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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,427Posts
    • 15,071Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 251
    • jet9cat
    • By jet9cat 9th Jul 18, 6:25 AM
    • 1,602 Posts
    • 11,139 Thanks
    jet9cat
    And I have paid 12.30 off the cc today
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • AdventureWanted
    • By AdventureWanted 9th Jul 18, 6:36 AM
    • 854 Posts
    • 2,428 Thanks
    AdventureWanted
    130 dd paid to CC4 today. Thanks.
    • sunshine81
    • By sunshine81 9th Jul 18, 9:15 AM
    • 1,322 Posts
    • 6,661 Thanks
    sunshine81
    Just 5 for me today thank you jet9cat x
    • lindez
    • By lindez 9th Jul 18, 9:53 AM
    • 348 Posts
    • 1,250 Thanks
    lindez
    Morning
    2.00 please Jetcat to cc3.
    Thank you x
    Payment A Day Chapter 18:
    MFWB#44
    • squeeeek
    • By squeeeek 9th Jul 18, 10:13 AM
    • 276 Posts
    • 1,848 Thanks
    squeeeek
    3.26 to MBNA today please jet9cat
    Family Loan 1 2200.00 0.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1467.00 Lloyds Loan 10,000 6156.67 Mortgage 78,000 72949.39
    • erin_transport
    • By erin_transport 9th Jul 18, 11:21 PM
    • 685 Posts
    • 2,858 Thanks
    erin_transport
    Hi
    38 to cc
    Thanks
    On a mission!

    2018 MFW #138
    • sashanut
    • By sashanut 9th Jul 18, 11:36 PM
    • 2,978 Posts
    • 27,725 Thanks
    sashanut
    Hi all

    Popping in to PAD - 7.00 payment to M&S cc please jet - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • AdventureWanted
    • By AdventureWanted 10th Jul 18, 7:18 AM
    • 854 Posts
    • 2,428 Thanks
    AdventureWanted
    3 to CC3 today. Thanks.
    • squeeeek
    • By squeeeek 10th Jul 18, 8:40 AM
    • 276 Posts
    • 1,848 Thanks
    squeeeek
    3.52 to MBNA for me this morning please jet9cat
    Family Loan 1 2200.00 0.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1467.00 Lloyds Loan 10,000 6156.67 Mortgage 78,000 72949.39
    • lindez
    • By lindez 10th Jul 18, 9:34 AM
    • 348 Posts
    • 1,250 Thanks
    lindez
    Morning everyone.
    2.00 to cc3 today, slow small steps going in the right direction.
    Thank you Jetcat x
    Payment A Day Chapter 18:
    MFWB#44
    • sunshine81
    • By sunshine81 10th Jul 18, 11:26 AM
    • 1,322 Posts
    • 6,661 Thanks
    sunshine81
    Morning!

    65.34 for me today x
    • LittleMissDetermined
    • By LittleMissDetermined 10th Jul 18, 6:52 PM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    Hellooooo lovelies

    Popping in to PAD just 1.59 purse change to the piglet bank please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • sashanut
    • By sashanut 10th Jul 18, 11:20 PM
    • 2,978 Posts
    • 27,725 Thanks
    sashanut
    Hi all

    Popping in to PAD - 2.00 coin into VW campervan moneybox please jet - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • squeeeek
    • By squeeeek 11th Jul 18, 9:35 AM
    • 276 Posts
    • 1,848 Thanks
    squeeeek
    Good morning all!
    28.47 to MBNA today, thank you jetcat
    Family Loan 1 2200.00 0.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1467.00 Lloyds Loan 10,000 6156.67 Mortgage 78,000 72949.39
    • LittleMissDetermined
    • By LittleMissDetermined 11th Jul 18, 4:43 PM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    My PAD today is 27.70 finance payment please jetcat

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • lindez
    • By lindez 11th Jul 18, 5:05 PM
    • 348 Posts
    • 1,250 Thanks
    lindez
    Hi all,
    2.50 payment today to CC3
    Thank you Jetcat x
    Payment A Day Chapter 18:
    MFWB#44
    • jet9cat
    • By jet9cat 11th Jul 18, 7:01 PM
    • 1,602 Posts
    • 11,139 Thanks
    jet9cat
    Terribly sorry PADders, I seem to have missed posting the total for 9th July although I have it written down - been a bit stressed on the work front this last week so must have thought I'd done it but not. So

    9th July total 219.57

    10th July total 77.45
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 11th Jul 18, 7:02 PM
    • 1,602 Posts
    • 11,139 Thanks
    jet9cat
    And my own PAD is 20 for today
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • sunshine81
    • By sunshine81 11th Jul 18, 11:16 PM
    • 1,322 Posts
    • 6,661 Thanks
    sunshine81
    10 for me tonight!

    Hope work gets less stressful jetcat, it's deadline week at ours but the kids are ill so I feel stuck between a rock and a hard place!
    • sunshine81
    • By sunshine81 12th Jul 18, 5:32 AM
    • 1,322 Posts
    • 6,661 Thanks
    sunshine81
    45 this morning x
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