Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,427Posts
    • 15,077Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 283
    • sunshine81
    • By sunshine81 10th Oct 18, 10:11 PM
    • 1,341 Posts
    • 6,757 Thanks
    sunshine81
    163 sent in PAD's yesterday!!!

    16 for me tonight x
    • AdventureWanted
    • By AdventureWanted 11th Oct 18, 7:08 PM
    • 909 Posts
    • 2,559 Thanks
    AdventureWanted
    45 to CC3 today. Thanks.
    • lindez
    • By lindez 11th Oct 18, 9:06 PM
    • 400 Posts
    • 1,617 Thanks
    lindez
    3.00 to cc today please Sunshine.
    Thank you x
    Payment A Day Chapter 18:
    MFWB#44
    • erin_transport
    • By erin_transport 11th Oct 18, 9:38 PM
    • 711 Posts
    • 2,964 Thanks
    erin_transport
    Hi
    60 to mortgage over payment
    Thanks
    On a mission!

    2018 MFW #138
    • sunshine81
    • By sunshine81 11th Oct 18, 10:38 PM
    • 1,341 Posts
    • 6,757 Thanks
    sunshine81
    93.89 from us all yesterday!

    And 10 from me tonight x
    • lindez
    • By lindez 12th Oct 18, 8:19 AM
    • 400 Posts
    • 1,617 Thanks
    lindez
    Morning all
    2.50 to cc today please Sunshine.
    Thank you x
    Payment A Day Chapter 18:
    MFWB#44
    • erin_transport
    • By erin_transport 12th Oct 18, 2:22 PM
    • 711 Posts
    • 2,964 Thanks
    erin_transport
    Hi
    80 to mortgage over payment
    Thanks
    On a mission!

    2018 MFW #138
    • AdventureWanted
    • By AdventureWanted 12th Oct 18, 4:05 PM
    • 909 Posts
    • 2,559 Thanks
    AdventureWanted
    10 paid to CC3 today. Thanks.
    • A Random Man
    • By A Random Man 12th Oct 18, 7:00 PM
    • 303 Posts
    • 1,351 Thanks
    A Random Man
    Evening everyone 2 to credit card today
    Make 10 A Day In December 243/239.77 (98.67%)
    Loan Amount Outstanding Including Interest 7750.46
    Matched Betting - 1105.53 | eBay Earnings 227.09 | Quidco Earnings 68.44
    • sunshine81
    • By sunshine81 12th Oct 18, 8:37 PM
    • 1,341 Posts
    • 6,757 Thanks
    sunshine81
    Evening! Friday!!!

    118 paid yesterday collectively!

    15
    for me today x
    • sashanut
    • By sashanut 12th Oct 18, 11:12 PM
    • 3,000 Posts
    • 27,995 Thanks
    sashanut
    Hi all

    Long time no see!! Need to get back on this as last cc bill was a shocker So, starting today again: PAD 30.95
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • sunshine81
    • By sunshine81 13th Oct 18, 8:09 AM
    • 1,341 Posts
    • 6,757 Thanks
    sunshine81
    Morning! And welcome back sashanut, been thinking of you and kirstypoos recently!

    PAD total yesterday was a fabulous 140.45

    And my PAD for today is 10

    Have a good one!

    E x
    • erin_transport
    • By erin_transport 13th Oct 18, 9:31 AM
    • 711 Posts
    • 2,964 Thanks
    erin_transport
    Hi
    156 to cc.
    Thanks
    On a mission!

    2018 MFW #138
    • sashanut
    • By sashanut 13th Oct 18, 11:58 PM
    • 3,000 Posts
    • 27,995 Thanks
    sashanut
    Hi all

    Thanks for the welcome back sunshine - you know what they say, you can never actually leave this thread. At least - you shouldn't!!


    Popping in to PAD 29.96 -thanks sunshine
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • AdventureWanted
    • By AdventureWanted 14th Oct 18, 6:43 AM
    • 909 Posts
    • 2,559 Thanks
    AdventureWanted
    35 to CC3 today. Thanks.
    • jet9cat
    • By jet9cat 14th Oct 18, 3:53 PM
    • 1,605 Posts
    • 11,156 Thanks
    jet9cat
    1000 paid off the family debt this weekend, thanks sunshine

    Welcome back sashanut.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • erin_transport
    • By erin_transport 14th Oct 18, 9:09 PM
    • 711 Posts
    • 2,964 Thanks
    erin_transport
    Hi
    Excellent PAD jetcat!
    8.66 for me today to online savings
    Thanks
    On a mission!

    2018 MFW #138
    • sashanut
    • By sashanut 14th Oct 18, 11:26 PM
    • 3,000 Posts
    • 27,995 Thanks
    sashanut
    Hi all

    Thanks for the welcome back Jet - felt massively guilty when away tbh. Great PAD BTW!


    Popping in to PAD 11.75 - thanks sunshine
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • A Random Man
    • By A Random Man 15th Oct 18, 7:15 AM
    • 303 Posts
    • 1,351 Thanks
    A Random Man
    Made a payment of 0.34 toward CC1 today planning to reduce balance down to nearest pound everyday and pay this off debts
    Make 10 A Day In December 243/239.77 (98.67%)
    Loan Amount Outstanding Including Interest 7750.46
    Matched Betting - 1105.53 | eBay Earnings 227.09 | Quidco Earnings 68.44
    • AdventureWanted
    • By AdventureWanted 15th Oct 18, 8:06 AM
    • 909 Posts
    • 2,559 Thanks
    AdventureWanted
    15 to CC3 today. Thanks.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

320Posts Today

1,820Users online

Martin's Twitter
  • The responses to this thread are no question the best of british! https://t.co/jv5Q2ErQQC

  • RT @SMinihane87: @MartinSLewis After she received the title she addressed it in literally the first episode of the next season of the appre?

  • RT @WhichUK: ??CHRISTMAS WARNING TO PARENTS?? Don't buy any of these slimes for your kids ? they all contain potentially unsafe levels of?

  • Follow Martin