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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,423Posts
    • 14,977Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 166
    • LittleMissDetermined
    • By LittleMissDetermined 6th Jan 18, 8:56 AM
    • 2,066 Posts
    • 8,699 Thanks
    LittleMissDetermined
    Back with a bank round down to the credit card of 1.59

    Have a good day everyone!

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • sunshine81
    • By sunshine81 6th Jan 18, 10:19 AM
    • 1,062 Posts
    • 5,700 Thanks
    sunshine81
    45 for me today x
    • erin_transport
    • By erin_transport 6th Jan 18, 10:37 AM
    • 551 Posts
    • 2,466 Thanks
    erin_transport
    Morning
    18 to mortgage over payment
    58 to cc
    125 to mortgage over payment (MFW2018)
    201 total today
    On a mission!

    2018 MFW #138
    • taskey
    • By taskey 6th Jan 18, 11:01 AM
    • 161 Posts
    • 458 Thanks
    taskey
    1.30 bank round down to argos

    Chippin!!!8217; away
    1 a day for Xmas 2018 #9 130 9/4/18 | 2 savers club #11 32| 50p's #4 30 bagged 6 loose
    • RhiBi
    • By RhiBi 6th Jan 18, 11:03 AM
    • 580 Posts
    • 1,710 Thanks
    RhiBi
    Another 2 to Next for me.

    I was disappointed when I logged in to my account this morning as the interest had been added so I!!!8217;m back over 1800 owing . Normally, I!!!8217;d have thrown in the towel and wondered what the point was, but I!!!8217;m plodding on and even paying 2 a day (plus my usual monthly payment) will take an extra 60 a month off and that!!!8217;s got to help! I!!!8217;m not beaten!!!
    Virtual Sealed Pot 2018 #7 173.69/250
    • jet9cat
    • By jet9cat 6th Jan 18, 11:12 AM
    • 1,470 Posts
    • 10,639 Thanks
    jet9cat
    On a bit of a roll at the moment with another 5 paid off the balance cc today.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • trickster76
    • By trickster76 6th Jan 18, 12:33 PM
    • 39 Posts
    • 159 Thanks
    trickster76
    3.14 to CC2

    • dreamingofmoney
    • By dreamingofmoney 6th Jan 18, 4:30 PM
    • 391 Posts
    • 4,647 Thanks
    dreamingofmoney
    97p for me today. A little purse tidy into my tub
    Xx
    Paying back 1% at a time 58.4%of total debt paid off.
    No. 82 PAYDBX18 3657.72/9547of debt paid from this years goal this equals 38.3%
    1st debt paid off bye bye b'card.
    5 4 debts to tackle, doing it one at a time. Original debt free date Jan 2020. New date July 2019
    • A Random Man
    • By A Random Man 6th Jan 18, 10:13 PM
    • 192 Posts
    • 935 Thanks
    A Random Man
    Evening everyone i made a payment of 8.33 towards credit card 2, hope everyone had a lovely Saturday
    Total Debt 1st Jan 13100/11423.30 (12.79% Paid)
    Make 10 A Day In April (Matched Betting) 750/190.87
    Make 10 A Day In April (eBay) 300/1.85
    Payment A Day total: 444.19
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • sashanut
    • By sashanut 7th Jan 18, 12:03 AM
    • 2,830 Posts
    • 26,207 Thanks
    sashanut
    Hi all

    Popping in to PAD 270.00 - refund to cc - tks LMD PS PAD is for 6th Jan..
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • sunshine81
    • By sunshine81 7th Jan 18, 6:35 AM
    • 1,062 Posts
    • 5,700 Thanks
    sunshine81
    Early morning 40 PAD!
    • TheMsTeal
    • By TheMsTeal 7th Jan 18, 8:13 AM
    • 297 Posts
    • 1,084 Thanks
    TheMsTeal
    Morning! 5 to reg payment.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • AdventureWanted
    • By AdventureWanted 7th Jan 18, 8:22 AM
    • 548 Posts
    • 1,628 Thanks
    AdventureWanted
    8 paid to CC2 today
    • LittleMissDetermined
    • By LittleMissDetermined 7th Jan 18, 8:40 AM
    • 2,066 Posts
    • 8,699 Thanks
    LittleMissDetermined
    Another great day with a total for Saturday 6th January of

    498.27

    Well done everyone!
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • LittleMissDetermined
    • By LittleMissDetermined 7th Jan 18, 9:11 AM
    • 2,066 Posts
    • 8,699 Thanks
    LittleMissDetermined
    Back with my own PAD of 1.82 purse change to the piglet bank

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • jet9cat
    • By jet9cat 7th Jan 18, 9:33 AM
    • 1,470 Posts
    • 10,639 Thanks
    jet9cat
    Payment of 460.80 today please
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • RhiBi
    • By RhiBi 7th Jan 18, 11:55 AM
    • 580 Posts
    • 1,710 Thanks
    RhiBi
    Another 2 for me please
    Virtual Sealed Pot 2018 #7 173.69/250
    • Chappie77
    • By Chappie77 7th Jan 18, 3:25 PM
    • 165 Posts
    • 771 Thanks
    Chappie77
    Afternoon!

    I have managed to pay off 127.17 from my Very account this week. Here's to more like that!

    Chappie x
    Payment a Day 2018 Very 1701.22/1701.22 Business Barclaycard 0/633.19 Saving for Xmas 2018 156/500 Virtual Sealed Pot 2018 325/700 PAYDBX2018 2959.75/7268.47 2 Savers Club 2018 90
    • Mum.Wife.Me
    • By Mum.Wife.Me 7th Jan 18, 4:34 PM
    • 17 Posts
    • 46 Thanks
    Mum.Wife.Me
    4.99 off Very today xx
    VERY 54.87/1124.88
    CC1 0/5698.96
    CC2 0/4000(TBC)
    LOAN 0/14240.00
    • trickster76
    • By trickster76 7th Jan 18, 7:00 PM
    • 39 Posts
    • 159 Thanks
    trickster76
    2.57 to CC2

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