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  • FIRST POST
    • Cumbria lass
    • By Cumbria lass 1st Jan 17, 3:04 PM
    • 2,497Posts
    • 15,569Thanks
    Cumbria lass
    New Journey
    • #1
    • 1st Jan 17, 3:04 PM
    New Journey 1st Jan 17 at 3:04 PM
    I have been hanging around the diaries for around a month , decided to subscribe a get rid of the debt once and for all. I had a dmp which ended 3 years ago but owing to a drop in salary have managed to get myself in around 5 k debt again. Once I have Jan statements for credit card will be able to tell true figures.

    I have signed up for swag bucks today and done a couple of surveys. Need to do SOA , but not sure how much to put in categories like household repairs for one .

    Any help filling it in gratefully received.
Page 100
    • Cumbria lass
    • By Cumbria lass 11th Oct 18, 2:32 AM
    • 2,497 Posts
    • 15,569 Thanks
    Cumbria lass
    Just got up to open a window and there is a man lying in the road . Now sat watching and waiting for the police ! Not sure if he is dead or alive , but can't go to bed keep worrying . Wish they would hurry up .
    CC1 3500 Nov 2018.
    • Cumbria lass
    • By Cumbria lass 11th Oct 18, 3:18 AM
    • 2,497 Posts
    • 15,569 Thanks
    Cumbria lass
    Police turned up , man alive nearly got ran over by the milkman , who was shook up ! Goodnight all .
    CC1 3500 Nov 2018.
    • Lilith1980
    • By Lilith1980 11th Oct 18, 4:58 AM
    • 1,946 Posts
    • 5,646 Thanks
    Lilith1980
    Good luck with the spending diary. I feel like I need to be tighter on things
    My debt-free diary
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 11th Oct 18, 7:51 AM
    • 6,425 Posts
    • 46,577 Thanks
    HairyHandofDartmoor
    Police turned up , man alive nearly got ran over by the milkman , who was shook up ! Goodnight all .
    Originally posted by Cumbria lass
    How unsettling . Was he dead drunk? Glad he was alive anyway. Hope you're not too tired after your disturbed night.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = 58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    EMERGENCY FUND = 17
    "Tough times never last, but tough people do" - Robert H Schuller
    • Cumbria lass
    • By Cumbria lass 11th Oct 18, 8:57 AM
    • 2,497 Posts
    • 15,569 Thanks
    Cumbria lass
    He was very drunk and his head was bleeding . The police were very good though.
    CC1 3500 Nov 2018.
    • Sun Addict
    • By Sun Addict 11th Oct 18, 4:57 PM
    • 6,412 Posts
    • 44,719 Thanks
    Sun Addict
    What a shock to see the man in the road! I once got up in the middle of the night to see a young lad weeing in our drive I shouted out of the window to him but the deed had been done.
    Virtual Sealed Pot 2010 13.14
    Debt 1880
    Weight loss 0/6LBS
    Emergency Fund 4000/10,000
    • beanielou
    • By beanielou 11th Oct 18, 7:58 PM
    • 58,831 Posts
    • 244,049 Thanks
    beanielou
    Oh my goodness how dire.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • doingitanyway
    • By doingitanyway 11th Oct 18, 8:11 PM
    • 3,716 Posts
    • 20,858 Thanks
    doingitanyway
    Wees in the drive. Bodies on the street and I thought I had it bad with foxes in the small hours. Wishing you a peaceful nights sleep tonight
    Emergency fund 127/1000
    NSD December 5/31 AFD 2/10, SFD 0/10
    IF NOT NOW THEN WHEN
    • Cumbria lass
    • By Cumbria lass 11th Oct 18, 8:50 PM
    • 2,497 Posts
    • 15,569 Thanks
    Cumbria lass
    [QUOTE=doingitanyway;74904831]Wees in the drive. Bodies on the street and I thought I had it bad with foxes in the small hours. Wishing you a peaceful nights sleep tonight[/QUOTE

    Inner city living I guess . I have shown everyone the photo of the man lying in the road.

    Hoping for a quiet night.
    CC1 3500 Nov 2018.
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 11th Oct 18, 8:52 PM
    • 6,425 Posts
    • 46,577 Thanks
    HairyHandofDartmoor
    We hope so too Cumbria
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = 58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    EMERGENCY FUND = 17
    "Tough times never last, but tough people do" - Robert H Schuller
    • Sun Addict
    • By Sun Addict 11th Oct 18, 8:59 PM
    • 6,412 Posts
    • 44,719 Thanks
    Sun Addict
    We also have foxes barking (or whatever that strange noise is they do) plus owls hooting - this is suburban living

    Hope tonight is less eventful.
    Virtual Sealed Pot 2010 13.14
    Debt 1880
    Weight loss 0/6LBS
    Emergency Fund 4000/10,000
    • Cumbria lass
    • By Cumbria lass 12th Oct 18, 9:16 AM
    • 2,497 Posts
    • 15,569 Thanks
    Cumbria lass
    We also have foxes barking (or whatever that strange noise is they do) plus owls hooting - this is suburban living

    Hope tonight is less eventful.
    Originally posted by Sun Addict
    I thought we lived in suburbia as well , but definitely inner city this week.
    CC1 3500 Nov 2018.
    • Cumbria lass
    • By Cumbria lass 12th Oct 18, 9:20 AM
    • 2,497 Posts
    • 15,569 Thanks
    Cumbria lass
    Today is DD's birthday , myself, my mum , DD and DGD are going to a fairly local well known patisserie for lunch, which I am paying .

    As I have no childminding today I intend to do my cleaning this afternoon as friend coming for the day tomorrow and I am babysitting in the evening.

    Yesterday went to DGD nursery to play , but she was completely overwhelmed with it all. I brought her home so that confused her more.

    Weather is windy but no rain yet, that will start the minute I go out of the door .
    CC1 3500 Nov 2018.
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 12th Oct 18, 1:25 PM
    • 6,425 Posts
    • 46,577 Thanks
    HairyHandofDartmoor
    Enjoy DD's birthday lunch. We have strong winds and rain here
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = 58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    EMERGENCY FUND = 17
    "Tough times never last, but tough people do" - Robert H Schuller
    • beanielou
    • By beanielou 12th Oct 18, 1:44 PM
    • 58,831 Posts
    • 244,049 Thanks
    beanielou
    Hope the well known patisserie is still open.
    Enjoy
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Cumbria lass
    • By Cumbria lass 12th Oct 18, 7:53 PM
    • 2,497 Posts
    • 15,569 Thanks
    Cumbria lass
    The bakery bit of the patisserie was interesting to watch, and if you like chocolate this place is for you. The menu was ok, the afternoon tea looked very nice. Atmosphere was nice in the place, but it was very busy . My DD enjoyed it , but to me it is overpriced, ok for a treat. DGD was asleep in her buggy for most of it.

    Have done all my cleaning and washing. Day out tomorrow with best friend , Xmas shopping again. Need to go for flu jab first though.
    CC1 3500 Nov 2018.
    • Sun Addict
    • By Sun Addict 12th Oct 18, 8:05 PM
    • 6,412 Posts
    • 44,719 Thanks
    Sun Addict
    Xmas shopping

    You've just reminded we need to get our flu jabs, must book in.
    Virtual Sealed Pot 2010 13.14
    Debt 1880
    Weight loss 0/6LBS
    Emergency Fund 4000/10,000
    • redofromstart
    • By redofromstart 12th Oct 18, 9:06 PM
    • 2,060 Posts
    • 12,798 Thanks
    redofromstart
    If it's any consolation a squirrel has taken up residence in one of our trees and spends half of its time barking - apparently it's either a warning noise for cat alert or a very busy private life.

    Hope you have a lovely weekend.
    • louby40
    • By louby40 12th Oct 18, 9:27 PM
    • 1,387 Posts
    • 3,775 Thanks
    louby40
    Poor man in the road - hope he made a full recovery. Drinking on a school night is a gamble.

    Enjoy your weekend, it's going to be wet.
    • Cumbria lass
    • By Cumbria lass 13th Oct 18, 8:07 AM
    • 2,497 Posts
    • 15,569 Thanks
    Cumbria lass
    Poor man in the road - hope he made a full recovery. Drinking on a school night is a gamble.

    Enjoy your weekend, it's going to be wet.
    Originally posted by louby40
    Thanks Louby it is wet.

    All quiet on the road last night,
    CC1 3500 Nov 2018.
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