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  • FIRST POST
    • Cumbria lass
    • By Cumbria lass 1st Jan 17, 3:04 PM
    • 1,897Posts
    • 11,572Thanks
    Cumbria lass
    New Journey
    • #1
    • 1st Jan 17, 3:04 PM
    New Journey 1st Jan 17 at 3:04 PM
    I have been hanging around the diaries for around a month , decided to subscribe a get rid of the debt once and for all. I had a dmp which ended 3 years ago but owing to a drop in salary have managed to get myself in around 5 k debt again. Once I have Jan statements for credit card will be able to tell true figures.

    I have signed up for swag bucks today and done a couple of surveys. Need to do SOA , but not sure how much to put in categories like household repairs for one .

    Any help filling it in gratefully received.
Page 50
    • 117pauline
    • By 117pauline 13th Jan 18, 8:41 AM
    • 653 Posts
    • 7,282 Thanks
    117pauline
    Have a lovely weekend in the Lakes

    Take care honey
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
    • Seasidegal58
    • By Seasidegal58 13th Jan 18, 8:25 PM
    • 1,978 Posts
    • 12,242 Thanks
    Seasidegal58
    The BP monitors are a nightmare! When I had to wear one, every time it contracted I felt like my arm was in a vice! Still it’s certainly worth the bother.

    Hope you’re having a lovely time and the weather is favouring you.
    Finally Debt Free! - July 2016
    Finished Emergency Fund- £10,000 April 2017

    Next Scrimpy Goal - Ad Hoc Savings - 20/05/2018: £646.59
    MONTHS TO RETIREMENT: 35!
    My diary: “Paid off the £31,0000! BUT- still scrimping!”
    • Sun Addict
    • By Sun Addict 13th Jan 18, 8:36 PM
    • 5,836 Posts
    • 38,574 Thanks
    Sun Addict
    Hope you're having a great time Never been to the Lakes sadly, nearly did once but had to cancel because of snow.
    Virtual Sealed Pot 2018 £296.07
    Debt £2400
    June 4 NSDs 4 AFDs
    Weight loss 0.5/6LBS
    Emergency Fund £2000/£10,000
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 13th Jan 18, 8:51 PM
    • 4,426 Posts
    • 30,699 Thanks
    HairyHandofDartmoor
    The Lakes are beautiful, I went once when I was 11 and have always wanted to go back .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • Cumbria lass
    • By Cumbria lass 14th Jan 18, 7:25 PM
    • 1,897 Posts
    • 11,572 Thanks
    Cumbria lass
    What a whirliwind weekend , how did it get to Sunday evening. SSG 100% agree about BP monitor was so glad to take it back , but obviously worthwhile.

    Friday night drive North , tumbled into my king size bed and slept ok. Morning was visiting friend who hasn!!!8217;t been well. After lunch at pub , went for an amble round the Lake. I never tire of the views whatever the weather . Grey , dry and cold it was. Dinner cooked for me by other friend , normally would stay over but had lots to do today , so I got home around 1.00am this morning.

    Mr A shopping, cleaning and all the ironing. Anyway all done ready for the week.

    Have minor surgery tomorrow afternoon , nothing sinister so should be ok after it.

    Going to pay another £30 off CC2 before payday on Thursday.
    CC1 £3475 May 2018
    • Sun Addict
    • By Sun Addict 14th Jan 18, 7:47 PM
    • 5,836 Posts
    • 38,574 Thanks
    Sun Addict
    Hope the minor surgery goes well xx
    Virtual Sealed Pot 2018 £296.07
    Debt £2400
    June 4 NSDs 4 AFDs
    Weight loss 0.5/6LBS
    Emergency Fund £2000/£10,000
    • WannabeFree
    • By WannabeFree 14th Jan 18, 7:59 PM
    • 1,621 Posts
    • 14,132 Thanks
    WannabeFree
    Glad you had a lovely time, hope tomorrow goes well x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • beanielou
    • By beanielou 14th Jan 18, 8:25 PM
    • 55,020 Posts
    • 219,796 Thanks
    beanielou
    Hope tomorrow goes well.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 14th Jan 18, 10:19 PM
    • 4,426 Posts
    • 30,699 Thanks
    HairyHandofDartmoor
    Sound like a lovely weekend . Good luck for tomorrow.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • debtaghh
    • By debtaghh 14th Jan 18, 10:27 PM
    • 1,267 Posts
    • 4,807 Thanks
    debtaghh
    Hope it goes well x
    Debt 16th October 2017: Cc £49,987- family £37,561: total debt £87549

    Current debt: Cc £43,953 , Family £ 39,264 total debt £83,217

    Frugal living challenge # 10- £8000 presents/ food/ entertainment/clothes/shoes/haircuts
    • doingitanyway
    • By doingitanyway 14th Jan 18, 10:31 PM
    • 3,051 Posts
    • 15,831 Thanks
    doingitanyway
    Plan a nice treat for when the surgery is over.
    JANUARY 2016/SECURED DEBT=24,822/March 2018=0 DEBT FREE 23/03/18
    MORTGAGE FREE 25/07/16
    • Cumbria lass
    • By Cumbria lass 15th Jan 18, 6:27 AM
    • 1,897 Posts
    • 11,572 Thanks
    Cumbria lass
    DIA my friend is bringing dinner with her and haven!!!8217;t seen her for ages so that!!!8217;s my treat. Have paid the £30 left in food/shopping budget off CC2 balance now £315 .

    Had a terrible nights sleep , hope tonight is better.
    CC1 £3475 May 2018
    • 117pauline
    • By 117pauline 15th Jan 18, 7:49 AM
    • 653 Posts
    • 7,282 Thanks
    117pauline
    Good morning

    Hope all goes well today and you enjoy your treat meal and catchup afterwards

    Take care honey
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
    • Cumbria lass
    • By Cumbria lass 15th Jan 18, 8:08 PM
    • 1,897 Posts
    • 11,572 Thanks
    Cumbria lass
    I have had the minor surgery and the injection was the worst bit .

    Off to bed as the laryngitis has taken hold again .
    CC1 £3475 May 2018
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 15th Jan 18, 8:11 PM
    • 4,426 Posts
    • 30,699 Thanks
    HairyHandofDartmoor
    I'm glad the surgery went well and is over, but sorry about the laryngitis .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • Cumbria lass
    • By Cumbria lass 15th Jan 18, 8:26 PM
    • 1,897 Posts
    • 11,572 Thanks
    Cumbria lass
    All I talk about is illness , one thing after another it is .
    CC1 £3475 May 2018
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 15th Jan 18, 8:28 PM
    • 4,426 Posts
    • 30,699 Thanks
    HairyHandofDartmoor
    You are going through it at the moment
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • beanielou
    • By beanielou 15th Jan 18, 8:44 PM
    • 55,020 Posts
    • 219,796 Thanks
    beanielou
    I'm glad the surgery went well and is over, but sorry about the laryngitis .
    Originally posted by HairyHandofDartmoor
    From me too.
    Take care.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • redofromstart
    • By redofromstart 15th Jan 18, 8:51 PM
    • 1,761 Posts
    • 10,742 Thanks
    redofromstart
    Hope you feel better in the morning.
    • doingitanyway
    • By doingitanyway 15th Jan 18, 9:45 PM
    • 3,051 Posts
    • 15,831 Thanks
    doingitanyway
    All I talk about is illness , one thing after another it is .
    Originally posted by Cumbria lass
    Snap. I'm the same at the moment. It will all be over soon and you'll be back to fighting fit. Glad the op went well.
    JANUARY 2016/SECURED DEBT=24,822/March 2018=0 DEBT FREE 23/03/18
    MORTGAGE FREE 25/07/16
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