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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,427Posts
    • 15,077Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    £11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    £27,734.49
    July 2016:
    £24,284.13
    August 2016:
    £30,740.14
    September 2016:
    £27,504.99
    October 2016:
    £14,546.08
    November 2016:
    £7,661.39
    December 2016:
    £4541.33

    Total for 2016
    £240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    £13,746.74

    Feb 2017 - Keedie doing the honours
    £7,930.50

    March 2017 - Huge thanks to Mandz
    £15,192.39

    April 2017
    £18,117.88

    May 2017
    £12,909.60

    June 2017
    £15,548.01

    July 2017
    £10983.76

    August 2017
    £13,640.17

    September 2017
    £12303.59

    October 2017
    £11,151.91

    November 2017
    £14,979.38

    December 2017
    £11018.76

    Total for 2017
    £157,522.69


    January 2018

    £28,031.72

    February 2018

    £12,993.43

    March 2018

    £15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £158.500.00 (2017/2018 O/P £3491.79) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £3850.92/£4000
Page 301
    • sunshine81
    • By sunshine81 9th Jan 19, 9:41 PM
    • 1,413 Posts
    • 7,246 Thanks
    sunshine81
    £14.44 for me today x
    • erin_transport
    • By erin_transport 9th Jan 19, 11:11 PM
    • 786 Posts
    • 3,164 Thanks
    erin_transport
    Hi
    £10 to cc
    £10 to mortgage over payment
    £20 total for me today
    On a mission!

    2018 & 2019 MFW #138
    • AdventureWanted
    • By AdventureWanted 10th Jan 19, 7:34 AM
    • 1,118 Posts
    • 3,930 Thanks
    AdventureWanted
    £10 to CC3 today. Thanks.
    • sunshine81
    • By sunshine81 10th Jan 19, 8:52 AM
    • 1,413 Posts
    • 7,246 Thanks
    sunshine81
    £300 for me today thanks Jet9Cat
    • dg1019
    • By dg1019 10th Jan 19, 12:14 PM
    • 294 Posts
    • 1,123 Thanks
    dg1019
    Forgot to post this morning. £25 to card 2 today.
    LBM#1 24/07/17 £11763.90 / LBM#2 01/01/19 £13736.25

    PAYDBX2019 #62 1802.31 / 7000
    • erin_transport
    • By erin_transport 10th Jan 19, 1:11 PM
    • 786 Posts
    • 3,164 Thanks
    erin_transport
    Hi
    £30 to cc thanks to @bay sales
    On a mission!

    2018 & 2019 MFW #138
    • jet9cat
    • By jet9cat 10th Jan 19, 4:51 PM
    • 1,651 Posts
    • 11,310 Thanks
    jet9cat
    Total for 9th January is £67.72
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • ahall3519
    • By ahall3519 10th Jan 19, 8:50 PM
    • 276 Posts
    • 876 Thanks
    ahall3519
    Good evening everyone! Please put me down for £2.50 to my John Lewis CC and also £2.50 to my Halifax CC. Hope everyone is well!
    OH's Sainsbury's CC total-£1189.53 debt=£0=100% paid

    John Lewis CC total-£1211.00 debt=£22.82=98% paid

    Halifax CC total-£1449.99 debt=£187.23=87% paid
    • Littlebigmoose
    • By Littlebigmoose 10th Jan 19, 11:50 PM
    • 76 Posts
    • 217 Thanks
    Littlebigmoose
    £1.37 for me today.
    GOAL DFD 01/12/2020
    1% Challenge 2019- #27...
    3-6 Month Emergency Fund- #7
    1 Debt vs 100 Days
    Payment a Day
    • AdventureWanted
    • By AdventureWanted 11th Jan 19, 8:05 AM
    • 1,118 Posts
    • 3,930 Thanks
    AdventureWanted
    £10 to CC3 today. Thanks.
    • sunshine81
    • By sunshine81 11th Jan 19, 10:29 AM
    • 1,413 Posts
    • 7,246 Thanks
    sunshine81
    £10.30 for me today, thank you
    • dg1019
    • By dg1019 11th Jan 19, 4:49 PM
    • 294 Posts
    • 1,123 Thanks
    dg1019
    Friday at last! £25 to card 2 again today.
    LBM#1 24/07/17 £11763.90 / LBM#2 01/01/19 £13736.25

    PAYDBX2019 #62 1802.31 / 7000
    • erin_transport
    • By erin_transport 11th Jan 19, 5:53 PM
    • 786 Posts
    • 3,164 Thanks
    erin_transport
    Hi
    £20 to cc
    Thanks
    On a mission!

    2018 & 2019 MFW #138
    • jet9cat
    • By jet9cat 11th Jan 19, 9:12 PM
    • 1,651 Posts
    • 11,310 Thanks
    jet9cat
    Sorry for the late check-in today

    Total for 10th January was £371.37
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • AdventureWanted
    • By AdventureWanted 12th Jan 19, 7:39 AM
    • 1,118 Posts
    • 3,930 Thanks
    AdventureWanted
    £30 paid to CC3 today. Thanks.
    • dg1019
    • By dg1019 12th Jan 19, 10:55 AM
    • 294 Posts
    • 1,123 Thanks
    dg1019
    Another £25 to card 2 this morning.
    LBM#1 24/07/17 £11763.90 / LBM#2 01/01/19 £13736.25

    PAYDBX2019 #62 1802.31 / 7000
    • erin_transport
    • By erin_transport 12th Jan 19, 11:20 AM
    • 786 Posts
    • 3,164 Thanks
    erin_transport
    Hi
    £10 to cc
    £20 to pension pot
    £30 total. Thanks
    On a mission!

    2018 & 2019 MFW #138
    • sunshine81
    • By sunshine81 12th Jan 19, 11:24 AM
    • 1,413 Posts
    • 7,246 Thanks
    sunshine81
    £10.56 for me today x
    • jet9cat
    • By jet9cat 12th Jan 19, 5:14 PM
    • 1,651 Posts
    • 11,310 Thanks
    jet9cat
    Quiet on here yesterday but a steady £65.30 paid off.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • dreamingofmoney
    • By dreamingofmoney 13th Jan 19, 9:47 AM
    • 418 Posts
    • 4,739 Thanks
    dreamingofmoney
    Hiya All
    I am struggling to post everyday but I am still padding daily therefore my total for the week is £808.
    Thanks Jetcat
    Paying back 1% at a time 76.2% of total debt paid off.
    No. 82 PAYDBX19 £4577.95/£13000 of debt paid from this years goal 35.2%
    1 debt v 100 days £4577.95/£4577.95 chunk off loan
    Hfax loan £3827.95/£6315.38 60.62%, Bcard £800/£5852.07 3.4%, Lloyd’s £150/£592.99 25.3%
    Original debt free date Mar 2020. New date Jul 2019
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