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  • FIRST POST
    • Cumbria lass
    • By Cumbria lass 1st Jan 17, 3:04 PM
    • 2,052Posts
    • 12,500Thanks
    Cumbria lass
    New Journey
    • #1
    • 1st Jan 17, 3:04 PM
    New Journey 1st Jan 17 at 3:04 PM
    I have been hanging around the diaries for around a month , decided to subscribe a get rid of the debt once and for all. I had a dmp which ended 3 years ago but owing to a drop in salary have managed to get myself in around 5 k debt again. Once I have Jan statements for credit card will be able to tell true figures.

    I have signed up for swag bucks today and done a couple of surveys. Need to do SOA , but not sure how much to put in categories like household repairs for one .

    Any help filling it in gratefully received.
Page 91
    • doingitanyway
    • By doingitanyway 8th Aug 18, 5:06 PM
    • 3,233 Posts
    • 17,200 Thanks
    doingitanyway
    Glad car got through MOT. Hope you are feeling better as the holiday gets closer
    JANUARY 2016/SECURED DEBT=24,822/March 2018=0 DEBT FREE 23/03/18
    MORTGAGE FREE 25/07/16
    • Cumbria lass
    • By Cumbria lass 8th Aug 18, 8:11 PM
    • 2,052 Posts
    • 12,500 Thanks
    Cumbria lass
    I felt dire at 6.00am this morning , but took Gaviscon and that seemed to work, haven't eaten much today. Seaside trip went well , beach for a couple of hours. Train ride 6 for 2 , carousel ride 3 for 2 . Kids ride 1 . One hot dog, one tea and one juice 3 . Free parking. 13 . Better than I thought. We went on the 2p slot machines but took about 50p of them and spent the lot. Took other food and drinks.

    Day 2 tomorrow, free swimming at gym pool, then a park depending on the weather.
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 8th Aug 18, 8:29 PM
    • 4,583 Posts
    • 32,329 Thanks
    HairyHandofDartmoor
    Thank you for the card Cumbria, it's much appreciated. X
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = 58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • beanielou
    • By beanielou 8th Aug 18, 8:48 PM
    • 56,180 Posts
    • 227,108 Thanks
    beanielou
    Glad you had a good day despite a shaky start.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Cumbria lass
    • By Cumbria lass 9th Aug 18, 7:36 AM
    • 2,052 Posts
    • 12,500 Thanks
    Cumbria lass
    Have made a OP on credit card of 25 from eBay sales today . Have 4.75 in PA will try to get this up to 10 hopefully.

    DGS is up and raring to go . I was in bed at 8.30 last night . Hard working looking after DGC . I do love it though .
    • joeyjimbles
    • By joeyjimbles 9th Aug 18, 7:58 AM
    • 1,624 Posts
    • 8,769 Thanks
    joeyjimbles
    Hope you have a lovely day. It's looking very promising up here this morning, sunshine over the fells and fluffy white clouds rather than the ominous grey ones of the last couple of days.
    • Cumbria lass
    • By Cumbria lass 9th Aug 18, 8:20 PM
    • 2,052 Posts
    • 12,500 Thanks
    Cumbria lass
    Hope you have a lovely day. It's looking very promising up here this morning, sunshine over the fells and fluffy white clouds rather than the ominous grey ones of the last couple of days.
    Originally posted by joeyjimbles
    It was a lovely day here also.
    • Cumbria lass
    • By Cumbria lass 9th Aug 18, 8:25 PM
    • 2,052 Posts
    • 12,500 Thanks
    Cumbria lass
    Another day gone, spent swimming , going to the park, playing football ( not very well ) . Got all washing up to date. Made the DGC tea for tomorrow evening. The plan tomorrow, play area in the morning as have both DGC tomorrow, great gran and grandads in the afternoon, feed the DGD . When they have been picked up , tidy round and make sure everywhere ok. Then drive the 2.5 hours to the North East and collapse .

    Spends today 5.50 . Extra petrol for travel 23.00 .
    • milann
    • By milann 9th Aug 18, 9:31 PM
    • 1,830 Posts
    • 8,596 Thanks
    milann
    Sounds like you've had great fun.
    Is your nose ok now?
    Have a great break.
    • doingitanyway
    • By doingitanyway 10th Aug 18, 7:54 AM
    • 3,233 Posts
    • 17,200 Thanks
    doingitanyway
    Your day with DGC sounded delightful. I don't envy you the long drive today. Take care.
    JANUARY 2016/SECURED DEBT=24,822/March 2018=0 DEBT FREE 23/03/18
    MORTGAGE FREE 25/07/16
    • Cumbria lass
    • By Cumbria lass 10th Aug 18, 8:17 AM
    • 2,052 Posts
    • 12,500 Thanks
    Cumbria lass
    Sounds like you've had great fun.
    Is your nose ok now?
    Have a great break.
    Originally posted by milann
    Nose is healing really well, you can't really see where all those stitches were. Back for a 6 week check up on Tuesday .
    • beanielou
    • By beanielou 10th Aug 18, 9:00 AM
    • 56,180 Posts
    • 227,108 Thanks
    beanielou
    The joys of DGC
    Hope the drive is ok.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Cumbria lass
    • By Cumbria lass 14th Aug 18, 8:12 PM
    • 2,052 Posts
    • 12,500 Thanks
    Cumbria lass
    Made it there and back from the North East feeling refreshed and ready to take on the DGC . Came home late last night and have spent the day cleaning, washing and shopping. Have been to the hospital today with my nose ! They are very pleased with how it has healed and discharged me. One less thing to think about.

    I haven't added up my spends , but am still on target for being in budget . Friday we are off to the zoo with both DGC , tomorrow myself and DGS are off on the ski slope . We will be hurtling down the snow on rings and a luge. It was a groupon offer 18 for both of us including jackets, trousers and boots. I am up for anything !

    Thursday will be swimming again and possibly the park . Haircut Thursday night . Then Saturday off to friends for the day.

    I am feeling very unsettled at home at the minute , for a silly reason. We have 8 car parking spaces and there are now 8 cars here as new people have moved in. I am getting all upset with myself because I may have to park on the road, which is less than 30 yards from my door. For what reason I have no idea !

    Anyway need to get ready for tomorrow.
    • WannabeFree
    • By WannabeFree 14th Aug 18, 8:47 PM
    • 1,756 Posts
    • 15,184 Thanks
    WannabeFree
    Glad you had a lovely weekend and the hospital went well today, must be a huge relief

    x
    Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.
    • Lilith1980
    • By Lilith1980 15th Aug 18, 5:43 AM
    • 1,856 Posts
    • 5,279 Thanks
    Lilith1980
    Oh wow, the ski slope sounds awesome! Have a great time!
    My debt-free diary
    • Cumbria lass
    • By Cumbria lass 15th Aug 18, 3:39 PM
    • 2,052 Posts
    • 12,500 Thanks
    Cumbria lass
    We had a great time on the ski slope, sledging etc. Well worth the 18 we paid for one and a half hours , including snow boots, trousers and jackets. I want to go again.

    Lunch after 12.45 , bit expensive , but hoping tomorrow will be a cheap day .
    • joeyjimbles
    • By joeyjimbles 15th Aug 18, 3:53 PM
    • 1,624 Posts
    • 8,769 Thanks
    joeyjimbles
    Yay for the ski trip. How lovely to do something immersive and energetic.
    Weird weather up here, warm but muggy and overcast skies.
    I went down to South Cumbria yesterday to visit relatives and was excited for the train journey as it goes along the coast but it was poor visibility and low clouds and the most excitement I had was spotting the engines at Ravenglass. Coupled with the complete mess that Northern have made of the timetable resulting in a 2hour journey taking almost 4hours of my time, it was a bit of a disappointment. Still was lovely to see relatives. Are you up again before the 'summer' is over?
    • Cumbria lass
    • By Cumbria lass 15th Aug 18, 4:17 PM
    • 2,052 Posts
    • 12,500 Thanks
    Cumbria lass
    Yay for the ski trip. How lovely to do something immersive and energetic.
    Weird weather up here, warm but muggy and overcast skies.
    I went down to South Cumbria yesterday to visit relatives and was excited for the train journey as it goes along the coast but it was poor visibility and low clouds and the most excitement I had was spotting the engines at Ravenglass. Coupled with the complete mess that Northern have made of the timetable resulting in a 2hour journey taking almost 4hours of my time, it was a bit of a disappointment. Still was lovely to see relatives. Are you up again before the 'summer' is over?
    Originally posted by joeyjimbles
    Well we were going to come today, but the Chill Factore at the Trafford Centre won. I am, coming up the 2nd weekend in September to visit my friends . I have been up a couple of times for a day visit. The weather is the same here today as well. Agree about Northern Trains , complete mess .
    • milann
    • By milann 15th Aug 18, 5:51 PM
    • 1,830 Posts
    • 8,596 Thanks
    milann
    I love watching at the. Chill factore but am not brave enough to go on ice - I admire your courage. We often go to w'spoons next door as my sil lives very close to there. In fact when it was hot we went on the balcony there just to cool down!!!128514;!!!128514;
    • Cumbria lass
    • By Cumbria lass 15th Aug 18, 6:09 PM
    • 2,052 Posts
    • 12,500 Thanks
    Cumbria lass
    I love watching at the. Chill factore but am not brave enough to go on ice - I admire your courage. We often go to w'spoons next door as my sil lives very close to there. In fact when it was hot we went on the balcony there just to cool down!!!128514;!!!128514;
    Originally posted by milann
    I can understand the desire to sit on the balcony when it was warm. The weatherspoons is good there . I have certainly used some energy today that is for sure .
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