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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,423Posts
    • 14,971Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 190
    • AdventureWanted
    • By AdventureWanted 9th Feb 18, 11:27 AM
    • 463 Posts
    • 1,409 Thanks
    AdventureWanted
    100 to CC2 today. Thanks.
    • sunshine81
    • By sunshine81 9th Feb 18, 12:42 PM
    • 982 Posts
    • 5,304 Thanks
    sunshine81
    10 for me today to Tesco
    • squanderscouse
    • By squanderscouse 9th Feb 18, 3:57 PM
    • 89 Posts
    • 321 Thanks
    squanderscouse
    10 to savings
    10 to cc

    Thank you
    Bank Loan 5000/PAID Barclaycard2500/1811.34Overdraft 2000/Cleared MBNAClosed
    Littlewoods 1200/181.65

    February NSD 4/12
    Sealed pot challenge 11 #568
    February bring your lunch to work = 6/18
    • Stayathomemum36
    • By Stayathomemum36 9th Feb 18, 4:51 PM
    • 47 Posts
    • 151 Thanks
    Stayathomemum36
    2.50 to my next account please
    PAD 2018 867 1k emergency fund chall 368 / 1000. DFD "Making the changes and sticking to it".O/D 550/0 [STRIKE]Next 636 0[/STRIKE CC Debt: 2903128182.10
    • RhiBi
    • By RhiBi 9th Feb 18, 4:59 PM
    • 457 Posts
    • 1,437 Thanks
    RhiBi
    4 for me today as I forgot to do any yesterday!
    Virtual Sealed Pot 2018 #7 152.81/250
    • Onebrokelady
    • By Onebrokelady 9th Feb 18, 5:28 PM
    • 341 Posts
    • 933 Thanks
    Onebrokelady
    1to my Xmas saving please
    Just keep swimming
    Original Debt Owed Jan 18 = 17,630 Paid To Date = 502 Debt Now = 17,128
    • TheMsTeal
    • By TheMsTeal 9th Feb 18, 8:35 PM
    • 257 Posts
    • 981 Thanks
    TheMsTeal
    Loose change: 50p to cc.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • Keedie
    • By Keedie 9th Feb 18, 11:40 PM
    • 245 Posts
    • 1,016 Thanks
    Keedie
    Hi All,

    25 to Santander CC for me please.

    Thanks,

    Keedie
    LBM 27/06/16 = 31,400.57 (7 creditors) BUT on 12/03/2018 = 15,939.84/31,400.57 (6 creditors) = 50.76% repaid
    Aiming to be Debt Free = 31/12/2020
    • sashanut
    • By sashanut 9th Feb 18, 11:53 PM
    • 2,765 Posts
    • 25,635 Thanks
    sashanut
    Hi all

    Popping in to PAD 8.80 to cc please iheart - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • mandz1
    • By mandz1 10th Feb 18, 7:27 AM
    • 2,548 Posts
    • 11,090 Thanks
    mandz1
    4.45 to cc1 please
    PAD Maker
    • sunshine81
    • By sunshine81 10th Feb 18, 8:16 AM
    • 982 Posts
    • 5,304 Thanks
    sunshine81
    10 to Barclaycard this morning.
    • AdventureWanted
    • By AdventureWanted 10th Feb 18, 10:02 AM
    • 463 Posts
    • 1,409 Thanks
    AdventureWanted
    Bank rounded down today, so sending 9 to CC2.
    • TheMsTeal
    • By TheMsTeal 10th Feb 18, 10:51 AM
    • 257 Posts
    • 981 Thanks
    TheMsTeal
    Morning! 5 to reg payment.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • kirtsypoos
    • By kirtsypoos 10th Feb 18, 12:19 PM
    • 3,423 Posts
    • 14,971 Thanks
    kirtsypoos
    Afternoon all,

    64.39 to spendy CC for me today
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • erin_transport
    • By erin_transport 10th Feb 18, 12:49 PM
    • 499 Posts
    • 2,233 Thanks
    erin_transport
    Hi

    150 payment today (2018 MFW #138)
    100 to cc
    25 to pension pot
    Total today 275
    On a mission!

    2018 MFW #138
    • Onebrokelady
    • By Onebrokelady 10th Feb 18, 5:04 PM
    • 341 Posts
    • 933 Thanks
    Onebrokelady
    1. In my Xmas tin
    Just keep swimming
    Original Debt Owed Jan 18 = 17,630 Paid To Date = 502 Debt Now = 17,128
    • Stayathomemum36
    • By Stayathomemum36 10th Feb 18, 7:21 PM
    • 47 Posts
    • 151 Thanks
    Stayathomemum36
    1 to my next account today
    PAD 2018 867 1k emergency fund chall 368 / 1000. DFD "Making the changes and sticking to it".O/D 550/0 [STRIKE]Next 636 0[/STRIKE CC Debt: 2903128182.10
    • A Random Man
    • By A Random Man 10th Feb 18, 8:52 PM
    • 191 Posts
    • 933 Thanks
    A Random Man
    Evening everyone yesterday and today i have made 5 payment to my credit card
    Total Debt 1st Jan 13100/11423.30 (12.79% Paid)
    Make 10 A Day In April (Matched Betting) 750/190.87
    Make 10 A Day In April (eBay) 300/1.85
    Payment A Day total: 444.19
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • cufc_mike
    • By cufc_mike 10th Feb 18, 11:18 PM
    • 567 Posts
    • 3,041 Thanks
    cufc_mike
    32.03 mortgage overpayment today
    Make 1,000 April Challenge: 1,117.70 / 1,000 -> My Matched Betting Blog
    Mortgage Overpayments: 2,867.06 | 1,544.33 Interest Saved
    Mortgage End Date: Was 01/06/2033 -> Now: 01/10/2031 (reduced by 20 months by PAD'ing)
    • TheMsTeal
    • By TheMsTeal 11th Feb 18, 6:57 AM
    • 257 Posts
    • 981 Thanks
    TheMsTeal
    Loose change: 50p to cc.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
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