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    • tomh05
    • By tomh05 16th Jan 17, 12:21 AM
    • 5Posts
    • 7Thanks
    Chip - the automatic savings app
    • #1
    • 16th Jan 17, 12:21 AM
    Chip - the automatic savings app 16th Jan 17 at 12:21 AM
    As mentioned on the MSE Blog, Chip is an automatic savings service which learns your spending habits and sweeps unused money using a special savings account.
    Of interest to us MSEs, you can get up to 5% interest on savings made with chip - impressive given the current banking climate.You start with 1% interest, and get a percent per referral.

    If someone would like to share the love and use my referral code HS6VTG, I'd be very grateful!

    Edit: It now appears that the person signing up ALSO gets a 1% bonus or a £10 credit. So even more reason to refer! See getchip (dot) uk/blog/2017/02/06/introducing-free-money-cash-interest/
    Last edited by tomh05; 23-01-2018 at 7:34 PM.
Page 5
    • JamieGT
    • By JamieGT 5th Nov 17, 5:31 PM
    • 2 Posts
    • 0 Thanks
    Thanks for all the information on this

    What a great little app this looks like

    I just used the code above

    My referral code is JY6Y9L

    Thanks for using this code as well
    • TomH55
    • By TomH55 6th Nov 17, 10:39 PM
    • 1 Posts
    • 0 Thanks
    Been reading about this app and seems to be really interesting
    Thought I would try it out

    My referral code code is TPAW74

    Please use my code as well
    • James1T1T
    • By James1T1T 8th Nov 17, 8:11 AM
    • 1 Posts
    • 0 Thanks
    so decided to try this out as well.
    Not totally convinced by this, but willing to try.

    Please can you use my code as well : P15HQA
    • roo-dee
    • By roo-dee 8th Nov 17, 10:52 AM
    • 41 Posts
    • 205 Thanks
    I signed up at the beginning of the week and so far so good, if one would like to use my code its NEQPD6

    Happy Savings peeps
    Dec 2015 Wins : On-line Raw food course Ugg Boots
    • Browntoa
    • By Browntoa 9th Nov 17, 8:13 AM
    • 33,050 Posts
    • 38,621 Thanks
    Just deleted a load of posts by various user id ALL using the same referral code to cheat

    Reported to forum team
    I'm the Board Guide of the Referrers ,Telephones, Pensions , Shop Don't drop ,over 50's and Discount Code boards which means I volunteer to help get your forum questions answered and keep the forum runnning smoothly .However, please remember, board guides don't read every post. If you spot an inappropriate or illegal post please report it to Any views are mine and not the official line of MoneySavingExpert.
    • shaun01793
    • By shaun01793 9th Nov 17, 10:52 AM
    • 5 Posts
    • 0 Thanks
    No problems so far...
    Thanks for all the information on this Tom

    What a great little app this looks like

    I just used the code above

    My referral code is YWOUDD

    Thanks for using this code as well
    • kerryi27
    • By kerryi27 9th Nov 17, 1:09 PM
    • 162 Posts
    • 19 Thanks
    Iím hoping this app will help me get out of my overdraft but not sure how it will work as I pay fees the more Iím in it, has anyone any feedback on how itís helped them with their overdrafts.

    My referral code is mo6mox. (Oís are letters not zeros ) !!!128512;!!!128512;
    • krisl
    • By krisl 9th Nov 17, 8:14 PM
    • 16 Posts
    • 7 Thanks
    Chip has been so useful so far, seems to work very well.

    As above, if anybody wants to use my code when they sign up so they get extra 1% interest - please do!!! my code is O9IXC1 (that's a letter O at the beginning, not number 0).

    Good luck with saving - hope you find the app useful
    Originally posted by jammyj
    Signed up using your code.

    Hope someone can return the favour.

    My code is XMIXBY
    • Adaml944
    • By Adaml944 10th Nov 17, 3:28 PM
    • 1 Posts
    • 0 Thanks

    I've decided to give this app a try thanks to this thread and so far I'm really impressed with it.

    My referral code is: 9MC4MM

    Thanks to anyone that uses it and gives us both the 1% increase!
    • LynnForest
    • By LynnForest 12th Nov 17, 6:01 PM
    • 2 Posts
    • 0 Thanks

    Just decided to join as well , thanks for all the info on here

    Used the code above

    Please can someone use my code : TK4H8U

    We both get 1%
    • 166million
    • By 166million 13th Nov 17, 1:33 PM
    • 1,206 Posts
    • 5,061 Thanks
    Jamie I have signed up using your code, thanks

    My code is 3TUZOF if any one needs one
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://
    • Kate_W
    • By Kate_W 15th Nov 17, 2:45 PM
    • 6 Posts
    • 2 Thanks
    Thanks for your code above...

    Been hearing alot about this app, so here I am to try it out.

    My code is 9TD3LQ

    Thank you .
    • Shankly81
    • By Shankly81 15th Nov 17, 11:38 PM
    • 11 Posts
    • 10 Thanks
    I signed up a few days ago. Looking forward to see how I get on.

    If anyone wants to use it my code is NBSY2Y.
    • nesako
    • By nesako 17th Nov 17, 2:28 PM
    • 5 Posts
    • 0 Thanks
    I would also like to share my code which you can enter at the last registration step when you are asked whether you have been referred and have a code: WN2VV1 like other codes, it will give you a 1% savings rate boost

    Tip: Refer your family members and friends to get the maximum rate. Then make sure you manually save £100 as many times in a month as you can (limit of 6 applies though)
    • SimonD0n
    • By SimonD0n 27th Nov 17, 3:39 PM
    • 1 Posts
    • 0 Thanks
    Just used the above code as well
    seems like a great app. hope it will help me save

    My referral code is : GW8J10

    Thanks for using this code as well
    • Markyboy112
    • By Markyboy112 28th Nov 17, 12:04 AM
    • 39 Posts
    • 4 Thanks
    All good so far. Takes about a week for Chip to connect your bank to get the direct debits started.

    Then you!!!8217;re ready to start saving.

    My referral code is B73FJB

    Very much appreciated if you use my code
    • Tom1D
    • By Tom1D 30th Nov 17, 10:47 PM
    • 3 Posts
    • 0 Thanks
    Looks like a good app
    Going to try this

    My referral code is RTPBTT

    Thank you everyone
    • Baliking
    • By Baliking 5th Dec 17, 8:03 PM
    • 1 Posts
    • 0 Thanks
    Seems to work well. Used the above code. So thank you. My referral code is:KV7DBL

    Hopefully this will finally get me saving.
    • TomMann
    • By TomMann 8th Dec 17, 8:13 PM
    • 1 Posts
    • 0 Thanks
    Just used the above code .. thanks for that one

    Always worth trying something to help with the savings..

    My code is TOGD7F

    Thank you for using my code
    • Corne_lab
    • By Corne_lab 11th Dec 17, 12:17 PM
    • 5 Posts
    • 0 Thanks
    I just joined and used the referral code above. Thank you.

    I am really impressed with the app so far. I think this is a really great way of saving.

    If you would like to try it out yourself, my referal code is : 459H34

    The referral code gives you an extra 1% interest.
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