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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,427Posts
    • 15,075Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 231
    • LittleMissDetermined
    • By LittleMissDetermined 17th May 18, 6:13 AM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    Morning all

    42.98 for me today please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • TheMsTeal
    • By TheMsTeal 17th May 18, 7:03 AM
    • 314 Posts
    • 1,102 Thanks
    TheMsTeal
    Token 50p to cc.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • dg1019
    • By dg1019 17th May 18, 7:37 PM
    • 142 Posts
    • 713 Thanks
    dg1019
    10 to card 1 today.
    LBM 24/07/17
    02/06/18: CC1=2850.94 CC2=4454.08 CC3=2333.58 CC4=2642.19 OD=500 Total=12780.79 / 11763.90 (-8.64% repaid )
    • RhiBi
    • By RhiBi 17th May 18, 8:17 PM
    • 613 Posts
    • 1,768 Thanks
    RhiBi
    5 today
    Virtual Sealed Pot 2018 #7 352.26/350

    1 debt vs 100 days 673.72/1000
    • lindez
    • By lindez 17th May 18, 11:01 PM
    • 355 Posts
    • 1,288 Thanks
    lindez
    Hi all 2.50to cc today thank you Sunshine x
    Payment A Day Chapter 18:
    MFWB#44
    • AdventureWanted
    • By AdventureWanted 18th May 18, 7:39 AM
    • 857 Posts
    • 2,431 Thanks
    AdventureWanted
    45 to CC2 today please.
    • LittleMissDetermined
    • By LittleMissDetermined 18th May 18, 7:58 AM
    • 2,112 Posts
    • 8,877 Thanks
    LittleMissDetermined
    Morning and happy friday!

    7.02 for me today please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 800/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • TheMsTeal
    • By TheMsTeal 18th May 18, 8:40 AM
    • 314 Posts
    • 1,102 Thanks
    TheMsTeal
    Token 50p to cc.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • squeeeek
    • By squeeeek 18th May 18, 11:44 AM
    • 276 Posts
    • 1,848 Thanks
    squeeeek
    Hi could I join in please?
    1.01 to MBNA
    Family Loan 1 2200.00 0.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1467.00 Lloyds Loan 10,000 6156.67 Mortgage 78,000 72949.39
    • dg1019
    • By dg1019 18th May 18, 7:00 PM
    • 142 Posts
    • 713 Thanks
    dg1019
    Welcome aboard squeeeek


    another 10 to card 1 today.
    LBM 24/07/17
    02/06/18: CC1=2850.94 CC2=4454.08 CC3=2333.58 CC4=2642.19 OD=500 Total=12780.79 / 11763.90 (-8.64% repaid )
    • cufc_mike
    • By cufc_mike 18th May 18, 10:07 PM
    • 586 Posts
    • 3,137 Thanks
    cufc_mike
    34.95 into my ISA today
    Make 500 May Challenge: 904.40 / 500 -> {We have removed your link from your signature - MSE Forum Team}
    • squeeeek
    • By squeeeek 19th May 18, 12:03 AM
    • 276 Posts
    • 1,848 Thanks
    squeeeek
    Thank you dg1019
    Family Loan 1 2200.00 0.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1467.00 Lloyds Loan 10,000 6156.67 Mortgage 78,000 72949.39
    • sunshine81
    • By sunshine81 19th May 18, 6:42 AM
    • 1,322 Posts
    • 6,663 Thanks
    sunshine81
    Morning!

    Not sure where the week went??? Pledging to ensure I come in daily for the rest of the month, I've been a bit preoccupied.

    Tues: 238.71
    Wed 288.71
    Thur 60.98
    Fri 98.48
    • sunshine81
    • By sunshine81 19th May 18, 7:38 AM
    • 1,322 Posts
    • 6,663 Thanks
    sunshine81
    200 for me today x
    • jet9cat
    • By jet9cat 19th May 18, 8:54 AM
    • 1,602 Posts
    • 11,139 Thanks
    jet9cat
    Welcome squeeek

    6.90 for me today please
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • squeeeek
    • By squeeeek 19th May 18, 9:26 AM
    • 276 Posts
    • 1,848 Thanks
    squeeeek
    Good morning
    2.75 to MBNA please
    Family Loan 1 2200.00 0.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1467.00 Lloyds Loan 10,000 6156.67 Mortgage 78,000 72949.39
    • squeeeek
    • By squeeeek 19th May 18, 9:28 AM
    • 276 Posts
    • 1,848 Thanks
    squeeeek
    Thank you jet9cat!
    Family Loan 1 2200.00 0.00 Family Loan 2 750.00 0.00 MBNA 1967.00 1467.00 Lloyds Loan 10,000 6156.67 Mortgage 78,000 72949.39
    • lindez
    • By lindez 19th May 18, 9:56 AM
    • 355 Posts
    • 1,288 Thanks
    lindez
    Good Morning all what a lovely day. 2.80 to cc 3 thank you Sunshine x
    Payment A Day Chapter 18:
    MFWB#44
    • dg1019
    • By dg1019 19th May 18, 11:40 AM
    • 142 Posts
    • 713 Thanks
    dg1019
    Morning all. Nice and sunny here.

    10 to card 1 today.
    LBM 24/07/17
    02/06/18: CC1=2850.94 CC2=4454.08 CC3=2333.58 CC4=2642.19 OD=500 Total=12780.79 / 11763.90 (-8.64% repaid )
    • RhiBi
    • By RhiBi 19th May 18, 5:57 PM
    • 613 Posts
    • 1,768 Thanks
    RhiBi
    5 again todayfor me! It's going in the right direction!
    Virtual Sealed Pot 2018 #7 352.26/350

    1 debt vs 100 days 673.72/1000
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