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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,423Posts
    • 14,977Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 119
    • AdventureWanted
    • By AdventureWanted 5th Oct 17, 7:23 AM
    • 544 Posts
    • 1,614 Thanks
    AdventureWanted
    Morning, have managed a 60 overpayment to CC1 today.
    LBM Aug 2017. DFD - Oct 2020 / Dec 2021
    CC1 - 0 / 5,185 1/8/17. CC2 - 484.00 / 13,470 1/8/17. CC3 - 10,220.00 / 11,400 1/8/17
    CC4 - 11,960.00 / 13,000 20/11/17
    2018 1% challenge - #1 - 61%.
    PAYDBX 2018 - #29 Pd 8,016.60 / 12,500
    • jet9cat
    • By jet9cat 5th Oct 17, 6:13 PM
    • 1,469 Posts
    • 10,636 Thanks
    jet9cat
    Total PADded on 4th October was




    398.26
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • erin_transport
    • By erin_transport 5th Oct 17, 10:26 PM
    • 549 Posts
    • 2,453 Thanks
    erin_transport
    Hi
    27 to cc
    8 to mortgage over payment
    35 total for me today
    On a mission!

    2018 MFW #138
    • cufc_mike
    • By cufc_mike 6th Oct 17, 12:18 AM
    • 584 Posts
    • 3,131 Thanks
    cufc_mike
    10.00 off my cc today
    Make 500 May Challenge: 904.40 / 500 -> My Matched Betting Blog
    • LittleMissDetermined
    • By LittleMissDetermined 6th Oct 17, 7:28 AM
    • 2,066 Posts
    • 8,699 Thanks
    LittleMissDetermined
    Morning and hap-hap-happy Friiiidaaaaay

    Regular payment for me today of 15.95 please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • mandz1
    • By mandz1 6th Oct 17, 7:33 AM
    • 2,548 Posts
    • 11,090 Thanks
    mandz1
    Morning 1.47 to very today please
    PAD Maker
    • mumofthetwins
    • By mumofthetwins 6th Oct 17, 9:09 AM
    • 1,030 Posts
    • 4,012 Thanks
    mumofthetwins
    Forgot yesterdays PAD 43.73 yay
    hopefully another later today as ive got ebay finishing tonight .. whoop !
    DFW
    June 1000/19500 Murphy 500/500
    May 3085/23042
    April 1266.27/25843.54 STF 1500/1500
    MFW OP 2018 400
    • TheMsTeal
    • By TheMsTeal 6th Oct 17, 9:21 AM
    • 296 Posts
    • 1,081 Thanks
    TheMsTeal
    32.06 to cc please.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • erin_transport
    • By erin_transport 6th Oct 17, 2:27 PM
    • 549 Posts
    • 2,453 Thanks
    erin_transport
    Hi
    22 to pension pot
    Thanks
    On a mission!

    2018 MFW #138
    • AdventureWanted
    • By AdventureWanted 6th Oct 17, 6:49 PM
    • 544 Posts
    • 1,614 Thanks
    AdventureWanted
    3.86 to CC1 today.
    LBM Aug 2017. DFD - Oct 2020 / Dec 2021
    CC1 - 0 / 5,185 1/8/17. CC2 - 484.00 / 13,470 1/8/17. CC3 - 10,220.00 / 11,400 1/8/17
    CC4 - 11,960.00 / 13,000 20/11/17
    2018 1% challenge - #1 - 61%.
    PAYDBX 2018 - #29 Pd 8,016.60 / 12,500
    • jet9cat
    • By jet9cat 6th Oct 17, 6:56 PM
    • 1,469 Posts
    • 10,636 Thanks
    jet9cat
    Well done to TheMsTeal on clearing a debt.


    Total cleared yesterday was 113.47
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • cufc_mike
    • By cufc_mike 6th Oct 17, 10:11 PM
    • 584 Posts
    • 3,131 Thanks
    cufc_mike
    2 off my cc today.
    Make 500 May Challenge: 904.40 / 500 -> My Matched Betting Blog
    • LittleMissDetermined
    • By LittleMissDetermined 7th Oct 17, 6:01 AM
    • 2,066 Posts
    • 8,699 Thanks
    LittleMissDetermined
    Morning PADdingtons!

    My offering today is 50 regular payment to the credit card please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • mandz1
    • By mandz1 7th Oct 17, 8:08 AM
    • 2,548 Posts
    • 11,090 Thanks
    mandz1
    1.69 to cc1 please
    PAD Maker
    • TheMsTeal
    • By TheMsTeal 7th Oct 17, 8:47 AM
    • 296 Posts
    • 1,081 Thanks
    TheMsTeal
    6.20 to regular payment. Which clears that one completely!
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • AdventureWanted
    • By AdventureWanted 7th Oct 17, 9:23 AM
    • 544 Posts
    • 1,614 Thanks
    AdventureWanted
    4.40 PAD today. (3.14 to CC1 & 1.26 mortgage overpayment).
    LBM Aug 2017. DFD - Oct 2020 / Dec 2021
    CC1 - 0 / 5,185 1/8/17. CC2 - 484.00 / 13,470 1/8/17. CC3 - 10,220.00 / 11,400 1/8/17
    CC4 - 11,960.00 / 13,000 20/11/17
    2018 1% challenge - #1 - 61%.
    PAYDBX 2018 - #29 Pd 8,016.60 / 12,500
    • ahall3519
    • By ahall3519 7th Oct 17, 9:39 AM
    • 238 Posts
    • 810 Thanks
    ahall3519
    Good morning everyone! Please put me down for 10 to the usual debt two! Thanks!
    CC Debt 1 as of Apr 2016-1008.07 As of 30th January 2017=100% paid

    CC Debt 2 as of Jan 2017-1757.96 As of 2nd Jan 2018-100% paid

    OH's Sainsbury's CC total-1189.53 debt=450.93=62% paid
    • jet9cat
    • By jet9cat 7th Oct 17, 5:04 PM
    • 1,469 Posts
    • 10,636 Thanks
    jet9cat
    Total paid off for 6 October was a solid




    131.07
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 7th Oct 17, 5:05 PM
    • 1,469 Posts
    • 10,636 Thanks
    jet9cat
    Budget going OK for me so far this month so I've paid 10 off one of the balance cc
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • sashanut
    • By sashanut 7th Oct 17, 11:21 PM
    • 2,828 Posts
    • 26,194 Thanks
    sashanut
    Hi all

    Popping in to PAD - 279.75 to M&S cc please Jet - thankyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
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