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  • FIRST POST
    • Cumbria lass
    • By Cumbria lass 1st Jan 17, 3:04 PM
    • 1,788Posts
    • 10,773Thanks
    Cumbria lass
    New Journey
    • #1
    • 1st Jan 17, 3:04 PM
    New Journey 1st Jan 17 at 3:04 PM
    I have been hanging around the diaries for around a month , decided to subscribe a get rid of the debt once and for all. I had a dmp which ended 3 years ago but owing to a drop in salary have managed to get myself in around 5 k debt again. Once I have Jan statements for credit card will be able to tell true figures.

    I have signed up for swag bucks today and done a couple of surveys. Need to do SOA , but not sure how much to put in categories like household repairs for one .

    Any help filling it in gratefully received.
Page 60
    • Cumbria lass
    • By Cumbria lass 9th Feb 18, 9:09 PM
    • 1,788 Posts
    • 10,773 Thanks
    Cumbria lass
    Done some reading tonight and the waiting time can be 18 weeks as obviously not as bad as serious cancer .

    Lord help me I have a liver scan week on Saturday, who knows what they may find . I have just had a run of bad luck but it will come to an end eventually (I hope ) .
    CC1 £3655 April 2018.
    • WannabeFree
    • By WannabeFree 9th Feb 18, 9:12 PM
    • 1,534 Posts
    • 13,212 Thanks
    WannabeFree
    Sorry to hear your news

    Will treatment be at the 'city' hospital? Never know we could have been passing each other and not knowing.

    Hope the scan goes okay

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • Cumbria lass
    • By Cumbria lass 9th Feb 18, 9:14 PM
    • 1,788 Posts
    • 10,773 Thanks
    Cumbria lass
    Yes Wannabe , At my city hospital just across the road , so very convenient for me not so for you .
    CC1 £3655 April 2018.
    • Sun Addict
    • By Sun Addict 9th Feb 18, 9:20 PM
    • 5,722 Posts
    • 37,419 Thanks
    Sun Addict
    Oh crikey Cumbria One of my friends suffers from repeated bouts of skin cancer, she keeps getting them cut out/treated and then she's fine again. It never rains but it pours.

    Fingers crossed for the scan xx
    Virtual Sealed Pot 2018 £250.33
    Debt £2500
    May NSDs AFDs
    Weight loss 7/10LBS
    Emergency Fund £2000/£10,000
    • Cumbria lass
    • By Cumbria lass 9th Feb 18, 9:24 PM
    • 1,788 Posts
    • 10,773 Thanks
    Cumbria lass
    Today they had a good look at the rest of my body and couldn't see anything else concerning so hopefully it will be just this one thing.
    CC1 £3655 April 2018.
    • Seasidegal58
    • By Seasidegal58 9th Feb 18, 9:34 PM
    • 1,912 Posts
    • 11,753 Thanks
    Seasidegal58
    Hope all goes well with scan Cumbria.
    Finally Debt Free! - July 2016
    Finished Emergency Fund- £10,000 April 2017

    Next Scrimpy Goal - Ad Hoc Savings - 20/05/2018: £646.59
    [CONOR=red]MONTHS TO RETIREMENT: 36!
    My diary: “Paid off the £31,0000! BUT- still scrimping!”
    [/COLOR]
    • beanielou
    • By beanielou 9th Feb 18, 9:40 PM
    • 53,939 Posts
    • 213,728 Thanks
    beanielou
    Hope that the scan goes well.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • EssexHebridean
    • By EssexHebridean 9th Feb 18, 10:01 PM
    • 8,678 Posts
    • 45,732 Thanks
    EssexHebridean
    Oh heck that must have given you a bit of a shock - although thankfully it does sound like nowhere near as bad as it might have been and good that it was picked up early. Fingers crossed the scan goes well.

    It occurred to me this morning that I have FINALLY stopped coughing 6 weeks after I had the cold that it arrived with in the first place. There's hope for you shaking yours off yet!
    MORTGAGE FREE 30/09/2016
    Sainsbugs 0% card: 22/12/16 £1229.00/£944.19 (15/05/18)
    SOA Calculator for DFW newbies: Stoozing.com SOA Calculator
    • WannabeFree
    • By WannabeFree 9th Feb 18, 10:17 PM
    • 1,534 Posts
    • 13,212 Thanks
    WannabeFree
    It is further away from me but at least we are lucky to have such wonderful staff at a variety of specialists hospitals near us.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • boxofpaws
    • By boxofpaws 10th Feb 18, 9:08 AM
    • 493 Posts
    • 2,128 Thanks
    boxofpaws
    Hi Cumbria Lass,

    Really pleased your diary is back but really sorry to hear about your laryngitis and skin cancer. A woman I work with regularly has patches removed; she had a large chunk taken off her nose in the summer and 3 weeks later you would never have known

    Try and take it easy on yourself, please rest if you need it

    Paws
    Debt 03/01/17 = £42000
    Debt today = £27,819.22
    • abba1772
    • By abba1772 10th Feb 18, 1:43 PM
    • 4,732 Posts
    • 16,245 Thanks
    abba1772
    Aww Cumbria I'm so sorry to hear your news

    You sound so positive xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4152.74
    • doingitanyway
    • By doingitanyway 10th Feb 18, 5:34 PM
    • 3,015 Posts
    • 14,913 Thanks
    doingitanyway
    Sorry you have been through so much recently. You have handled yourself admirably.
    JANUARY 2016/SECURED DEBT=24,822/March 2018=0 DEBT FREE 23/03/18
    MORTGAGE FREE 25/07/16
    • WannabeFree
    • By WannabeFree 10th Feb 18, 5:42 PM
    • 1,534 Posts
    • 13,212 Thanks
    WannabeFree
    Hope you're okay today Cumbria

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • Cumbria lass
    • By Cumbria lass 11th Feb 18, 9:11 AM
    • 1,788 Posts
    • 10,773 Thanks
    Cumbria lass
    GOOD THINGS

    I have had a couple of nights sleep without coughing.
    I haven't spent much money this month.
    The NHS have been wonderful.

    BAD THINGS

    I have been eating junk food through boredom
    I still haven't done the online banking.

    Yesterday I did my cleaning , bent down to retrieve a duster and pulled a muscle in my back!

    I am very cheery about it , in between the agony when the meds wear off. I can't take anything stronger than ibuprofen. I have heat packs and they are helping.

    My DS is sorting my shopping later and I am wondering whether I will ever get back to work.

    I have a couple of friends calling today so they are bringing food to eat .

    Thank you to everyone who has read my diary because it is all about illness at the minute , but soon it will be about adventures I hope .
    CC1 £3655 April 2018.
    • doingitanyway
    • By doingitanyway 11th Feb 18, 9:20 AM
    • 3,015 Posts
    • 14,913 Thanks
    doingitanyway
    Ouch for your back. It is all interconnected so I am not surprised about your back.

    Don't worry about the junk food for now.

    You will get back to work but in the meantime it is okay to be the one who needs taking care of.

    Take care.
    JANUARY 2016/SECURED DEBT=24,822/March 2018=0 DEBT FREE 23/03/18
    MORTGAGE FREE 25/07/16
    • beanielou
    • By beanielou 11th Feb 18, 9:49 AM
    • 53,939 Posts
    • 213,728 Thanks
    beanielou
    Ouch for your back. It is all interconnected so I am not surprised about your back.

    Don't worry about the junk food for now.

    You will get back to work but in the meantime it is okay to be the one who needs taking care of.

    Take care.
    Originally posted by doingitanyway

    Agree with this
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Seasidegal58
    • By Seasidegal58 11th Feb 18, 9:49 AM
    • 1,912 Posts
    • 11,753 Thanks
    Seasidegal58
    Oh dear about your back Cumbria! How painful + take it easy and I hope the ibuprofen is helping.

    I!!!8217;m glad you!!!8217;ve been sleeping without coughing though - that must have made you feel so much better in the scheme of things.

    Yes, don!!!8217;t worry about the junk food for now - you!!!8217;ll soon be back to normal - and please don!!!8217;t stress about getting back to work!

    You!!!8217;ll be back to plotting your adventures again before you know it!
    Last edited by Seasidegal58; 11-02-2018 at 11:11 AM.
    Finally Debt Free! - July 2016
    Finished Emergency Fund- £10,000 April 2017

    Next Scrimpy Goal - Ad Hoc Savings - 20/05/2018: £646.59
    [CONOR=red]MONTHS TO RETIREMENT: 36!
    My diary: “Paid off the £31,0000! BUT- still scrimping!”
    [/COLOR]
    • Munchin
    • By Munchin 11th Feb 18, 11:06 AM
    • 2,283 Posts
    • 7,015 Thanks
    Munchin
    Hi Cumbria

    So sorry to hear about your illness.

    Housework is so bad for us
    • Onebrokelady
    • By Onebrokelady 11th Feb 18, 2:53 PM
    • 362 Posts
    • 978 Thanks
    Onebrokelady
    Hi Cumbria I am sorry to hear your news,things are certainly sent to test us sometimesxx
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £636.00 Total Now Owed = £16,994
    Emergency Fund = £400.00 Xmas savings = £200.00
    • Lilith1980
    • By Lilith1980 11th Feb 18, 6:37 PM
    • 1,790 Posts
    • 5,072 Thanks
    Lilith1980
    Sorry to hear your news, Cumbria. Hope your treatment will start soon? Sounds like they got it early?
    My debt-free diary
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