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  • FIRST POST
    • Scott_Weiland
    • By Scott_Weiland 14th Dec 16, 5:00 AM
    • 779Posts
    • 2,035Thanks
    Scott_Weiland
    If i can earn funds from surveys anyone can
    • #1
    • 14th Dec 16, 5:00 AM
    If i can earn funds from surveys anyone can 14th Dec 16 at 5:00 AM
    Hi Guys i am starting a new journal i am in the process of closing my former journal/account down.

    I will post on my former debt free diary so people know who i am soon. I recently went through a separation so things are not great at the moment.

    Alot of the guys will know me as the survey guru lol

    I will post again soon
    Last edited by Scott_Weiland; 25-01-2018 at 1:47 PM.
Page 34
    • Seasidegal58
    • By Seasidegal58 27th Mar 18, 1:23 PM
    • 2,248 Posts
    • 13,901 Thanks
    Seasidegal58
    Yes - hope all is ok.
    Finally Debt Free! - July 2016
    Finished Emergency Fund- £10,000 April 2017

    Next Scrimpy Goal - Ad Hoc Savings - 07/11/2018 - £1771.05
    MONTHS TO RETIREMENT: 30
    My diary: “Paid off the £31,0000! BUT- still scrimping!”
    • Cumbria lass
    • By Cumbria lass 2nd Apr 18, 10:06 AM
    • 2,390 Posts
    • 14,729 Thanks
    Cumbria lass
    Check in with us Scott .
    CC1 £3500 Nov 2018.
    • Seasidegal58
    • By Seasidegal58 5th Apr 18, 9:13 PM
    • 2,248 Posts
    • 13,901 Thanks
    Seasidegal58
    Yes please do Scott.
    Finally Debt Free! - July 2016
    Finished Emergency Fund- £10,000 April 2017

    Next Scrimpy Goal - Ad Hoc Savings - 07/11/2018 - £1771.05
    MONTHS TO RETIREMENT: 30
    My diary: “Paid off the £31,0000! BUT- still scrimping!”
    • JoJoC
    • By JoJoC 6th Apr 18, 11:45 AM
    • 1,128 Posts
    • 6,920 Thanks
    JoJoC
    Hey Scott, another one checking in hoping you're ok. Would be great to hear from you, even if you're not in the mood to share anything. Hope the training is going well
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
    • JoJoC
    • By JoJoC 30th Apr 18, 2:10 PM
    • 1,128 Posts
    • 6,920 Thanks
    JoJoC
    Hi Scott - just dropping by to say that I hope you're ok? Been thinking of you lately and hope you're just taking time out. J
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
    • Scott-Weiland
    • By Scott-Weiland 7th May 18, 1:43 AM
    • 288 Posts
    • 622 Thanks
    Scott-Weiland
    I am back, I have had a few issues but I am okay. As you guys may of noticed one of the issues was my account/username. It is me it is Scott I promise.

    I will post a proper journal update tomorrow. Thank you for all the messages asking how I am means a lot my friends
    Last edited by Scott-Weiland; 07-05-2018 at 1:48 AM.
    • Cumbria lass
    • By Cumbria lass 7th May 18, 7:39 AM
    • 2,390 Posts
    • 14,729 Thanks
    Cumbria lass
    Great news you are ok , thanks for checking in.
    CC1 £3500 Nov 2018.
    • UncannyScot
    • By UncannyScot 7th May 18, 7:49 AM
    • 1,693 Posts
    • 9,190 Thanks
    UncannyScot
    Thanks for checking in mate.
    So glad to hear that you are ok.
    Looking forwards to your update
    If you need owt, shout ok?
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • JoJoC
    • By JoJoC 7th May 18, 1:21 PM
    • 1,128 Posts
    • 6,920 Thanks
    JoJoC
    Fantastic to see you back Scott - we worry about our own! Glad you're ok
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
    • Scott-Weiland
    • By Scott-Weiland 8th May 18, 7:48 PM
    • 288 Posts
    • 622 Thanks
    Scott-Weiland
    Thanks yeah everything is good.

    Update is as follows i have a new partner, she is not a looney or narcassist or fraudster lol.
    We have a holiday booked for August with my son. Work is the same i hate it but i am still in work i have had no absense since October last year.

    Mental health wise well i had a break down quite severe in February March i did not do anything silly dont worry i did get help and meds that work.

    Re my finances i am in the process of sorting out an IVA as my debts are just beyond a joke i was paying on a Debt Management Plan for debts that were not even showing on my credit file or that were over 6years old.
    Last edited by Scott-Weiland; 08-05-2018 at 7:51 PM.
    • UncannyScot
    • By UncannyScot 8th May 18, 8:01 PM
    • 1,693 Posts
    • 9,190 Thanks
    UncannyScot
    Thanks for the update.
    Good news about the relationship, congrats

    As previously said by JoJoC, we do worry about our own.
    You can contact me anytime for a chat mate, I do mean that.

    Great to see you back and getting things in order.
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • Scott-Weiland
    • By Scott-Weiland 8th May 18, 8:58 PM
    • 288 Posts
    • 622 Thanks
    Scott-Weiland
    I changed my number Uncannyscot thanks for the offer UC but honestly I am cool. I had the misfortune of giving my number to someone on here who turned out to be a bit of a prize well I wont say the word but it rhymes with hick.
    • UncannyScot
    • By UncannyScot 8th May 18, 10:20 PM
    • 1,693 Posts
    • 9,190 Thanks
    UncannyScot
    No worries
    You can always reach me (or any of your friends on here) with a pm if you ever need to.
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • JoJoC
    • By JoJoC 9th May 18, 3:03 PM
    • 1,128 Posts
    • 6,920 Thanks
    JoJoC
    Glad to see your update Scott - sounds like things are going well with the new partner and work is ticking along, albeit not nicely. Sounds like you've had a rough few months, but are on the straight and narrow with the right support and meds.

    What does the IVA mean for your debt journey then? (Sorry, i've heard of it but no real clue what it is).
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
    • Scott-Weiland
    • By Scott-Weiland 10th May 18, 10:15 PM
    • 288 Posts
    • 622 Thanks
    Scott-Weiland
    Well the IVA was going to happen but now its not lol I made a phone call to HR and as I work in financial services its a no go. I cant go down the IVA route as it goes against my contract so I am back to the drawing board.

    I have checked my credit file and it looks like a few off my debts have being written off. Theres two barclays debts for about 7000 in total that are gone that are showing as closed now.

    I wanted to go down the IVA route as excuse my French but I have !!!!! chasing me for a debit ie Jacobs. Every week sometime more I have baliffs at my door for a council tax debit I got behind on last year. I owed around 500 but they put there charges on so its now 795 any spare money I get is going on clearing that. I was going to go down the IVA route as that would keep them at bay but that's not going to happen. Jacobs are gits they wont negotiate, i did an income expenditure thing offering 300pm on there website and they declined it. Its a pain in the backside as i have to keep my doors locked permeantly and i cant answer the door without checking first. Come my June payday i can clear the debit as i have a bonus coming at work but till then i have to put up with this crap.

    Me and my oh have around 335 to find by Thursday to pay our holiday off so its squeaky backside time. My partner has 225 on a credit card, i am waiting on 45quid for a delay repay thing off some virgin train tickets and ebay is hopefully going to clear the rest.

    Survey wise its the usual going steady, pass what i am upto year to date i know my old profile had a year to date thing on it. I am going to start a new one on this profile starting well from monday, i have had a few bits in this week.

    5.00 from opinion outpost and 30p cashback.
    • Scott-Weiland
    • By Scott-Weiland 11th May 18, 2:34 PM
    • 288 Posts
    • 622 Thanks
    Scott-Weiland
    Minor productive day for me I have had a lie in till silly pm which was needed. 11am :-(

    I have just done 3 prolific surveys which should take me to 8quid plus when they are confirmed. I have just dropped a five pound gift card from swagbucks.

    Gym time for me I will update more later.
    Cashback Earnings Ish YTD £74.56 Survey Earnings YTD Ish £489.34
    "We are what we repeatedly do. Excellence then, is not an act, but a habit."
    Qmee £16.15 Since 3/11/2018
    • JoJoC
    • By JoJoC 11th May 18, 6:38 PM
    • 1,128 Posts
    • 6,920 Thanks
    JoJoC
    Interesting about the IVA and now you mention it, i remember that financial institutions are funny about the people they employ's financial status. I worked for a debt collection agency when I was at uni and i remember them quizzing me about my debt (or at the the time lack thereof). I suppose you need to do what's best for your career.

    Sorry that you're being hounded - I hope you can get them off your back soon.

    Good news on the surveys and gift card! I need to keep up with mine...

    Enjoy the gym I was there at 6am this morning...unheard of!
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
    • Scott-Weiland
    • By Scott-Weiland 14th May 18, 9:12 AM
    • 288 Posts
    • 622 Thanks
    Scott-Weiland
    Interesting about the IVA and now you mention it, i remember that financial institutions are funny about the people they employ's financial status. I worked for a debt collection agency when I was at uni and i remember them quizzing me about my debt (or at the the time lack thereof). I suppose you need to do what's best for your career.

    Sorry that you're being hounded - I hope you can get them off your back soon.

    Good news on the surveys and gift card! I need to keep up with mine...

    Enjoy the gym I was there at 6am this morning...unheard of!
    Originally posted by JoJoC
    Haha you should see the type of training i was doing over the weekend lol think Worlds Strongest Man lol I have started training at a gym in Durham that have yokes, farmers walker things, tyres, metal logs to press etc etc etc
    It was all great fun at the time but now i need a massage lol

    I will post a better update later re me.
    Cashback Earnings Ish YTD £74.56 Survey Earnings YTD Ish £489.34
    "We are what we repeatedly do. Excellence then, is not an act, but a habit."
    Qmee £16.15 Since 3/11/2018
    • Scott-Weiland
    • By Scott-Weiland 16th May 18, 11:34 AM
    • 288 Posts
    • 622 Thanks
    Scott-Weiland
    Well an update re me I am off work on hols till Friday night which is canny, the weather today is lousy I wish it was like yesterday. Yesterday was in the high twenties, today its yak wet and windy.

    Today my plans are tv and surveys until my oh gets home from work then I think we are going for a long walk in the forrest. My legs are shot after a really heavy gym session, lots of squatting with sets of twenty reps then prowler runs and box jumps.

    Our holiday is finally paid, in August Cyprus here we come.

    Re surveys everything is ticking over fine i haven't done many lately but i am hammering them while the oh is at work.

    One poll is at 37.00
    yougov is at 4000point i think
    prolific is at 4.74 confirmed 7quid in pending and i am going to actually wait for the £20
    panel opinions is at 3quid 20
    power of opinions is at 764 points.

    I have just dropped 65p from top cashback every little helps and all that.
    Last edited by Scott-Weiland; 16-05-2018 at 11:37 AM.
    Cashback Earnings Ish YTD £74.56 Survey Earnings YTD Ish £489.34
    "We are what we repeatedly do. Excellence then, is not an act, but a habit."
    Qmee £16.15 Since 3/11/2018
    • Scott-Weiland
    • By Scott-Weiland 16th May 18, 12:23 PM
    • 288 Posts
    • 622 Thanks
    Scott-Weiland
    Flying on prolific academic today its just all tiny 30-40p surveys. I must of done around 10 so far, that's 12quid in pending.
    Cashback Earnings Ish YTD £74.56 Survey Earnings YTD Ish £489.34
    "We are what we repeatedly do. Excellence then, is not an act, but a habit."
    Qmee £16.15 Since 3/11/2018
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