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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,427Posts
    • 15,053Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 250
    • sashanut
    • By sashanut 6th Jul 18, 11:49 PM
    • 2,926 Posts
    • 27,133 Thanks
    sashanut
    Hi all

    Popping in to PAD - 20.54 payment to M&S cc please jet - tkyou!!

    Well done redkelly!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • Say No to Credit Cards
    • By Say No to Credit Cards 7th Jul 18, 6:21 AM
    • 141 Posts
    • 531 Thanks
    Say No to Credit Cards
    Morning

    48.98 from CC3
    Extra Income May 290.92 June 498.00 July 145.61 Aug 2018 142.68
    Pay off CC3 Sept/Oct 2018 2112.04 Balance 1712.89
    April 2018 39,942 Aug 18 36721.65 PAID 3220.35
    • LittleMissDetermined
    • By LittleMissDetermined 7th Jul 18, 7:41 AM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    Morning!

    Just a 1.98 bank round down to the credit card for me today please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • lindez
    • By lindez 7th Jul 18, 8:06 AM
    • 287 Posts
    • 1,049 Thanks
    lindez
    Morning all,
    2.00 to cc3
    7.25 to emergency fund.
    9.25 Total
    Thank you Jetcat x
    Payment A Day Chapter 18:
    MFWB#44
    • TheMsTeal
    • By TheMsTeal 7th Jul 18, 11:18 AM
    • 312 Posts
    • 1,102 Thanks
    TheMsTeal
    Morning All! I've been rather lapse about logging on lately due to general busyness, but I'm still padding away! 36 to cc today.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • sunshine81
    • By sunshine81 7th Jul 18, 2:00 PM
    • 1,246 Posts
    • 6,400 Thanks
    sunshine81
    Just 5 for me thank you jet9cat!
    • jet9cat
    • By jet9cat 7th Jul 18, 3:16 PM
    • 1,585 Posts
    • 11,109 Thanks
    jet9cat
    Welcome back redkelly and The MrsTeal and well done on your achievements while PADding. proof that even if you fall out of the habit of posting you don't fall out of the habit of PADding.

    And talking of which our combined PADs yesterday resulted in a total of

    306.82
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • squeeeek
    • By squeeeek 7th Jul 18, 5:45 PM
    • 276 Posts
    • 1,848 Thanks
    squeeeek
    Hi all just popping in with my PAD's from the last few very busy days!
    234.40 split between family loan 1 & MBNA
    Family Loan 1 2200.00 0.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1467.00 Lloyds Loan 10,000 6156.67 Mortgage 78,000 72949.39
    • AdventureWanted
    • By AdventureWanted 7th Jul 18, 7:45 PM
    • 743 Posts
    • 2,151 Thanks
    AdventureWanted
    5 paid to CC3 today.
    • sashanut
    • By sashanut 7th Jul 18, 11:52 PM
    • 2,926 Posts
    • 27,133 Thanks
    sashanut
    Hi all

    Popping in to PAD - 5.50 payment to M&S cc please jet - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • LittleMissDetermined
    • By LittleMissDetermined 8th Jul 18, 6:30 AM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    Morning!!

    My payment for today is 143.13 to the credit card please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • sunshine81
    • By sunshine81 8th Jul 18, 8:04 AM
    • 1,246 Posts
    • 6,400 Thanks
    sunshine81
    10.30 for me today x
    • Say No to Credit Cards
    • By Say No to Credit Cards 8th Jul 18, 8:28 AM
    • 141 Posts
    • 531 Thanks
    Say No to Credit Cards
    Morning everybody,

    2.91 for me today from CC1

    Hope everybody has a great day
    Extra Income May 290.92 June 498.00 July 145.61 Aug 2018 142.68
    Pay off CC3 Sept/Oct 2018 2112.04 Balance 1712.89
    April 2018 39,942 Aug 18 36721.65 PAID 3220.35
    • lindez
    • By lindez 8th Jul 18, 10:48 AM
    • 287 Posts
    • 1,049 Thanks
    lindez
    Morning all,
    2.00 to cc3 today
    Thank you Jetcat x
    Payment A Day Chapter 18:
    MFWB#44
    • jet9cat
    • By jet9cat 8th Jul 18, 12:19 PM
    • 1,585 Posts
    • 11,109 Thanks
    jet9cat
    Have we all recovered from yesterday's football excitement? Didn't stop us PADDing at total of


    346.11
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 8th Jul 18, 12:20 PM
    • 1,585 Posts
    • 11,109 Thanks
    jet9cat
    and my own payment of 20 to the balance cc for me
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • squeeeek
    • By squeeeek 8th Jul 18, 10:57 PM
    • 276 Posts
    • 1,848 Thanks
    squeeeek
    Evening all!

    3.55 to MBNA today please jet9cat
    Family Loan 1 2200.00 0.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1467.00 Lloyds Loan 10,000 6156.67 Mortgage 78,000 72949.39
    • sashanut
    • By sashanut 8th Jul 18, 11:41 PM
    • 2,926 Posts
    • 27,133 Thanks
    sashanut
    Hi all

    Popping in to PAD - 9.33 payment to M&S cc please jet - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • LittleMissDetermined
    • By LittleMissDetermined 9th Jul 18, 6:11 AM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    Morning!

    22.01 for me today please Jetcat

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • jet9cat
    • By jet9cat 9th Jul 18, 6:24 AM
    • 1,585 Posts
    • 11,109 Thanks
    jet9cat
    Morning all. Total for 8 July


    191.22
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
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