Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,427Posts
    • 15,077Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 302
    • dg1019
    • By dg1019 13th Jan 19, 10:20 AM
    • 294 Posts
    • 1,123 Thanks
    dg1019
    Morning all.

    25 to card 2 today.
    LBM#1 24/07/17 11763.90 / LBM#2 01/01/19 13736.25

    PAYDBX2019 #62 1802.31 / 7000
    • jet9cat
    • By jet9cat 13th Jan 19, 2:41 PM
    • 1,651 Posts
    • 11,310 Thanks
    jet9cat
    Happy Sunday everyone.

    Don't worry about not posting every day dreaming (or indeed not padding every day) just pad and post when you can remembering the thread's to encourage us to keep chipping away little and often as it all adds up and is all a move in the right direction.

    To which end we collectively moved another 95.56 in the right debt-free direction yesterday.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 13th Jan 19, 2:42 PM
    • 1,651 Posts
    • 11,310 Thanks
    jet9cat
    And OH paid a further 150 off the family debt
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • erin_transport
    • By erin_transport 13th Jan 19, 4:21 PM
    • 786 Posts
    • 3,164 Thanks
    erin_transport
    Hi
    5 to cc
    5 to mortgage over payment
    5 to online savings
    15 total for me today. Thanks
    On a mission!

    2018 & 2019 MFW #138
    • lindez
    • By lindez 13th Jan 19, 4:49 PM
    • 488 Posts
    • 2,083 Thanks
    lindez
    Good afternoon all,
    35.00 to cc today please Jet9cat.
    Thank you x
    Payment A Day Chapter 18:
    MFWB#44
    • sunshine81
    • By sunshine81 13th Jan 19, 8:50 PM
    • 1,413 Posts
    • 7,246 Thanks
    sunshine81
    32.84 for me today!
    • dg1019
    • By dg1019 14th Jan 19, 7:48 AM
    • 294 Posts
    • 1,123 Thanks
    dg1019
    25 to card 2 this morning.
    LBM#1 24/07/17 11763.90 / LBM#2 01/01/19 13736.25

    PAYDBX2019 #62 1802.31 / 7000
    • erin_transport
    • By erin_transport 14th Jan 19, 9:17 AM
    • 786 Posts
    • 3,164 Thanks
    erin_transport
    Hi
    5 to OH cc
    5 to cc
    5 to online savings
    5 to cc2
    20 total for me today. Thanks
    On a mission!

    2018 & 2019 MFW #138
    • sunshine81
    • By sunshine81 14th Jan 19, 10:34 AM
    • 1,413 Posts
    • 7,246 Thanks
    sunshine81
    57.76 for me thank you Jet9Cat
    • AdventureWanted
    • By AdventureWanted 14th Jan 19, 4:33 PM
    • 1,118 Posts
    • 3,930 Thanks
    AdventureWanted
    30 cashback sent to CC3 today. Thanks.
    • jet9cat
    • By jet9cat 14th Jan 19, 5:18 PM
    • 1,651 Posts
    • 11,310 Thanks
    jet9cat
    Good afternoon PADders.

    Ttoal for Sunday 13th Jan was an excellent 1065.84
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • ahall3519
    • By ahall3519 14th Jan 19, 9:45 PM
    • 276 Posts
    • 876 Thanks
    ahall3519
    Good evening everyone! Please put me down for 156.68 to my OH's CC. So that is now all paid off! Woo hoo!
    OH's Sainsbury's CC total-1189.53 debt=0=100% paid

    John Lewis CC total-1211.00 debt=22.82=98% paid

    Halifax CC total-1449.99 debt=187.23=87% paid
    • Littlebigmoose
    • By Littlebigmoose 14th Jan 19, 10:21 PM
    • 76 Posts
    • 217 Thanks
    Littlebigmoose
    Hello everyone. PAD today = 3.93
    GOAL DFD 01/12/2020
    1% Challenge 2019- #27...
    3-6 Month Emergency Fund- #7
    1 Debt vs 100 Days
    Payment a Day
    • AdventureWanted
    • By AdventureWanted 15th Jan 19, 6:55 AM
    • 1,118 Posts
    • 3,930 Thanks
    AdventureWanted
    6 sent to CC3 today. Thanks.
    • dg1019
    • By dg1019 15th Jan 19, 8:38 AM
    • 294 Posts
    • 1,123 Thanks
    dg1019
    Morning all!

    25 to card 2 this morning.
    LBM#1 24/07/17 11763.90 / LBM#2 01/01/19 13736.25

    PAYDBX2019 #62 1802.31 / 7000
    • erin_transport
    • By erin_transport 15th Jan 19, 2:59 PM
    • 786 Posts
    • 3,164 Thanks
    erin_transport
    Hi all,
    24 to online savings
    Thanks
    On a mission!

    2018 & 2019 MFW #138
    • Littlebigmoose
    • By Littlebigmoose 15th Jan 19, 3:08 PM
    • 76 Posts
    • 217 Thanks
    Littlebigmoose
    My PAD today = 13.81
    GOAL DFD 01/12/2020
    1% Challenge 2019- #27...
    3-6 Month Emergency Fund- #7
    1 Debt vs 100 Days
    Payment a Day
    • jet9cat
    • By jet9cat 15th Jan 19, 4:58 PM
    • 1,651 Posts
    • 11,310 Thanks
    jet9cat
    Well done on clearing OH's cc ahall

    Total for 14th Jan was 293.37
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • lindez
    • By lindez 15th Jan 19, 5:28 PM
    • 488 Posts
    • 2,083 Thanks
    lindez
    Good evening all,
    2.35 to cc today please Jet9cat.
    Thank you
    Payment A Day Chapter 18:
    MFWB#44
    • sunshine81
    • By sunshine81 15th Jan 19, 9:41 PM
    • 1,413 Posts
    • 7,246 Thanks
    sunshine81
    26.01 for me today x
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,175Posts Today

6,961Users online

Martin's Twitter