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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,421Posts
    • 14,977Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 167
    • erin_transport
    • By erin_transport 7th Jan 18, 7:31 PM
    • 551 Posts
    • 2,466 Thanks
    erin_transport
    Hi
    40 to isa this evening
    On a mission!

    2018 MFW #138
    • cufc_mike
    • By cufc_mike 7th Jan 18, 8:44 PM
    • 585 Posts
    • 3,133 Thanks
    cufc_mike
    36.72 mortgage overpayment for me today please
    Make 500 May Challenge: 904.40 / 500 -> My Matched Betting Blog
    • kirtsypoos
    • By kirtsypoos 7th Jan 18, 10:23 PM
    • 3,421 Posts
    • 14,977 Thanks
    kirtsypoos
    Evening all!

    25 for me today please
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • sashanut
    • By sashanut 8th Jan 18, 12:02 AM
    • 2,833 Posts
    • 26,240 Thanks
    sashanut
    Hi all

    Popping in to PAD 6.50 - pmt to cc - tks LMD PS PAD is for 7th Jan..
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • A Random Man
    • By A Random Man 8th Jan 18, 12:16 AM
    • 192 Posts
    • 935 Thanks
    A Random Man
    16.60 payment to credit card 1 yesterday
    Total Debt 1st Jan 13100/11423.30 (12.79% Paid)
    Make 10 A Day In April (Matched Betting) 750/190.87
    Make 10 A Day In April (eBay) 300/1.85
    Payment A Day total: 444.19
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • LittleMissDetermined
    • By LittleMissDetermined 8th Jan 18, 7:24 AM
    • 2,067 Posts
    • 8,700 Thanks
    LittleMissDetermined
    A fabulous day with a total for Sunday 7th January of

    761.77

    Well done everyone!
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • LittleMissDetermined
    • By LittleMissDetermined 8th Jan 18, 7:26 AM
    • 2,067 Posts
    • 8,700 Thanks
    LittleMissDetermined
    Back with my own PAD of 138.86 to various places

    Have a happy Monday

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • trickster76
    • By trickster76 8th Jan 18, 7:50 AM
    • 39 Posts
    • 159 Thanks
    trickster76
    9.25 to CC3

    • AdventureWanted
    • By AdventureWanted 8th Jan 18, 8:06 AM
    • 551 Posts
    • 1,630 Thanks
    AdventureWanted
    137 paid today (130 to cc4 & 7 to CC2)
    • TheMsTeal
    • By TheMsTeal 8th Jan 18, 8:54 AM
    • 297 Posts
    • 1,084 Thanks
    TheMsTeal
    Morning All! 5 to regular payment.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • sunshine81
    • By sunshine81 8th Jan 18, 12:46 PM
    • 1,066 Posts
    • 5,704 Thanks
    sunshine81
    Afternoon! Being a bit more precarious now, 20 today x
    • kirtsypoos
    • By kirtsypoos 8th Jan 18, 12:58 PM
    • 3,421 Posts
    • 14,977 Thanks
    kirtsypoos
    Afternoon all!

    75 thanks to OHs CC DD coming out this morning
    Last edited by kirtsypoos; 08-01-2018 at 12:59 PM. Reason: Wrong thread!!!
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • taskey
    • By taskey 8th Jan 18, 1:29 PM
    • 161 Posts
    • 458 Thanks
    taskey
    Sorry. Couldn!!!8217;t post yesterday

    2.50 argos
    1 a day for Xmas 2018 #9 130 9/4/18 | 2 savers club #11 32| 50p's #4 30 bagged 6 loose
    • Picklepot
    • By Picklepot 8th Jan 18, 3:03 PM
    • 304 Posts
    • 4,237 Thanks
    Picklepot
    45p
    bank round down for me today please
    • RhiBi
    • By RhiBi 8th Jan 18, 4:32 PM
    • 581 Posts
    • 1,712 Thanks
    RhiBi
    My usual 2 to Next again!
    Virtual Sealed Pot 2018 #7 173.69/250
    • mumofthetwins
    • By mumofthetwins 8th Jan 18, 7:38 PM
    • 1,038 Posts
    • 4,020 Thanks
    mumofthetwins
    Hi guys .. is it ok if I join the challenge again ? .. last year I was flying with this thread and I really need to get a grip on it again !!!128521;

    Thanks a million
    Lisa
    DFW
    June 1280/19500 Murphy 500/500
    May 3085/23042
    April 1266.27/25843.54 STF 1500/1500
    MFW OP 2018 400
    • _MrsB
    • By _MrsB 8th Jan 18, 9:05 PM
    • 7 Posts
    • 27 Thanks
    _MrsB
    PAD of 7.25 today - new balance is 7,146.75.
    Original Debt =7392.41 on 1 cc

    #Goals #DebtFree #FinancialFreedom
    • erin_transport
    • By erin_transport 8th Jan 18, 9:22 PM
    • 551 Posts
    • 2,466 Thanks
    erin_transport
    Evening
    8 to cc
    8 to online savings
    16 total for me today
    On a mission!

    2018 MFW #138
    • A Random Man
    • By A Random Man 8th Jan 18, 10:30 PM
    • 192 Posts
    • 935 Thanks
    A Random Man
    Hi everyone made a pad today of 563.81 to clear my first credit card
    Total Debt 1st Jan 13100/11423.30 (12.79% Paid)
    Make 10 A Day In April (Matched Betting) 750/190.87
    Make 10 A Day In April (eBay) 300/1.85
    Payment A Day total: 444.19
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • TheMsTeal
    • By TheMsTeal 9th Jan 18, 7:45 AM
    • 297 Posts
    • 1,084 Thanks
    TheMsTeal
    Morning All! 5 to regular payment.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
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