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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,423Posts
    • 14,971Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 187
    • Calling14
    • By Calling14 5th Feb 18, 11:22 AM
    • 2,686 Posts
    • 19,709 Thanks
    Calling14
    8 for me today.

    Happy Monday folks
    LBM 13039 1.1.13 Start 2018 5552 NOW 3380
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 2172/5552 DFD 12/18
    E
    Fund #9 220/1,000
    1 x 100 days challenge
    7/2000

    • kirtsypoos
    • By kirtsypoos 5th Feb 18, 12:36 PM
    • 3,423 Posts
    • 14,971 Thanks
    kirtsypoos
    Afternoon All!

    75 CC DD for me today please
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • sunshine81
    • By sunshine81 5th Feb 18, 1:07 PM
    • 982 Posts
    • 5,304 Thanks
    sunshine81
    10 for me today!
    • sashanut
    • By sashanut 5th Feb 18, 3:44 PM
    • 2,765 Posts
    • 25,635 Thanks
    sashanut
    Hi all

    Popping in to PAD 4.00 - 2 x 2 coins into VW campervan moneybox please iheart
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • LittleMissDetermined
    • By LittleMissDetermined 5th Feb 18, 7:00 PM
    • 2,007 Posts
    • 8,441 Thanks
    LittleMissDetermined
    A frugal few weeks ahead of me before going away so just a small 1.83 sent to the credit card

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • RhiBi
    • By RhiBi 5th Feb 18, 10:11 PM
    • 457 Posts
    • 1,437 Thanks
    RhiBi
    PADding 12 today x
    Virtual Sealed Pot 2018 #7 152.81/250
    • cufc_mike
    • By cufc_mike 5th Feb 18, 11:48 PM
    • 567 Posts
    • 3,041 Thanks
    cufc_mike
    15.74 mortgage overpayment today
    Make 1,000 April Challenge: 1,117.70 / 1,000 -> My Matched Betting Blog
    Mortgage Overpayments: 2,867.06 | 1,544.33 Interest Saved
    Mortgage End Date: Was 01/06/2033 -> Now: 01/10/2031 (reduced by 20 months by PAD'ing)
    • jet9cat
    • By jet9cat 6th Feb 18, 6:22 AM
    • 1,446 Posts
    • 10,532 Thanks
    jet9cat
    Hi folks, 12.30 paid for me today please
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • LittleMissDetermined
    • By LittleMissDetermined 6th Feb 18, 6:30 AM
    • 2,007 Posts
    • 8,441 Thanks
    LittleMissDetermined
    Morning!

    15.95 for me today please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • mandz1
    • By mandz1 6th Feb 18, 6:38 AM
    • 2,548 Posts
    • 11,090 Thanks
    mandz1
    10.04 to cc1 this morning please
    PAD Maker
    • TheMsTeal
    • By TheMsTeal 6th Feb 18, 8:59 AM
    • 257 Posts
    • 981 Thanks
    TheMsTeal
    30.74 to cc please.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • taskey
    • By taskey 6th Feb 18, 9:38 AM
    • 160 Posts
    • 450 Thanks
    taskey
    4.16 to argos for me please

    Thank you
    1 a day for Xmas 2018 #9 130 9/4/18 | 2 savers club #11 32| 50p's #4 30 bagged 6 loose
    • erin_transport
    • By erin_transport 6th Feb 18, 12:37 PM
    • 499 Posts
    • 2,233 Thanks
    erin_transport
    Hi
    20 to online savings
    20 to holiday 2018 pot
    40 total for me today
    On a mission!

    2018 MFW #138
    • Brookside88
    • By Brookside88 6th Feb 18, 1:54 PM
    • 71 Posts
    • 159 Thanks
    Brookside88
    Hi, newbie here!

    10 to CC today please

    Thanks
    • Calling14
    • By Calling14 6th Feb 18, 2:40 PM
    • 2,686 Posts
    • 19,709 Thanks
    Calling14
    Another 8 for me today.
    LBM 13039 1.1.13 Start 2018 5552 NOW 3380
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 2172/5552 DFD 12/18
    E
    Fund #9 220/1,000
    1 x 100 days challenge
    7/2000

    • sunshine81
    • By sunshine81 6th Feb 18, 3:45 PM
    • 982 Posts
    • 5,304 Thanks
    sunshine81
    35 today.
    • Picklepot
    • By Picklepot 6th Feb 18, 4:27 PM
    • 304 Posts
    • 4,237 Thanks
    Picklepot
    forgive me ..for i have lapsed with my padding.
    22.00 for me today please
    • RhiBi
    • By RhiBi 6th Feb 18, 7:28 PM
    • 457 Posts
    • 1,437 Thanks
    RhiBi
    2 for me today please!
    Virtual Sealed Pot 2018 #7 152.81/250
    • Iheart
    • By Iheart 6th Feb 18, 8:37 PM
    • 141 Posts
    • 757 Thanks
    Iheart
    Evening everybody.

    Sundays total was a sublime 195.20 and Monday's was a marvellous 624.57

    SPC11 #33
    Time to slay the loan one PAD at a time 851.46/4947.40
    • Iheart
    • By Iheart 6th Feb 18, 8:38 PM
    • 141 Posts
    • 757 Thanks
    Iheart
    2.05 for me today
    SPC11 #33
    Time to slay the loan one PAD at a time 851.46/4947.40
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