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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,423Posts
    • 14,976Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 229
    • cufc_mike
    • By cufc_mike 10th May 18, 11:43 PM
    • 583 Posts
    • 3,123 Thanks
    cufc_mike
    50.12 mortgage overpayment today
    Make 500 May Challenge: 738.36 / 500 -> My Matched Betting Blog
    • cufc_mike
    • By cufc_mike 10th May 18, 11:52 PM
    • 583 Posts
    • 3,123 Thanks
    cufc_mike
    Couldn't resist...getting so close to my allowed overpayment limit, so I've paid another 100 off.

    Also reduces my term by a further month, knocking 2 years off in total since January
    Make 500 May Challenge: 738.36 / 500 -> My Matched Betting Blog
    • jet9cat
    • By jet9cat 11th May 18, 6:20 AM
    • 1,462 Posts
    • 10,600 Thanks
    jet9cat
    Happy Friday everyone

    Paid 10.70 off the cc today. Money is already tight for the month with enough for the remaining bills but not much else so both envious of and inspired by your payments mike. I've got a few pending payments from surveys etc so I should be able to make a few more payments before the end of the month.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • LittleMissDetermined
    • By LittleMissDetermined 11th May 18, 7:18 AM
    • 2,039 Posts
    • 8,578 Thanks
    LittleMissDetermined
    Morning everyone, happy Friday!

    My PAD today is 27.70 finance payment

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • dg1019
    • By dg1019 11th May 18, 7:32 AM
    • 129 Posts
    • 651 Thanks
    dg1019
    Another 4 to card 1 please.

    Enjoy your Friday folks.
    LBM 24/07/17
    22/05/18: CC1=2388.39 CC2=4768.77 CC3=2394.11 CC4=2723.07 Total=12274.34 / 11763.90 (-4.34% repaid )
    • AdventureWanted
    • By AdventureWanted 11th May 18, 8:00 AM
    • 507 Posts
    • 1,508 Thanks
    AdventureWanted
    2.50 paid to CC2 today. Thanks.
    • lindez
    • By lindez 11th May 18, 8:53 AM
    • 64 Posts
    • 239 Thanks
    lindez
    Morning all, 5.00 paid to cc3, oh this is a long one but going down very slowly. Thank you Sunshine x
    The "Save 12k in 2018 my target 2000: 26.00 to date
    Payment A Day Chapter 18:
    MFWB#44 YTD 74.00OP/65860.00
    • AdventureWanted
    • By AdventureWanted 11th May 18, 11:23 AM
    • 507 Posts
    • 1,508 Thanks
    AdventureWanted
    Popping back with an additional 90 to CC2.
    • sunshine81
    • By sunshine81 12th May 18, 6:44 AM
    • 1,017 Posts
    • 5,466 Thanks
    sunshine81
    Thursday: 293.75
    Friday: 139.90

    These days just pass me by!

    20 for me....
    • dg1019
    • By dg1019 12th May 18, 10:00 AM
    • 129 Posts
    • 651 Thanks
    dg1019
    4 more to card 1 today.

    Have a great weekend folks.
    LBM 24/07/17
    22/05/18: CC1=2388.39 CC2=4768.77 CC3=2394.11 CC4=2723.07 Total=12274.34 / 11763.90 (-4.34% repaid )
    • lindez
    • By lindez 12th May 18, 10:34 AM
    • 64 Posts
    • 239 Thanks
    lindez
    Morning all,
    4.26 to cc3.
    Happy Saturday everyone
    The "Save 12k in 2018 my target 2000: 26.00 to date
    Payment A Day Chapter 18:
    MFWB#44 YTD 74.00OP/65860.00
    • erin_transport
    • By erin_transport 12th May 18, 2:41 PM
    • 523 Posts
    • 2,335 Thanks
    erin_transport
    Afternoon
    5 to cc
    25 to online savings
    30 total
    On a mission!

    2018 MFW #138
    • erin_transport
    • By erin_transport 13th May 18, 10:14 AM
    • 523 Posts
    • 2,335 Thanks
    erin_transport
    Morning
    Tidy up of bank accounts today
    25.38 to online savings.
    Thanks
    On a mission!

    2018 MFW #138
    • RhiBi
    • By RhiBi 13th May 18, 10:59 AM
    • 537 Posts
    • 1,580 Thanks
    RhiBi
    5 for me today!
    Virtual Sealed Pot 2018 #7 173.69/250
    • dg1019
    • By dg1019 13th May 18, 11:52 AM
    • 129 Posts
    • 651 Thanks
    dg1019
    Another 4 to card 1 today.
    LBM 24/07/17
    22/05/18: CC1=2388.39 CC2=4768.77 CC3=2394.11 CC4=2723.07 Total=12274.34 / 11763.90 (-4.34% repaid )
    • TheMsTeal
    • By TheMsTeal 13th May 18, 1:32 PM
    • 273 Posts
    • 1,004 Thanks
    TheMsTeal
    Hi all I'm back after a short break from PAD due to boring stuff...
    5 to reg payment please.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • AdventureWanted
    • By AdventureWanted 13th May 18, 7:33 PM
    • 507 Posts
    • 1,508 Thanks
    AdventureWanted
    20 to CC2 today. Thanks.
    • cufc_mike
    • By cufc_mike 13th May 18, 11:32 PM
    • 583 Posts
    • 3,123 Thanks
    cufc_mike
    36.32 mortgage overpayment today. And that is now the maximum I am allowed to overpay on my mortgage until end of August 2018.
    Make 500 May Challenge: 738.36 / 500 -> My Matched Betting Blog
    • AdventureWanted
    • By AdventureWanted 14th May 18, 7:07 AM
    • 507 Posts
    • 1,508 Thanks
    AdventureWanted
    180 dd payment to CC2 today. Thanks.
    • lindez
    • By lindez 14th May 18, 9:08 AM
    • 64 Posts
    • 239 Thanks
    lindez
    Good Morning all, just a bank tidy up today thank you sunshine a small 1.94 x
    The "Save 12k in 2018 my target 2000: 26.00 to date
    Payment A Day Chapter 18:
    MFWB#44 YTD 74.00OP/65860.00
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