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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,423Posts
    • 14,977Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 149
    • LittleMissDetermined
    • By LittleMissDetermined 6th Dec 17, 5:40 AM
    • 2,045 Posts
    • 8,605 Thanks
    LittleMissDetermined
    Morning all

    My PAD is 15.95 regular payment

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • TheMsTeal
    • By TheMsTeal 6th Dec 17, 8:35 AM
    • 275 Posts
    • 1,017 Thanks
    TheMsTeal
    Morning! 5 to regular payment.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • Sassers
    • By Sassers 6th Dec 17, 12:34 PM
    • 1,247 Posts
    • 8,097 Thanks
    Sassers
    Hi everyone - hope you're all wrapped up nice and warm.
    It's bitter cold here in south Wales (and I think we've got snow on the way...
    My pad for this month is 760
    ...and I'll be back a bit later with last months total too.
    Lots of love
    Sassers xxxx
    Current debt and mortgage: 29, 606 Debt/Mortgage at start: 92,598 (27/09/2010) Paid off so far: 62,992
    • kirtsypoos
    • By kirtsypoos 6th Dec 17, 1:17 PM
    • 3,423 Posts
    • 14,977 Thanks
    kirtsypoos
    Afternoon all!

    23.28 to spendy CC for me today please
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • erin_transport
    • By erin_transport 6th Dec 17, 3:36 PM
    • 528 Posts
    • 2,351 Thanks
    erin_transport
    Hi
    2 to cc
    2 to online savings
    4 total for me today
    On a mission!

    2018 MFW #138
    • taskey
    • By taskey 6th Dec 17, 8:08 PM
    • 161 Posts
    • 458 Thanks
    taskey
    0.58 bank round down to Tesco cc
    1 a day for Xmas 2018 #9 130 9/4/18 | 2 savers club #11 32| 50p's #4 30 bagged 6 loose
    • jet9cat
    • By jet9cat 6th Dec 17, 8:47 PM
    • 1,464 Posts
    • 10,610 Thanks
    jet9cat
    Evening everyone


    total for 5th December was 223.70
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • beach-holiday
    • By beach-holiday 7th Dec 17, 5:28 AM
    • 135 Posts
    • 468 Thanks
    beach-holiday
    54p rounding down for me today please

    b-h
    #014 SPC10 2017 - 500 target
    1% Challenge - 4% paid (start: 3858; now 3698)

    • LittleMissDetermined
    • By LittleMissDetermined 7th Dec 17, 5:31 AM
    • 2,045 Posts
    • 8,605 Thanks
    LittleMissDetermined
    Morning PADdingtons

    My offering today is 5.77 regular payment please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • Cazzell
    • By Cazzell 7th Dec 17, 5:47 AM
    • 47 Posts
    • 313 Thanks
    Cazzell
    Good morning all. Pad today is 16.75 to CC2 please.
    Proud to be dealing with my debts
    Snowball amount 25548.54
    PAD Challenge 959.84 (Oct - Dec 2017)
    1% Challenge so far 11%(Oct - Dec 2017)
    • TheMsTeal
    • By TheMsTeal 7th Dec 17, 7:37 AM
    • 275 Posts
    • 1,017 Thanks
    TheMsTeal
    Morning! Another 5 to regular payment.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • kirtsypoos
    • By kirtsypoos 7th Dec 17, 10:15 AM
    • 3,423 Posts
    • 14,977 Thanks
    kirtsypoos
    Morning all!

    OHs CC DD finally came out this morning so 75.00 for me today please
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • erin_transport
    • By erin_transport 7th Dec 17, 3:47 PM
    • 528 Posts
    • 2,351 Thanks
    erin_transport
    Hi
    250 to cc to replace an unplanned spend last week.
    On a mission!

    2018 MFW #138
    • jet9cat
    • By jet9cat 7th Dec 17, 6:39 PM
    • 1,464 Posts
    • 10,610 Thanks
    jet9cat
    5 paid off balance cc1 today
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 7th Dec 17, 6:40 PM
    • 1,464 Posts
    • 10,610 Thanks
    jet9cat
    Total for Wednesday 6th December, a very impressive




    818.02
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • taskey
    • By taskey 7th Dec 17, 8:37 PM
    • 161 Posts
    • 458 Thanks
    taskey
    2.04 bank round down to next account
    1 a day for Xmas 2018 #9 130 9/4/18 | 2 savers club #11 32| 50p's #4 30 bagged 6 loose
    • sashanut
    • By sashanut 7th Dec 17, 11:33 PM
    • 2,793 Posts
    • 25,902 Thanks
    sashanut
    Hi all

    Popping in to PAD - 13.95 pmt to M&S cc - plz Jet - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • cufc_mike
    • By cufc_mike 8th Dec 17, 12:09 AM
    • 583 Posts
    • 3,123 Thanks
    cufc_mike
    9.16 mortgage overpayment for me today
    Make 500 May Challenge: 738.36 / 500 -> My Matched Betting Blog
    • Cazzell
    • By Cazzell 8th Dec 17, 6:15 AM
    • 47 Posts
    • 313 Thanks
    Cazzell
    19.10 PAD for me today please
    Proud to be dealing with my debts
    Snowball amount 25548.54
    PAD Challenge 959.84 (Oct - Dec 2017)
    1% Challenge so far 11%(Oct - Dec 2017)
    • LittleMissDetermined
    • By LittleMissDetermined 8th Dec 17, 6:16 AM
    • 2,045 Posts
    • 8,605 Thanks
    LittleMissDetermined
    Morning!

    50 paid to credit card today

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
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