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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,424Posts
    • 15,000Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 252
    • jet9cat
    • By jet9cat 12th Jul 18, 6:16 AM
    • 1,503 Posts
    • 10,790 Thanks
    jet9cat
    Morning all

    Total for yesterday was 88.67
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 12th Jul 18, 6:18 AM
    • 1,503 Posts
    • 10,790 Thanks
    jet9cat
    Paid 156 off my cc today
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • squeeeek
    • By squeeeek 12th Jul 18, 7:33 AM
    • 202 Posts
    • 1,710 Thanks
    squeeeek
    Morning all!
    3.37 to MBNA please jetcat- I hope work stress has settled down now
    Family Loan 1 2200.00 1540.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1641.41 Lloyds Loan 10,000 6770.00 Mortgage 78,000 73235.00
    • LittleMissDetermined
    • By LittleMissDetermined 12th Jul 18, 9:40 AM
    • 2,088 Posts
    • 8,798 Thanks
    LittleMissDetermined
    Hello all

    My PAD today is 10.40

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • erin_transport
    • By erin_transport 12th Jul 18, 11:44 AM
    • 566 Posts
    • 2,532 Thanks
    erin_transport
    Morning
    150 to mortgage over payment
    125 to pension pot
    275 total for me today
    On a mission!

    2018 MFW #138
    • Say No to Credit Cards
    • By Say No to Credit Cards 12th Jul 18, 1:26 PM
    • 99 Posts
    • 373 Thanks
    Say No to Credit Cards
    Hi Everybody

    I have not posted for a few days as I have been away with work on a training course. However, I have still managed to make a PAD including:

    12 Jul 2018 1.65
    11 Jul 2018 1.85
    10 Jul 2018 1.95
    09 Jul 2018 6.26
    08 Jul 2018 2.91

    Take care everybody and see you in the morning
    June 2018 Extra Income 498.00 / 300 -
    July 2018 46.75 / 500
    • lindez
    • By lindez 12th Jul 18, 7:32 PM
    • 160 Posts
    • 681 Thanks
    lindez
    Hi all,
    2.79 to cc 3 today.
    Thank you Jetcat x
    Payment A Day Chapter 18:
    MFWB#44 YTD 74.00OP/65860.00
    Total debt March 2018 9018.22 June 2018 8,080.00
    • AdventureWanted
    • By AdventureWanted 12th Jul 18, 8:07 PM
    • 581 Posts
    • 1,729 Thanks
    AdventureWanted
    6 to CC3 today. Thanks.
    • sashanut
    • By sashanut 12th Jul 18, 11:40 PM
    • 2,868 Posts
    • 26,555 Thanks
    sashanut
    Hi all

    Popping in to PAD - 2.00 coin into VW campervan moneybox please jet - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • jet9cat
    • By jet9cat 13th Jul 18, 6:31 AM
    • 1,503 Posts
    • 10,790 Thanks
    jet9cat
    Morning everyone. Total for 12 July, an aboslutely fab

    515.18
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 13th Jul 18, 6:34 AM
    • 1,503 Posts
    • 10,790 Thanks
    jet9cat
    And my own PAD today of 10 to the balance cc

    Thanks for the good wishes about the job stress, yes, it's been sorted for now at least so feeling a bit happier.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • LittleMissDetermined
    • By LittleMissDetermined 13th Jul 18, 6:50 AM
    • 2,088 Posts
    • 8,798 Thanks
    LittleMissDetermined
    Morning all

    Sooo tired this morning!! Regular cc payment of 270 for me today

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • squeeeek
    • By squeeeek 13th Jul 18, 8:35 AM
    • 202 Posts
    • 1,710 Thanks
    squeeeek
    Good morning

    3.41 to MBNA today please jetcat!
    Family Loan 1 2200.00 1540.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1641.41 Lloyds Loan 10,000 6770.00 Mortgage 78,000 73235.00
    • lindez
    • By lindez 13th Jul 18, 8:49 AM
    • 160 Posts
    • 681 Thanks
    lindez
    Morning all,
    2.66 to cc3 today please.
    Thank you Jetcat x
    Payment A Day Chapter 18:
    MFWB#44 YTD 74.00OP/65860.00
    Total debt March 2018 9018.22 June 2018 8,080.00
    • TheMsTeal
    • By TheMsTeal 13th Jul 18, 8:50 AM
    • 304 Posts
    • 1,098 Thanks
    TheMsTeal
    50p to cc.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • sunshine81
    • By sunshine81 13th Jul 18, 12:57 PM
    • 1,107 Posts
    • 5,859 Thanks
    sunshine81
    91.46 for me today, thanks jetcat
    • redkelly
    • By redkelly 14th Jul 18, 6:47 AM
    • 199 Posts
    • 1,458 Thanks
    redkelly
    Morning all

    Payment this week 100.00

    Total now outstanding 2700.00
    Payment a Day : Creation 1416.05 Cleared June 2017
    Capital One : 2169.37 Cleared May 2018
    M & S : 3207.29 Cleared May 2018
    First direct 4900.00 Cleared July 2018
    Capital One Platium 2800.00 to pay
    • squeeeek
    • By squeeeek 14th Jul 18, 11:17 AM
    • 202 Posts
    • 1,710 Thanks
    squeeeek
    3.45 to MBNA this morning please jetcat
    I hope you are all having a lovely weekend!
    Family Loan 1 2200.00 1540.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1641.41 Lloyds Loan 10,000 6770.00 Mortgage 78,000 73235.00
    • lindez
    • By lindez 14th Jul 18, 11:59 AM
    • 160 Posts
    • 681 Thanks
    lindez
    Morning all,
    2.00 to CC3 please, this is a slow process however, its going in the right direction.
    Thank you Jetcat x
    Payment A Day Chapter 18:
    MFWB#44 YTD 74.00OP/65860.00
    Total debt March 2018 9018.22 June 2018 8,080.00
    • jet9cat
    • By jet9cat 14th Jul 18, 1:36 PM
    • 1,503 Posts
    • 10,790 Thanks
    jet9cat
    Great PADding again yesterday, a total of


    378.03
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
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