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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 2:05 PM
    • 3,435Posts
    • 15,123Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 2:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 2:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 7:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 153.800.00
Page 319
    • ahall3519
    • By ahall3519 14th Apr 19, 10:20 AM
    • 278 Posts
    • 878 Thanks
    ahall3519
    Good morning everyone! Please put me down for 8.50 to my Halifax CC! Thanks! It's been a bit quiet on here recently! I hope everyone is ok!
    OH's Sainsbury's CC total-1189.53 debt=0=100% paid

    John Lewis CC total-1211.00 debt=22.82=98% paid

    Halifax CC total-1449.99 debt=128.73=91% paid
    • erin_transport
    • By erin_transport 14th Apr 19, 10:12 PM
    • 800 Posts
    • 3,189 Thanks
    erin_transport
    Hi
    150 to mortgage over payment
    Thanks
    On a mission!

    2018 & 2019 MFW #138
    • lynnsey30
    • By lynnsey30 16th Apr 19, 7:59 AM
    • 340 Posts
    • 1,931 Thanks
    lynnsey30
    55 to various today please
    Lowell 275.12 and 120/618.81 vanquis 3019
    Cabot 120/907.21 Robinson way 150/2232.41
    hsbc 10271.58
    20p savers club #004 2.40
    pad 997.88
    spc 087
    • Lancashirelass1
    • By Lancashirelass1 17th Apr 19, 8:13 AM
    • 93 Posts
    • 257 Thanks
    Lancashirelass1
    Hi, today I've paid 14.00 off credit card.
    Thank you
    Elaine
    Last edited by Lancashirelass1; 17-04-2019 at 8:20 AM.
    Aim to be debt free, save money, be happy
    Snowballing starting in August 2017
    Debt total
    28'570.92 (august 17)
    17,570.92 (June 18)
    6'445.00 (April 19)
    • erin_transport
    • By erin_transport 17th Apr 19, 3:38 PM
    • 800 Posts
    • 3,189 Thanks
    erin_transport
    Hi
    5 to mortgage over payment
    Thanks
    On a mission!

    2018 & 2019 MFW #138
    • Lancashirelass1
    • By Lancashirelass1 18th Apr 19, 7:12 PM
    • 93 Posts
    • 257 Thanks
    Lancashirelass1
    Hello, paid 580.00 off cc debt today!! Thank you
    Aim to be debt free, save money, be happy
    Snowballing starting in August 2017
    Debt total
    28'570.92 (august 17)
    17,570.92 (June 18)
    6'445.00 (April 19)
    • erin_transport
    • By erin_transport 18th Apr 19, 10:02 PM
    • 800 Posts
    • 3,189 Thanks
    erin_transport
    Evening all,
    Awesome numbers Lancashirelass1! Well done
    Today my PAD is 20 to mortgage over payment and 10 to OH cc
    30 total. Thanks
    On a mission!

    2018 & 2019 MFW #138
    • Lancashirelass1
    • By Lancashirelass1 19th Apr 19, 8:42 AM
    • 93 Posts
    • 257 Thanks
    Lancashirelass1
    Thank you erin_transport birthday money and overtime!! Pad is addictive and keeps me on track. X
    Aim to be debt free, save money, be happy
    Snowballing starting in August 2017
    Debt total
    28'570.92 (august 17)
    17,570.92 (June 18)
    6'445.00 (April 19)
    • erin_transport
    • By erin_transport 20th Apr 19, 8:53 PM
    • 800 Posts
    • 3,189 Thanks
    erin_transport
    Hi
    Today my PAD is 100 to cc
    On a mission!

    2018 & 2019 MFW #138
    • erin_transport
    • By erin_transport 21st Apr 19, 9:44 AM
    • 800 Posts
    • 3,189 Thanks
    erin_transport
    Hi
    Today I did a catch up with my investment account. I rarely check it. I have a regular standing order going in monthly but I know I should add more. Especially seeing as two funds I have chosen are doing particularly well. So, this morning 50 to investment account. Hoping my future self thanks me!
    On a mission!

    2018 & 2019 MFW #138
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