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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,424Posts
    • 15,000Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 137
    • mandz1
    • By mandz1 10th Nov 17, 8:42 AM
    • 2,548 Posts
    • 11,090 Thanks
    mandz1
    Morning. 18.66 to cc1 today please
    PAD Maker
    • TheMsTeal
    • By TheMsTeal 10th Nov 17, 9:29 AM
    • 304 Posts
    • 1,098 Thanks
    TheMsTeal
    Loose change: 64p to cc please.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • kirtsypoos
    • By kirtsypoos 10th Nov 17, 4:51 PM
    • 3,424 Posts
    • 15,000 Thanks
    kirtsypoos
    Afternoon all,

    75 to OH BC for me today please
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • ahall3519
    • By ahall3519 10th Nov 17, 5:18 PM
    • 240 Posts
    • 821 Thanks
    ahall3519
    Good evening everyone! Please put me down for 8.50 to the usual debt two! Thanks!
    CC Debt 1 as of Apr 2016-1008.07 As of 30th January 2017=100% paid

    CC Debt 2 as of Jan 2017-1757.96 As of 2nd Jan 2018-100% paid

    OH's Sainsbury's CC total-1189.53 debt=443.43=63% paid
    • ahall3519
    • By ahall3519 10th Nov 17, 5:49 PM
    • 240 Posts
    • 821 Thanks
    ahall3519
    Me again! Please put me down for another 8.50 this time to the OH's Sainsbury's CC.

    Although still paying off my own debt two, I did say starting this month we will tackle the OH's CC also. Roll on when everything is paid!
    CC Debt 1 as of Apr 2016-1008.07 As of 30th January 2017=100% paid

    CC Debt 2 as of Jan 2017-1757.96 As of 2nd Jan 2018-100% paid

    OH's Sainsbury's CC total-1189.53 debt=443.43=63% paid
    • erin_transport
    • By erin_transport 10th Nov 17, 7:45 PM
    • 568 Posts
    • 2,537 Thanks
    erin_transport
    Evening padders!
    10 to cc
    10 to mortgage over payment
    10 to savings
    30 total. Thanks
    On a mission!

    2018 MFW #138
    • cufc_mike
    • By cufc_mike 10th Nov 17, 10:20 PM
    • 585 Posts
    • 3,137 Thanks
    cufc_mike
    175.88 off my cc today
    Make 500 May Challenge: 904.40 / 500 -> My Matched Betting Blog
    • cufc_mike
    • By cufc_mike 11th Nov 17, 12:38 AM
    • 585 Posts
    • 3,137 Thanks
    cufc_mike
    The total payments for Friday 10th November:
    325.05



    CURRENT NOVEMBER TOTAL:
    4,901.67

    Make 500 May Challenge: 904.40 / 500 -> My Matched Betting Blog
    • TheMsTeal
    • By TheMsTeal 11th Nov 17, 7:46 AM
    • 304 Posts
    • 1,098 Thanks
    TheMsTeal
    Loose change: 26p to cc please.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • erin_transport
    • By erin_transport 11th Nov 17, 9:50 AM
    • 568 Posts
    • 2,537 Thanks
    erin_transport
    Morning
    18 to mortgage over payment
    Thanks
    On a mission!

    2018 MFW #138
    • LittleMissDetermined
    • By LittleMissDetermined 11th Nov 17, 1:56 PM
    • 2,091 Posts
    • 8,807 Thanks
    LittleMissDetermined
    Just 30p to the piglet bank today please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • AdventureWanted
    • By AdventureWanted 11th Nov 17, 6:54 PM
    • 585 Posts
    • 1,741 Thanks
    AdventureWanted
    3.60 paid to CC1 today.
    • cufc_mike
    • By cufc_mike 11th Nov 17, 10:18 PM
    • 585 Posts
    • 3,137 Thanks
    cufc_mike
    1.90 bank round down off my cc today
    Make 500 May Challenge: 904.40 / 500 -> My Matched Betting Blog
    • cufc_mike
    • By cufc_mike 12th Nov 17, 1:08 AM
    • 585 Posts
    • 3,137 Thanks
    cufc_mike
    The total payments for Saturday 11th November:
    24.06



    CURRENT NOVEMBER TOTAL:
    4,925.73

    Make 500 May Challenge: 904.40 / 500 -> My Matched Betting Blog
    • LittleMissDetermined
    • By LittleMissDetermined 12th Nov 17, 7:06 AM
    • 2,091 Posts
    • 8,807 Thanks
    LittleMissDetermined
    Hi everyone...

    My offering today is 350 to 3-6 month fund

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • TheMsTeal
    • By TheMsTeal 12th Nov 17, 7:28 AM
    • 304 Posts
    • 1,098 Thanks
    TheMsTeal
    Morning! Token 1 to cc. Thanks.
    Last edited by TheMsTeal; 12-11-2017 at 7:33 AM. Reason: forgot highlight.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • erin_transport
    • By erin_transport 12th Nov 17, 9:51 AM
    • 568 Posts
    • 2,537 Thanks
    erin_transport
    Morning all
    4 to cc1
    6 to cc2
    10 to online savings
    20 total for me today
    On a mission!

    2018 MFW #138
    • jet9cat
    • By jet9cat 12th Nov 17, 10:03 AM
    • 1,505 Posts
    • 10,800 Thanks
    jet9cat
    Usual weekend review of finances has led to a payment of 200 to balance cc1
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • AdventureWanted
    • By AdventureWanted 12th Nov 17, 10:18 AM
    • 585 Posts
    • 1,741 Thanks
    AdventureWanted
    123 paid of CC2 today.
    • JAMIEDODGER
    • By JAMIEDODGER 12th Nov 17, 11:31 AM
    • 4,271 Posts
    • 18,692 Thanks
    JAMIEDODGER
    4.00 for me today thanks
    #82 12k in 2018 - 3473.45/12000 - 28.95%
    Retirement Fund 10850.02/250000 - 4.34%
    House Fund 2679.13/50000 - 5.36%
    Travel Fund 199.49/2500 - 7.98%
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