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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,423Posts
    • 14,977Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 165
    • TheMsTeal
    • By TheMsTeal 5th Jan 18, 6:34 AM
    • 297 Posts
    • 1,084 Thanks
    TheMsTeal
    2.60 to cc please.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • mandz1
    • By mandz1 5th Jan 18, 6:47 AM
    • 2,548 Posts
    • 11,090 Thanks
    mandz1
    20 to cc1 this morning please LMD
    PAD Maker
    • LittleMissDetermined
    • By LittleMissDetermined 5th Jan 18, 7:57 AM
    • 2,066 Posts
    • 8,699 Thanks
    LittleMissDetermined
    A fantastic day with a total for Thursday 4th January of

    1511.17

    Great PAD from Sunshine and well done everyone!
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • LittleMissDetermined
    • By LittleMissDetermined 5th Jan 18, 8:20 AM
    • 2,066 Posts
    • 8,699 Thanks
    LittleMissDetermined
    Back again with my own PAD - today it's just 2.06 bank round down to the credit card


    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • taskey
    • By taskey 5th Jan 18, 9:05 AM
    • 161 Posts
    • 458 Thanks
    taskey
    1.51 to argos for me please


    thanks
    1 a day for Xmas 2018 #9 130 9/4/18 | 2 savers club #11 32| 50p's #4 30 bagged 6 loose
    • erin_transport
    • By erin_transport 5th Jan 18, 10:12 AM
    • 551 Posts
    • 2,466 Thanks
    erin_transport
    Morning
    10 to cc
    10 to mortgage over payment
    10 to online savings
    18 to pension pot
    48 total for me today
    On a mission!

    2018 MFW #138
    • RhiBi
    • By RhiBi 5th Jan 18, 10:38 AM
    • 580 Posts
    • 1,710 Thanks
    RhiBi
    Another 2 to Next for me again!
    Virtual Sealed Pot 2018 #7 173.69/250
    • sunshine81
    • By sunshine81 5th Jan 18, 10:52 AM
    • 1,064 Posts
    • 5,700 Thanks
    sunshine81
    Morning - 26.99 gone off the debt today.
    • dreamingofmoney
    • By dreamingofmoney 5th Jan 18, 12:38 PM
    • 391 Posts
    • 4,647 Thanks
    dreamingofmoney
    Afternoon all


    Today I have padded 78.77 to various little pots. apart from odd pence into my money tin cant imagine much being done over the weekend
    Take Care
    xx
    Paying back 1% at a time 58.4%of total debt paid off.
    No. 82 PAYDBX18 3657.72/9547of debt paid from this years goal this equals 38.3%
    1st debt paid off bye bye b'card.
    5 4 debts to tackle, doing it one at a time. Original debt free date Jan 2020. New date July 2019
    • Picklepot
    • By Picklepot 5th Jan 18, 2:50 PM
    • 304 Posts
    • 4,237 Thanks
    Picklepot
    1.00

    For me today please
    • squanderscouse
    • By squanderscouse 5th Jan 18, 4:01 PM
    • 89 Posts
    • 321 Thanks
    squanderscouse
    Hi all,

    50 to cc today please
    Bank Loan 5000/PAID Barclaycard2500/1811.34Overdraft 2000/Cleared MBNAClosed
    Littlewoods 1200/181.65

    February NSD 4/12
    Sealed pot challenge 11 #568
    February bring your lunch to work = 6/18
    • kirtsypoos
    • By kirtsypoos 5th Jan 18, 4:02 PM
    • 3,423 Posts
    • 14,977 Thanks
    kirtsypoos
    Afternoon all!

    15 to CC for me today please
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • Iheart
    • By Iheart 5th Jan 18, 5:11 PM
    • 141 Posts
    • 757 Thanks
    Iheart
    96.03 to the loan please LMD.
    SPC11 #33
    Time to slay the loan one PAD at a time 851.46/4947.40
    • AdventureWanted
    • By AdventureWanted 5th Jan 18, 7:16 PM
    • 550 Posts
    • 1,629 Thanks
    AdventureWanted
    25 paid to CC2 today. Thanks.
    • Mum.Wife.Me
    • By Mum.Wife.Me 5th Jan 18, 9:22 PM
    • 17 Posts
    • 46 Thanks
    Mum.Wife.Me
    2,99 off Very today! xx
    VERY 54.87/1124.88
    CC1 0/5698.96
    CC2 0/4000(TBC)
    LOAN 0/14240.00
    • jet9cat
    • By jet9cat 5th Jan 18, 9:52 PM
    • 1,470 Posts
    • 10,639 Thanks
    jet9cat
    Another 15 to the cc today for me courtesy of a payout from Prolific
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • A Random Man
    • By A Random Man 5th Jan 18, 10:00 PM
    • 192 Posts
    • 935 Thanks
    A Random Man
    9.95 payment to credit card 2 courtesy of quidco
    Total Debt 1st Jan 13100/11423.30 (12.79% Paid)
    Make 10 A Day In April (Matched Betting) 750/190.87
    Make 10 A Day In April (eBay) 300/1.85
    Payment A Day total: 444.19
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • sashanut
    • By sashanut 5th Jan 18, 11:45 PM
    • 2,831 Posts
    • 26,218 Thanks
    sashanut
    Hi all

    Popping in to PAD 95.00 - refund to cc - tks LMD
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • TheMsTeal
    • By TheMsTeal 6th Jan 18, 7:56 AM
    • 297 Posts
    • 1,084 Thanks
    TheMsTeal
    30.92 to cc.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • LittleMissDetermined
    • By LittleMissDetermined 6th Jan 18, 8:54 AM
    • 2,066 Posts
    • 8,699 Thanks
    LittleMissDetermined
    Another great day with a total for Friday 5th January of

    491.90

    Well done everyone!
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
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