Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • tomh05
    • By tomh05 16th Jan 17, 12:21 AM
    • 5Posts
    • 7Thanks
    Chip - the automatic savings app
    • #1
    • 16th Jan 17, 12:21 AM
    Chip - the automatic savings app 16th Jan 17 at 12:21 AM
    As mentioned on the MSE Blog, Chip is an automatic savings service which learns your spending habits and sweeps unused money using a special savings account.
    Of interest to us MSEs, you can get up to 5% interest on savings made with chip - impressive given the current banking climate.You start with 1% interest, and get a percent per referral.

    If someone would like to share the love and use my referral code HS6VTG, I'd be very grateful!

    Edit: It now appears that the person signing up ALSO gets a 1% bonus or a 10 credit. So even more reason to refer! See getchip (dot) uk/blog/2017/02/06/introducing-free-money-cash-interest/
    Last edited by tomh05; 23-01-2018 at 7:34 PM.
Page 4
    • mcduff1979
    • By mcduff1979 23rd Aug 17, 10:28 AM
    • 1 Posts
    • 0 Thanks
    just started on chip, seems almost the same as plum will give it a go..

    stuck at 1% interest at the moment so please use this code in the referral and help me get to the 5% cap

    many thanks

    Referral code is I58B7T
    • Shuttle0027
    • By Shuttle0027 23rd Aug 17, 1:20 PM
    • 15 Posts
    • 24 Thanks
    Hi all,

    I've been looking at this app for a while and am almost convinced but I have one question, can you select which bank accounts it is linked to?
    I have several accounts with Barclays, including my children's savings accounts - obviously I don't want it moving money out of these!!!

    Thanks in advance,
    Originally posted by infinitygirl
    Yes you can select which account it is linked to with the specific details you provide. I think it asks for account number, sort code and cardholder name.
    • stepotts
    • By stepotts 29th Aug 17, 11:47 AM
    • 4 Posts
    • 17 Thanks
    This is a great little app, the savings build up without you noticing, and it's great for a little rainy day fund or for any unexpected emergency payments.

    My referall code is X5RRF2, feel free to use it for 1% interest on your savings
    Woof bark
    • Jln
    • By Jln 1st Sep 17, 9:41 AM
    • 4 Posts
    • 0 Thanks
    Hi I have just downloaded this and it looks great so far

    My referral code is YHYFHD
    • kidsontherun
    • By kidsontherun 12th Sep 17, 12:12 AM
    • 1 Posts
    • 0 Thanks
    0BKFL7 is my code, 5 left please use x
    • Adam Tenner
    • By Adam Tenner 26th Sep 17, 6:10 PM
    • 1 Posts
    • 1 Thanks
    Adam Tenner
    i have just read about this and think it maybe really useful.

    I have just signed up , using the above code. Thank you for this.

    My referral code is X3HGD7

    Thank you
    • Harry Johnson
    • By Harry Johnson 29th Sep 17, 9:47 PM
    • 1 Posts
    • 1 Thanks
    Harry Johnson
    Just signed up as well. Seems a very popular app

    My referral code is 5LI8HG

    Thank you all
    • Momama
    • By Momama 29th Sep 17, 9:50 PM
    • 13 Posts
    • 4 Thanks
    easy to use, light-hearted way to save
    I have signed up to this and it all works really easily.

    They use a lot of gifs and emoji's which makes it quite light-hearted. The most important thing is that I am still in control of my money.

    I'm looking to raise my interest rate to 5% so if you would be so kind as to use my referal link, I would be really grateful. You and I get a 1% boost if you do. My referral code is 3CZZ76.

    Thanks in advance
    • babs
    • By babs 30th Sep 17, 2:53 PM
    • 489 Posts
    • 2,091 Thanks
    Hi, I have been using chip for a few months now and it's great!

    As a busy foster carer of 3 little ones it has enabled me to save without thinking about it and means I can now save up for bigger treats for them! However, I am earning no interest at the moment (didn't spot codes on here prior to signing!) So it would be great if you can use my code! Thanks XEY8JA
    • Suzangel
    • By Suzangel 17th Oct 17, 7:27 PM
    • 1 Posts
    • 0 Thanks
    Every little bit helps
    Have just signed up for this and will be interested to see how it works!
    My referral code is: 114DPY if anyone wants to use it. Thank you.
    • shariann
    • By shariann 21st Oct 17, 1:32 PM
    • 792 Posts
    • 5,088 Thanks
    I have signed up too

    My referral code is 0LMW4G I would be very grateful if someone would use it

    10 a day June - 58.63/300
    2014 110.92 2015 3732.30 2016 1633.66 2017 2991.70
    2018 Jan 604.94 Feb 264.01 March 360.26April 282.29May 329.59
    • LauraCow
    • By LauraCow 23rd Oct 17, 7:45 PM
    • 79 Posts
    • 505 Thanks
    Signed up with your code Shariann

    My code is: P19SBL

    Very appreciative and thanks if anyone uses it
    Bubblews: &LauraCow
    • jamie9090
    • By jamie9090 25th Oct 17, 8:16 AM
    • 23 Posts
    • 10 Thanks
    Does anyone if you can use the MSE3 code as well as someone's switch referral so that you get the mse 3% offer and they get the extra 1% referral bonus?
    • Plazmus
    • By Plazmus 25th Oct 17, 1:14 PM
    • 3 Posts
    • 0 Thanks
    LauraCow I singned up with you code.

    My code is: K3NXBE

    • PamWatts
    • By PamWatts 29th Oct 17, 5:13 PM
    • 1 Posts
    • 0 Thanks
    Finally got around to trying this app.

    A good friend of mine told me about it... so just trying it out.

    My referral code is TZ12GD

    • RonaldBE
    • By RonaldBE 31st Oct 17, 10:27 PM
    • 1 Posts
    • 0 Thanks
    Signed up for the Chip App today.

    heard a lot of good things about this... so hope it works well for me as well

    Please use my code : R6KTD7

    Thanks in Advance

    • redlionroaring
    • By redlionroaring 1st Nov 17, 9:05 PM
    • 1 Posts
    • 0 Thanks
    Thank you for the startup info, and thank you to everyone who has shared their experiences of Chip to convince me to give it a go.... to support the community i have chosen a few codes from this forum so i hope that increases the interest rate for a few.... it would be appreciated if people would return the favour by registering with my code QAFYTR
    • Emeria
    • By Emeria 2nd Nov 17, 2:28 PM
    • 1 Posts
    • 0 Thanks
    Hi guys, if anyone's still looking for a code to get the increased interest rate, mine is: J00080 I'm new to Chip, really excited about using it and seeing what it can do! I'd be so happy if people used my code
    Last edited by Emeria; 02-11-2017 at 2:31 PM.
    • Emma12S
    • By Emma12S 3rd Nov 17, 8:53 PM
    • 1 Posts
    • 0 Thanks
    Hi Guys
    Just used the referral code above.. thank you for that
    Hoping to start saving using the Chip App, I always have found it tough in the past.

    My referral code is Wt45S7

    Please use my code as well. Thank you
    • jammyj
    • By jammyj 4th Nov 17, 8:29 PM
    • 1 Posts
    • 0 Thanks
    Referral code
    Chip has been so useful so far, seems to work very well.

    As above, if anybody wants to use my code when they sign up so they get extra 1% interest - please do!!! my code is O9IXC1 (that's a letter O at the beginning, not number 0).

    Good luck with saving - hope you find the app useful
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

100Posts Today

1,472Users online

Martin's Twitter