Payment A Day Chapter 18

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  • Hi
    Today £8 to holiday 2018 pot
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • Angela84
    Angela84 Posts: 398 Forumite
    First Post Photogenic First Anniversary Combo Breaker
    £17.28 for me today.

    This is so addictive! And just these extra pounds are all just helping us get towards that magical debt free day :money:
    LBM January 2017 £34k will have paid back finally by my DFD May 2021
    got my first store card on my 18th birthday, never known a life without the grey cloud of debt looming over me. 18yrs and the end is finally in sight 🤩
  • TheMsTeal
    TheMsTeal Posts: 331 Forumite
    First Post
    Just 0.51 to cc today. Thanks.
  • sashybo
    sashybo Posts: 4,501 Forumite
    Name Dropper First Post First Anniversary Photogenic
    Hi all, have been MIA again. :o

    PAD today is £4 to loan no1 which is now under £600 & will be paid off by the end of the year, approx 18 months early. :j

    Chelseablue maybe you could send half of the money you have left over to savings & pay half off the debt as a compromise?

    :hello: Welcome to Lancashirelass1 PAD is a great motivator & a great habit to get into. :D
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £14,073, Car loan 2 £16,000, 0% CC1 £195. Debt Free Diary to try & keep spending in check.
  • The total amount PADded for Monday 21st August is...

    £274.17

    :T
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
  • My payment today is £52.40

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
  • As above £12.84 paid to Lloyds credit card today, balance will update overnight so tomorrow will be £3,187.16

    Sent £500 to wedding savings today and still have £650 to last until payday on Friday.

    But need to pay for new tyres tomorrow that's £114, plus £120 to NEXT (I clear the balance in full if I ever order from them).

    Plus £120 to Barclaycard (this is the only actual physical card I have and pay it off in full if I ever use it).

    So that will leave £296. Not sure whether to transfer this to savings or pay it off a card??

    Not sure if everyone does this but I include money moved to savings as PADs. Sometimes my bank skim isn't large enough to make a payment t to the credit card so I transfer the odd pence to my emergency fund
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
  • dg1019
    dg1019 Posts: 967 Forumite
    First Anniversary First Post Name Dropper Photogenic
    Morning all.

    Just £1 to card 2 today please LMD.

    Only two more PADS until payday...
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • Lancashirelass1
    Lancashirelass1 Posts: 135 Forumite
    edited 22 August 2017 at 8:05AM
    Morning all,
    £2.80 off my Barclaycard (CC1) today.
    I have also had a goodwill gesture of £35.00 (long story)....from Cap One and £30.22 off Catalogue added to my account! Not sure if that can be counted in? please let me know if it can and I will highlight it for the counter upper!

    Thank you
    LL
    Aim to be debt free....
    Snowballing since August 2017
    Debt total
    28'570.92 (august 17)
  • Morning
    £87.50 to pension pot this morning
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
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