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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,424Posts
    • 15,000Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 109
    • sashanut
    • By sashanut 14th Sep 17, 11:26 PM
    • 2,875 Posts
    • 26,642 Thanks
    sashanut
    Hi all

    Popping to PAD 60.99 payment to M&S cc plz dg1019 - tkyou!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • AdventureWanted
    • By AdventureWanted 15th Sep 17, 7:37 AM
    • 589 Posts
    • 1,755 Thanks
    AdventureWanted
    Payment of 5.68 to CC1 today. Thanks
    LBM Aug 2017. DFD - Oct 2020 / Dec 2021
    CC1 - 0 / 5,185 1/8/17. | CC2 - 0 / 13,470 1/8/17. | CC3 - 9,977.00 / 11,400 1/8/17 | CC4 - 11,830.00 / 13,000 20/11/17
    2018 1% challenge - #1 - 70%. | EF - 1,500.00 / 2,500.00 | PAYDBX 2018 - #29 Pd 8,873.60 / 12,500
    • TheMsTeal
    • By TheMsTeal 15th Sep 17, 7:58 AM
    • 304 Posts
    • 1,099 Thanks
    TheMsTeal
    0.50 to cc. I'm away from internet for a few days so will catch up with my PADS next week!
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • Mummy_bear
    • By Mummy_bear 15th Sep 17, 9:10 AM
    • 330 Posts
    • 1,145 Thanks
    Mummy_bear
    Morning

    109.8Next account finally cleared

    25 to the Emergency Fund

    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) 37139.86
    7397.49/37139.86 19.92% paid
    • kirtsypoos
    • By kirtsypoos 15th Sep 17, 10:31 AM
    • 3,424 Posts
    • 15,000 Thanks
    kirtsypoos
    Morning all,

    15 to OH BC today please
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • dg1019
    • By dg1019 15th Sep 17, 8:14 PM
    • 142 Posts
    • 713 Thanks
    dg1019
    Total for 14 September was 204.43
    LBM 24/07/17
    02/06/18: CC1=2373.98 CC2=4661.48 CC3=2369.11 CC4=2695.84 Total=12100.41 / 11763.90 (-2.86% repaid )
    • dg1019
    • By dg1019 15th Sep 17, 8:26 PM
    • 142 Posts
    • 713 Thanks
    dg1019
    Today's payment is 2 to card 1.
    LBM 24/07/17
    02/06/18: CC1=2373.98 CC2=4661.48 CC3=2369.11 CC4=2695.84 Total=12100.41 / 11763.90 (-2.86% repaid )
    • erin_transport
    • By erin_transport 15th Sep 17, 11:34 PM
    • 570 Posts
    • 2,550 Thanks
    erin_transport
    Hi
    8.54 to cc today
    Thanks
    On a mission!

    2018 MFW #138
    • sashanut
    • By sashanut 15th Sep 17, 11:36 PM
    • 2,875 Posts
    • 26,642 Thanks
    sashanut
    Hi all

    Popping to PAD 12.03 payment to M&S cc plz dg1019 - tkyou!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • Mummy_bear
    • By Mummy_bear 16th Sep 17, 8:57 AM
    • 330 Posts
    • 1,145 Thanks
    Mummy_bear
    Good morning.

    300 to Emergency Fund
    100 off the BC

    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) 37139.86
    7397.49/37139.86 19.92% paid
    • AdventureWanted
    • By AdventureWanted 16th Sep 17, 9:31 AM
    • 589 Posts
    • 1,755 Thanks
    AdventureWanted
    Hi all,
    4.05 off CC1 today. Thanks.
    LBM Aug 2017. DFD - Oct 2020 / Dec 2021
    CC1 - 0 / 5,185 1/8/17. | CC2 - 0 / 13,470 1/8/17. | CC3 - 9,977.00 / 11,400 1/8/17 | CC4 - 11,830.00 / 13,000 20/11/17
    2018 1% challenge - #1 - 70%. | EF - 1,500.00 / 2,500.00 | PAYDBX 2018 - #29 Pd 8,873.60 / 12,500
    • dg1019
    • By dg1019 16th Sep 17, 12:29 PM
    • 142 Posts
    • 713 Thanks
    dg1019
    Total for Friday 15th September was 178.55.
    LBM 24/07/17
    02/06/18: CC1=2373.98 CC2=4661.48 CC3=2369.11 CC4=2695.84 Total=12100.41 / 11763.90 (-2.86% repaid )
    • dg1019
    • By dg1019 16th Sep 17, 12:29 PM
    • 142 Posts
    • 713 Thanks
    dg1019
    My payment today is 2 to card 1
    LBM 24/07/17
    02/06/18: CC1=2373.98 CC2=4661.48 CC3=2369.11 CC4=2695.84 Total=12100.41 / 11763.90 (-2.86% repaid )
    • jet9cat
    • By jet9cat 16th Sep 17, 2:32 PM
    • 1,513 Posts
    • 10,840 Thanks
    jet9cat
    Paid 43 to balance cc today please dg1019
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • Lancashirelass1
    • By Lancashirelass1 16th Sep 17, 4:24 PM
    • 84 Posts
    • 239 Thanks
    Lancashirelass1
    Hi all not paid for couple of weeks, my Second snowball this month for September.
    1650.00
    Thank you
    Aim to be debt free by 43 realistic is by the time I have finished being 43!!!
    Snowballing starting in August 2017
    Debt total
    23'570.92 (august 17)
    17,570.92 (June 18)
    • IWILLgetthere
    • By IWILLgetthere 16th Sep 17, 8:53 PM
    • 68 Posts
    • 311 Thanks
    IWILLgetthere
    oh gosh 0.04p in my account - so i'll send that to Next
    • erin_transport
    • By erin_transport 17th Sep 17, 8:13 AM
    • 570 Posts
    • 2,550 Thanks
    erin_transport
    Hi
    18 to cc
    17 to savings
    35 total for me
    On a mission!

    2018 MFW #138
    • LittleMissDetermined
    • By LittleMissDetermined 17th Sep 17, 8:27 AM
    • 2,096 Posts
    • 8,828 Thanks
    LittleMissDetermined
    Morning all

    Apologies for being absent, I've been under the weather and had a few days feeling very sorry for myself! Feeling brighter today (just in time for work tomorrow) so back with a PAD of 25 to the credit card please

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 7520.80/7129...
    • dg1019
    • By dg1019 17th Sep 17, 9:11 AM
    • 142 Posts
    • 713 Thanks
    dg1019
    Total for 16th September was a massive 2099.09
    LBM 24/07/17
    02/06/18: CC1=2373.98 CC2=4661.48 CC3=2369.11 CC4=2695.84 Total=12100.41 / 11763.90 (-2.86% repaid )
    • dg1019
    • By dg1019 17th Sep 17, 11:59 AM
    • 142 Posts
    • 713 Thanks
    dg1019
    2 to card 1 for me today.
    LBM 24/07/17
    02/06/18: CC1=2373.98 CC2=4661.48 CC3=2369.11 CC4=2695.84 Total=12100.41 / 11763.90 (-2.86% repaid )
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