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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 792Posts
    • 5,521Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 97
    • abba1772
    • By abba1772 4th Dec 17, 2:30 PM
    • 4,835 Posts
    • 16,906 Thanks
    abba1772
    £2.53 sent towards the Halifax card brings my total to £6558.23 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4782.14
    • sharronej
    • By sharronej 4th Dec 17, 3:48 PM
    • 563 Posts
    • 4,784 Thanks
    sharronej
    declaring for 2017
    Hi ladies and gents, looks like i'm going to finish a touch shy at £10998, I've found it difficult to keep on track and we have had some very expensive but necessary jobs in the house which i am pleased to say have been paid off. We have agreed no holidays abroad next year so that we can take advantage of the tourer we have and concentrate on making a real dent in our debt free journey. Overall i am not too disappointed because the jobs we have done have added value to the house and needed doing and i'm no worse off financially (even though i'd have been further on if we hadn't done them).

    So at the moment i will declare
    no. 156 ending at 10998/13000. Please can i set next year at £15000
    unless i can manage to squeeze the last £200 out of somewhere. Thank you
    Last edited by sharronej; 04-12-2017 at 3:54 PM.
    • abba1772
    • By abba1772 5th Dec 17, 7:52 AM
    • 4,835 Posts
    • 16,906 Thanks
    abba1772
    £19 sent to the Halifax card brings my total to £6568.23 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4782.14
    • JWPopps
    • By JWPopps 5th Dec 17, 9:35 AM
    • 329 Posts
    • 1,739 Thanks
    JWPopps
    Hello!

    Final post from me for #19:

    Final figures:

    80% paid 6624/8280

    It's not the full whack but I am pretty pleased with it!! Thanks for this challenge this year
    Mortgage: £86,182.17
    Credit Card Debt: £1,702.42
    Loan Debt: £5,306.47
    Savings: £600.00


    • Florence J
    • By Florence J 5th Dec 17, 2:13 PM
    • 1,893 Posts
    • 11,188 Thanks
    Florence J
    Oooops, posted in the wrong thread, please ignore my post in the 2018 thread!!!!

    Last payment gone out so

    #53 DEBT PAID BACK £3133.08/£3000
    Sealed Pot Challenge 11 #553
    £1000 Emergency Fund Challenge #253
    Wombling free 2017 = £2195.92
    Pay off all your debts by Xmas 2017 #53 (£3168.45/£3000)
    February 2018 Credit Card Debt: £3885
    • Miss D Meanour
    • By Miss D Meanour 5th Dec 17, 6:40 PM
    • 115 Posts
    • 814 Thanks
    Miss D Meanour
    Hi there
    Somehow I seem to have got behind in my posting so October and November payments together here:

    #23 paid £691.25 bringing total to £7,231.51

    Take care everyone
    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 11 #574 - £500 ........ Xmas 2018 - #11: £182 / £365.
    CCCC 2018 #14 - £0 / £140 ....... PAYDBX 2018 #23: £3,187.35 / £7,000
    Frugal Living - #37 .......... MFW2018 - #2: £3,049.05 / £8,000

    No matter how far you go, you always take yourself with you
    • abba1772
    • By abba1772 6th Dec 17, 8:14 AM
    • 4,835 Posts
    • 16,906 Thanks
    abba1772
    £3.57 sent towards the Halifax card brings my total to £6571.80 / £6000

    Happy hump day peeps
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4782.14
    • stephaniespencer
    • By stephaniespencer 6th Dec 17, 10:52 AM
    • 5 Posts
    • 41 Thanks
    stephaniespencer
    #114 stephaniespencer

    £3393.52/£3993.52 paid this year!! Only £600 left to pay off which is my overdraft then next year I!!!8217;ll concentrate on paying off my car!! !!!55357;!!!56835;
    Pay ALL your debt off by Xmas 2017 #114 £758.76/£3933.52 19%
    Saving for Christmas 2017 (50p savings) £0.50/£200

    (Natwest Loan £108.76/£883.52 [30.10%] / Overdraft £0/£600.00 / Family £0/£1700 / Mattress £750/£750 )
    • kirtsypoos
    • By kirtsypoos 6th Dec 17, 1:18 PM
    • 3,424 Posts
    • 15,000 Thanks
    kirtsypoos
    Morning all,

    Last couple of Xmas presents bought today so money transferred off spendy CC

    #006 checking in with £17,835.81/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £158.500.00 (2017/2018 O/P £3491.79) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £3850.92/£4000
    • cmc_entertainment
    • By cmc_entertainment 6th Dec 17, 8:39 PM
    • 332 Posts
    • 387 Thanks
    cmc_entertainment
    #128

    Paid £4398 so far in November.

    Creditors 10 / 21

    Total creditors paid off: 10

    MONTHLY TOTALS
    Jan paid off: £1550 - 9.69% - 1 creditor cleared.
    Feb paid off: £965 - 6.68% - 1 creditor cleared.
    March paid off: £1428 - 9.44% - 1 creditor cleared.
    April paid off: £1037 - 8.6% - 0 creditors cleared
    May paid off: £1127 - 10.23% - 2 creditors cleared
    June paid off: £927 - 10.33% - 1 creditors cleared
    July paid off: £1292 - 17.45% - 5 creditors cleared
    August paid off: £1668 - errm% - 1 creditors cleared
    September paid off: £2073 - errm% - 1 creditors cleared
    October paid off: £1987 - errm% - 2 creditors cleared
    November paid off: £4398 - errm% - 8 creditors cleared

    YEARLY TOTAL
    Total paid off this year: £18,452 / £16,000 - 115.33%

    The total is not completed and I have more to do. Totally debt free date is Summer 2018.

    Creditors unable to comply with s77 request 1 / 2.
    <mythbuster>
    Failure is always an option
    </mythbuster>
    • LuckyPenny
    • By LuckyPenny 6th Dec 17, 9:44 PM
    • 765 Posts
    • 5,744 Thanks
    LuckyPenny
    Hi
    I think I forgot to record a payment that I made earlier on this month £600.
    Pay off all debts by Xmas 2017 #40 £4,565/£5865


    LPx
    1% Challenge [COLOR=red] #28 £1,798.05/£4000 44.8%[/COLLAR]
    Pay off all debts by Xmas 2017 #40 £3,310/£6500 Christmas 2018 Saving #16 £111/365
    Competition wins £12,097
    Declutter 3 per day
    • abba1772
    • By abba1772 7th Dec 17, 7:37 AM
    • 4,835 Posts
    • 16,906 Thanks
    abba1772
    No payment from me today as my account is sitting at a nice even number
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4782.14
    • kirtsypoos
    • By kirtsypoos 7th Dec 17, 10:16 AM
    • 3,424 Posts
    • 15,000 Thanks
    kirtsypoos
    Morning all,

    OHs DD came out for CC this morning so:

    #006 checking in with £17,910.81/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £158.500.00 (2017/2018 O/P £3491.79) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £3850.92/£4000
    • mumto2girlsandaboy
    • By mumto2girlsandaboy 7th Dec 17, 11:44 AM
    • 47 Posts
    • 326 Thanks
    mumto2girlsandaboy
    Last payment made for the year pleased to of hit my target now to clear this debt next year #073 2571/2500
    PAYDBX 2018 #073 709/£2279
    PAYDBX 2017 #073 2571/£2500
    EF #220 670/£1000
    MFW dec 12 £97000 jan 18 £86973
    • abba1772
    • By abba1772 8th Dec 17, 8:10 AM
    • 4,835 Posts
    • 16,906 Thanks
    abba1772
    It's Friday woo hoo

    Sent £13 towards the Halifax brings my total to £6584.80 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4782.14
    • Calling14
    • By Calling14 8th Dec 17, 1:46 PM
    • 2,725 Posts
    • 19,821 Thanks
    Calling14
    £50 sent today toward this debt. Have been having a few financial hiccups but hey ho that's life. So already joined the next challenge.

    #16 £3310/£4300

    Thanks muppets

    LBM 13039 1.1.13 Start 2018 £5552 NOW £1912
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 £3639/£5552 DFD 12/18
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge
    £2374/£2550

    • muppets
    • By muppets 8th Dec 17, 8:38 PM
    • 792 Posts
    • 5,521 Thanks
    muppets
    Hi ladies and gents, looks like i'm going to finish a touch shy at £10998, I've found it difficult to keep on track and we have had some very expensive but necessary jobs in the house which i am pleased to say have been paid off. We have agreed no holidays abroad next year so that we can take advantage of the tourer we have and concentrate on making a real dent in our debt free journey. Overall i am not too disappointed because the jobs we have done have added value to the house and needed doing and i'm no worse off financially (even though i'd have been further on if we hadn't done them).

    So at the moment i will declare unless i can manage to squeeze the last £200 out of somewhere. Thank you
    Originally posted by sharronej
    You have done amazing this year and paying for the jobs to be done on the house aswell. I have added you to next years list. xx
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 8th Dec 17, 8:43 PM
    • 792 Posts
    • 5,521 Thanks
    muppets
    #128

    Paid £4398 so far in November.

    Creditors 10 / 21

    Total creditors paid off: 10

    MONTHLY TOTALS
    Jan paid off: £1550 - 9.69% - 1 creditor cleared.
    Feb paid off: £965 - 6.68% - 1 creditor cleared.
    March paid off: £1428 - 9.44% - 1 creditor cleared.
    April paid off: £1037 - 8.6% - 0 creditors cleared
    May paid off: £1127 - 10.23% - 2 creditors cleared
    June paid off: £927 - 10.33% - 1 creditors cleared
    July paid off: £1292 - 17.45% - 5 creditors cleared
    August paid off: £1668 - errm% - 1 creditors cleared
    September paid off: £2073 - errm% - 1 creditors cleared
    October paid off: £1987 - errm% - 2 creditors cleared
    November paid off: £4398 - errm% - 8 creditors cleared

    YEARLY TOTAL
    Total paid off this year: £18,452 / £16,000 - 115.33%

    The total is not completed and I have more to do. Totally debt free date is Summer 2018.

    Creditors unable to comply with s77 request 1 / 2.
    Originally posted by cmc_entertainment

    Congrats on smashing this years target
    # 128 cmc_entertainment
    Smashed their target
    Target cleared - £ 16,000

    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 8th Dec 17, 8:47 PM
    • 792 Posts
    • 5,521 Thanks
    muppets
    Last payment made for the year pleased to of hit my target now to clear this debt next year #073 2571/2500
    Originally posted by mumto2girlsandaboy

    Congrats on smashing this year target

    # 73 mumto2girlsandaboy
    Smashed their target
    Target cleared - £ 2,500


    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • Nicnak
    • By Nicnak 9th Dec 17, 7:33 AM
    • 925 Posts
    • 5,171 Thanks
    Nicnak
    #170

    Paid off £7500 (by changing a car and paying extra, but debt cleared) x

    Thanks,
    X
    September 6th 2017 - Updated 13th May 2018
    Credit Card £0 now: £0 Tesco Loan £7500 = £0 Consolidation £15,000 = £13,855 Total = £25,330 £13,855 43% gone EMF #252 = £700/£1000
    Sealed pot challenge #589
    Pay off all your debts by Christmas #71
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