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  • FIRST POST
    • Cumbria lass
    • By Cumbria lass 1st Jan 17, 3:04 PM
    • 2,300Posts
    • 14,067Thanks
    Cumbria lass
    New Journey
    • #1
    • 1st Jan 17, 3:04 PM
    New Journey 1st Jan 17 at 3:04 PM
    I have been hanging around the diaries for around a month , decided to subscribe a get rid of the debt once and for all. I had a dmp which ended 3 years ago but owing to a drop in salary have managed to get myself in around 5 k debt again. Once I have Jan statements for credit card will be able to tell true figures.

    I have signed up for swag bucks today and done a couple of surveys. Need to do SOA , but not sure how much to put in categories like household repairs for one .

    Any help filling it in gratefully received.
Page 90
    • Lilith1980
    • By Lilith1980 2nd Aug 18, 5:26 AM
    • 1,909 Posts
    • 5,489 Thanks
    Lilith1980
    Glad work went well again, and good news on freezing the spare CC
    My debt-free diary
    • milann
    • By milann 3rd Aug 18, 11:34 AM
    • 1,938 Posts
    • 9,310 Thanks
    milann
    Well done on controlling the spends again.
    • 117pauline
    • By 117pauline 5th Aug 18, 8:58 AM
    • 674 Posts
    • 7,435 Thanks
    117pauline
    Hi there

    Sneaks in, looking innocent!

    How are things in Lancashire this fine morning? My mum in Rochdale has struggled with the heat but was full of beans on Friday evening having had scallops at the local Chinese restaurant.

    I too am struggling with the heat. Yesterday I had to go to a pharmacy to get some advice about a bite behind my knee and the car temperature was 42c which cooled to 37! That was mid-afternoon although at least the pharmacy was air-conditioned. My purse needed air-conditioning after spending 8 euro on cream to soothe my leg.

    I've been swimming everyday around 8pm for an hour or so. It's very quiet at that time and the only company I have are bats, parakeets and swallows. I know you have a pool at your gym but did you know walking in water or simply treading water uses lots of calories?

    How is the travel fund coming along? Does it seem to still be ages away or do you feel it's just around the corner? I love traveling but it has mainly been in Europe. I forget how big Spain is until I researched going to Santiago de Compostela and found it to be 1.5 hours. It's always been on my travel bucket list.

    Now I'm away to watch MotoGP on the BT app. I've been quite domesticated this morning and I have watered the plants with washing up water and from running the shower. Washing hung out and another load in. Rubbish taken to bin and bed changed. Cor, sounds as though I have been a busy bee but I like to get things done very early or later in the evening.

    Hope you have a lovely Sunday and a restful week too

    Take care honey
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
    • Cumbria lass
    • By Cumbria lass 5th Aug 18, 5:07 PM
    • 2,300 Posts
    • 14,067 Thanks
    Cumbria lass
    Glad work went well again, and good news on freezing the spare CC
    Originally posted by Lilith1980

    Thank you , haven't needed the card at all.
    • Cumbria lass
    • By Cumbria lass 5th Aug 18, 5:08 PM
    • 2,300 Posts
    • 14,067 Thanks
    Cumbria lass
    Well done on controlling the spends again.
    Originally posted by milann
    Yes it's feels ok.
    • Cumbria lass
    • By Cumbria lass 5th Aug 18, 5:13 PM
    • 2,300 Posts
    • 14,067 Thanks
    Cumbria lass
    Hi there

    Sneaks in, looking innocent!

    How are things in Lancashire this fine morning? My mum in Rochdale has struggled with the heat but was full of beans on Friday evening having had scallops at the local Chinese restaurant.

    I too am struggling with the heat. Yesterday I had to go to a pharmacy to get some advice about a bite behind my knee and the car temperature was 42c which cooled to 37! That was mid-afternoon although at least the pharmacy was air-conditioned. My purse needed air-conditioning after spending 8 euro on cream to soothe my leg.

    I've been swimming everyday around 8pm for an hour or so. It's very quiet at that time and the only company I have are bats, parakeets and swallows. I know you have a pool at your gym but did you know walking in water or simply treading water uses lots of calories?

    How is the travel fund coming along? Does it seem to still be ages away or do you feel it's just around the corner? I love traveling but it has mainly been in Europe. I forget how big Spain is until I researched going to Santiago de Compostela and found it to be 1.5 hours. It's always been on my travel bucket list.

    Now I'm away to watch MotoGP on the BT app. I've been quite domesticated this morning and I have watered the plants with washing up water and from running the shower. Washing hung out and another load in. Rubbish taken to bin and bed changed. Cor, sounds as though I have been a busy bee but I like to get things done very early or later in the evening.

    Hope you have a lovely Sunday and a restful week too

    Take care honey
    Pauline
    Originally posted by 117pauline
    What a lovely surprise Pauline, thank you for stopping by.

    The weather is lovely today about 25c , not as hot as Spain. It's great to hear you are doing so well out there . You seem to function better in Spain than at home. Your days seem ideal, although I would miss my family to stay there for a long time.

    The spends are coming along ok , I probably have enough for the moment. I want to try and get the CC down that is my main aim.

    Enjoy the rest of your day, keep us up to date on how you are doing.
    • Cumbria lass
    • By Cumbria lass 5th Aug 18, 5:35 PM
    • 2,300 Posts
    • 14,067 Thanks
    Cumbria lass
    It's Sunday again, life is flying by.

    On Friday the DGC and I had a picnic packed for a day in the park about 30 mins away. As we got near the heavens opened , I diverted to a wacky warehouse play area. The lady let DGD in for free , so it was £3.75 for DGS . We didn't buy any drinks or food. We came home and had our picnic lunch on the lounge carpet on the rug. The sun came out so we went to a local park. DGS was not very ill and was sick, he hadn't been well for a couple of days. We made it to the local park for 45 mins but DGS wasn't good.

    Saturday went to local shopping centre walking , bought all the cards I need up until the new year. Just need to sort Xmas cards . Spent around £8 . Bought bucket and spade for DGS as we are hoping to go to the seaside on Wednesday £4 .

    Shopping today was £21.15 , I am on leave from Wednesday until the 20th. Going to the Yorkshire dales to visit friends on Friday until late Monday after the children have been picked up on Friday I will drive there.

    Have finally got my appointment to see specialist in London. Booked train tickets £62.50 . Accommodation is at the hospital as going the day before £58 for both my mum and I . Not a cheap trip but will hopefully answer some questions about my health especially after last winter.

    Car is in for MOT and service on Tuesday as well. Money is ready for that. This month is a very expensive one , but I am coping well with my budget.

    Have 8 items on eBay and 5 will sell definitely. The money is going to CC .

    Off to sort lunch for work tomorrow.
    • Cumbria lass
    • By Cumbria lass 5th Aug 18, 8:48 PM
    • 2,300 Posts
    • 14,067 Thanks
    Cumbria lass
    Six eBay items sold and all paid for , ready for posting tomorrow .
    • beanielou
    • By beanielou 5th Aug 18, 9:12 PM
    • 57,418 Posts
    • 235,035 Thanks
    beanielou
    Six eBay items sold and all paid for , ready for posting tomorrow .
    Originally posted by Cumbria lass
    Excellent
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Cumbria lass
    • By Cumbria lass 7th Aug 18, 7:08 AM
    • 2,300 Posts
    • 14,067 Thanks
    Cumbria lass
    Last day in work today until the 20th , really ready for a break. This is my last hols until Australia in December .

    Fingers crossed that car passes MOT today and service is not to expensive. Yesterday was s NSD but today won't be obviously.

    I seem to have got the DGS sickness bug , but am ploughing my way through it.

    Best get moving .
    • doingitanyway
    • By doingitanyway 7th Aug 18, 7:24 AM
    • 3,407 Posts
    • 18,520 Thanks
    doingitanyway
    Good luck for the car.

    Drink loads of water and drown that bug
    Last edited by doingitanyway; 07-08-2018 at 8:41 AM.
    Emergency fund 700/1000
    If not now then when?
    • milann
    • By milann 7th Aug 18, 12:38 PM
    • 1,938 Posts
    • 9,310 Thanks
    milann
    Enjoy your break in Yorkshire.

    Good luck when you go to hospital in London - hope you get the answers you want.

    It sounds as if you are organised with your cards - dI'd you say you'd already done lots of Christmas shopping already so you're organised when you go to Aussie. Impressive
    • 117pauline
    • By 117pauline 7th Aug 18, 12:39 PM
    • 674 Posts
    • 7,435 Thanks
    117pauline
    Hi Cumbria

    I'll keep my fingers crossed for the MOT. I've decided to give back my PCP car in September when it comes to the end of its contract. I have worried about this for a long time but I have no good reasons to keep it apart from the fact I love the car!

    Life in Spain allows me to hide away when things get tough. Also no one knows me which I find easier. However at some point I will have to decide on my future plans, one of which might be to return to the UK.

    Enjoy your time in the Dales. It is restful in the countryside, isn't it?

    Have a lovely time

    Take care honey
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
    • Cumbria lass
    • By Cumbria lass 7th Aug 18, 9:41 PM
    • 2,300 Posts
    • 14,067 Thanks
    Cumbria lass
    Car passed MOT and has been serviced , needed a new front coil spring ! No wonder there has been a noise when I have gone over bumps. £200. Have £130 left towards road tax in December and will carry on saving £30 a month for next year.

    All roadworthy for another year.
    • beanielou
    • By beanielou 7th Aug 18, 9:53 PM
    • 57,418 Posts
    • 235,035 Thanks
    beanielou
    Good news
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • WannabeFree
    • By WannabeFree 7th Aug 18, 9:56 PM
    • 1,771 Posts
    • 15,648 Thanks
    WannabeFree
    Hope you're feeling better?

    All good news otherwise. The car/holiday and budget.

    Hope the fire in the city isn't disruptive for you

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • Cumbria lass
    • By Cumbria lass 7th Aug 18, 10:04 PM
    • 2,300 Posts
    • 14,067 Thanks
    Cumbria lass
    Hope you're feeling better?

    All good news otherwise. The car/holiday and budget.

    Hope the fire in the city isn't disruptive for you

    x
    Originally posted by WannabeFree
    Feeling better than this morning . There have been lots of fires in the area today , not sure what's going on with them all. Could see the one in the city from lounge window and it's a few miles away.

    Thanks for dropping in .
    • WannabeFree
    • By WannabeFree 7th Aug 18, 10:05 PM
    • 1,771 Posts
    • 15,648 Thanks
    WannabeFree
    I thought that! The trains this morning where diverted because of a fire. It's strange isn't it.

    The local news recently nearly always seems to be sharing dreadful news

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • Cumbria lass
    • By Cumbria lass 7th Aug 18, 10:09 PM
    • 2,300 Posts
    • 14,067 Thanks
    Cumbria lass
    Hope you're feeling better?

    All good news otherwise. The car/holiday and budget.

    Hope the fire in the city isn't disruptive for you

    x
    Originally posted by WannabeFree
    I thought that! The trains this morning where diverted because of a fire. It's strange isn't it.


    The local news recently nearly always seems to be sharing dreadful news

    x
    Originally posted by WannabeFree
    I agree , we must be due some good news soon.
    • milann
    • By milann 8th Aug 18, 4:20 PM
    • 1,938 Posts
    • 9,310 Thanks
    milann
    yes fire looked pretty horrific, must have been havoc on the roads as its busy around there anyway.
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