, 10:53 PM
    • 526 Posts
    • 2,347 Thanks
    erin_transport
    Hi
    Just a cc2 payment of 3.48 this evening.
    Thanks
    On a mission!

    2018 MFW #138
    • LittleMissDetermined
    • By LittleMissDetermined 13th Jun 17, 6:13 AM
    • 2,044 Posts
    • 8,603 Thanks
    LittleMissDetermined
    Good morning PADdingtons!

    The total for Monday the 12th of June is 308.52

    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • LittleMissDetermined
    • By LittleMissDetermined 13th Jun 17, 6:14 AM
    • 2,044 Posts
    • 8,603 Thanks
    LittleMissDetermined
    My own PAD today is 200
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • jet9cat
    • By jet9cat 13th Jun 17, 6:43 AM
    • 1,463 Posts
    • 10,609 Thanks
    jet9cat
    39 paid off today please LMD
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • mumofthetwins
    • By mumofthetwins 13th Jun 17, 8:33 AM
    • 1,019 Posts
    • 4,007 Thanks
    mumofthetwins
    another 100 paid for me this morning (my ebay seems to be going pretty well this week .. hopefully ill get another in today as im waiting for a few bits to be paid for.


    Thanks again guys x
    DFW
    May 2585/23042
    April 1266.27/25843.54 STF 1500/1500
    NSD 7/15
    MFW OP 2018 400
    GC MAY 78.84/250 April 149.35/250
    • squanderscouse
    • By squanderscouse 13th Jun 17, 1:49 PM
    • 89 Posts
    • 321 Thanks
    squanderscouse
    Hiya!

    50 to Barclaycard for me please
    Last edited by squanderscouse; 13-06-2017 at 1:51 PM.
    Bank Loan 5000/PAID Barclaycard2500/1811.34Overdraft 2000/Cleared MBNAClosed
    Littlewoods 1200/181.65

    February NSD 4/12
    Sealed pot challenge 11 #568
    February bring your lunch to work = 6/18
    • erin_transport
    • By erin_transport 13th Jun 17, 3:20 PM
    • 526 Posts
    • 2,347 Thanks
    erin_transport
    Hi
    20 to pension pot
    Thanks
    On a mission!

    2018 MFW #138
    • sashanut
    • By sashanut 13th Jun 17, 11:45 PM
    • 2,792 Posts
    • 25,890 Thanks
    sashanut
    Hi all


    Been MIA but Popping in to PAD 55.00 to M&S cc plz LMD - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • mandz1
    • By mandz1 14th Jun 17, 6:59 AM
    • 2,548 Posts
    • 11,090 Thanks
    mandz1
    3.74 to very for me today please
    PAD Maker
    • LittleMissDetermined
    • By LittleMissDetermined 14th Jun 17, 8:29 AM
    • 2,044 Posts
    • 8,603 Thanks
    LittleMissDetermined
    Good morning PADdingtons!

    The total for Tuesday the 13th of June is 464.00

    All round figures
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • LittleMissDetermined
    • By LittleMissDetermined 14th Jun 17, 8:32 AM
    • 2,044 Posts
    • 8,603 Thanks
    LittleMissDetermined
    My PAD today is 200

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • mumofthetwins
    • By mumofthetwins 14th Jun 17, 8:36 AM
    • 1,019 Posts
    • 4,007 Thanks
    mumofthetwins
    Expenses went in for me today so another 100 PAD .. Whoop ...

    I still have last nights ebay stuff to sort so hopefully another one later today or tomorrow
    DFW
    May 2585/23042
    April 1266.27/25843.54 STF 1500/1500
    NSD 7/15
    MFW OP 2018 400
    GC MAY 78.84/250 April 149.35/250
    • erin_transport
    • By erin_transport 14th Jun 17, 10:02 AM
    • 526 Posts
    • 2,347 Thanks
    erin_transport
    Hi
    Just 6 to cc today
    Thanks
    On a mission!

    2018 MFW #138
    • ahall3519
    • By ahall3519 14th Jun 17, 8:09 PM
    • 234 Posts
    • 797 Thanks
    ahall3519
    Good evening everyone! Hope everyone is well! Please put me down for another 5to debt two! Thanks
    CC Debt 1 as of Apr 2016-1008.07 As of 30th January 2017=100% paid

    CC Debt 2 as of Jan 2017-1757.96 As of 2nd Jan 2018-100% paid

    OH's Sainsbury's CC total-1189.53 debt=475.93=60% paid
    • squanderscouse
    • By squanderscouse 14th Jun 17, 9:58 PM
    • 89 Posts
    • 321 Thanks
    squanderscouse
    Hi everybody,

    10 to Barclaycard

    10 to savings
    Bank Loan 5000/PAID Barclaycard2500/1811.34Overdraft 2000/Cleared MBNAClosed
    Littlewoods 1200/181.65

    February NSD 4/12
    Sealed pot challenge 11 #568
    February bring your lunch to work = 6/18
    • sashanut
    • By sashanut 14th Jun 17, 11:45 PM
    • 2,792 Posts
    • 25,890 Thanks
    sashanut
    Hi all


    Popping in to PAD 12.98 to M&S cc plz LMD - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • LittleMissDetermined
    • By LittleMissDetermined 15th Jun 17, 5:52 AM
    • 2,044 Posts
    • 8,603 Thanks
    LittleMissDetermined
    Good morning PADdingtons!

    The total for Wednesday the 14th of June is 347.72

    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • LittleMissDetermined
    • By LittleMissDetermined 15th Jun 17, 5:56 AM
    • 2,044 Posts
    • 8,603 Thanks
    LittleMissDetermined
    My PAD today is 39.98 to the credit card

    Hope everyone has a good day

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • Erme
    • By Erme 15th Jun 17, 5:58 AM
    • 3,596 Posts
    • 21,542 Thanks
    Erme
    Great to see all the newbies and your padding - it rocks and this is such a lovely encouraging, non judgemental thread (apart from when i put my foot in it :-( )

    Today I'm at the vets soon with SF for a procedure for his biting and not much sleep so will have anxiety later. So long as I'm not spaced I figure I'm on a winner. Also got neighbour's old cooker the other day - sparky is coming to put it in next week so praying part of it works and no major electrical faults with it (is a double oven so one oven working and a few rings on the hob and possibly grill to and am happy). This guy is coming from a charity called care and repair for which I qualify for so worth knowing about for sparky/handyman if you are disabled/elderly or know someone who is

    Anyhow like I said keep on padding (padding from thy heart - one fine day you're going to get debt free cos I know ya will - oh yeah - I know ya will)


    E

    I believe in the power of PAD
    Come and join us on the Payment a Day thread


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