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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 788Posts
    • 5,521Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 84
    • kindofagilr
    • By kindofagilr 4th Sep 17, 8:47 AM
    • 6,218 Posts
    • 20,954 Thanks
    kindofagilr
    Well done everyone, that is fabulous figures xx
    POAMAYC 2018 #87 Paid 7741.33/12,000 ~ 55.01%
    POAMAYC 2017 #87 Paid 10,380.18/10,000 ~ 104%
    POAMAYC 2016 #87 Paid 7454.80/7000 ~ 106%


    Mortgage (Start Date 01/04/09 ~ 30 year term, due to end 01/07/39)
    104,409/84,580.30 (as of 31/05/18) ~ 18.99% Paid

    Christmas Savings 2018: 270 Cash ~ Amazon Vouchers: 40
    Cyprus 2019 Savings: 500/6000 ~ Centre Parcs 2019 Savings: 0/1500

    My Debt Free Diary (Link)
    • kirtsypoos
    • By kirtsypoos 4th Sep 17, 10:29 AM
    • 3,424 Posts
    • 15,000 Thanks
    kirtsypoos
    Morning all,

    #006 checking in with 15923.85/14,539.71 please muppets!
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • abba1772
    • By abba1772 4th Sep 17, 12:24 PM
    • 4,835 Posts
    • 16,897 Thanks
    abba1772
    Rounded down the account sent 3.09 towards the Halifax brings my total to 3840.91 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4782.14
    • JWPopps
    • By JWPopps 4th Sep 17, 1:07 PM
    • 329 Posts
    • 1,739 Thanks
    JWPopps
    Hello everyone!

    #19 - 4715/8280 = 57%

    Getting there slowly but surely... not sure if I'll quite make my target at this rate but it's better than a kick in the teeth!!
    Mortgage: 86,182.17
    Credit Card Debt: 1,702.42
    Loan Debt: 5,306.47
    Savings: 600.00


    • Torties2
    • By Torties2 4th Sep 17, 2:50 PM
    • 18 Posts
    • 136 Thanks
    Torties2
    A quick check-in from me after another 100 paid on 31/8/17:


    #103 5,116/6,600
    • fruitloop04
    • By fruitloop04 4th Sep 17, 7:44 PM
    • 158 Posts
    • 469 Thanks
    fruitloop04
    #167 checking in Paid 13.93 off CC1 so now on 455.75/1,500
    16.08.2017 CC 1 - 2050 1,500 CC 2 - 1766.82 1406 Emergency savings: 1250/6000
    Mortgage - April 2017 153,000 149,954
    Debt free by xmas: 1070.86/1500
    (Non Mortgage) Debt Free Date: August 2018
    • leimichellecat
    • By leimichellecat 4th Sep 17, 9:06 PM
    • 141 Posts
    • 259 Thanks
    leimichellecat
    Yay, I am part of the team! Paid another 100 off today.

    #168 350/2370
    Taking on the world one debt at a time!!!

    Clear all the debt by Xmas 2018 #168 - 1220/11470

    BYOLTW Feb 2018 0/12
    • fire-wannabe
    • By fire-wannabe 5th Sep 17, 11:45 AM
    • 91 Posts
    • 469 Thanks
    fire-wannabe
    #46 with a payment of 40 please Muppets
    Pay ALL your debt off by Xmas 2018 #46 60/4550
    • abba1772
    • By abba1772 5th Sep 17, 8:01 PM
    • 4,835 Posts
    • 16,897 Thanks
    abba1772
    Rounded down the account sent 5.18 towards the Halifax

    Brings my total to 3846.09 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4782.14
    • mumto2girlsandaboy
    • By mumto2girlsandaboy 5th Sep 17, 10:02 PM
    • 47 Posts
    • 326 Thanks
    mumto2girlsandaboy
    #073 220 paid off
    1916.88/2500
    PAYDBX 2018 #073 709/2279
    PAYDBX 2017 #073 2571/2500
    EF #220 670/1000
    MFW dec 12 97000 jan 18 86973
    • Ammeretto
    • By Ammeretto 5th Sep 17, 10:47 PM
    • 179 Posts
    • 447 Thanks
    Ammeretto
    Hi all

    just popping on with August's update.

    I have cleared a further 300 this month so now stand at

    #142 5,250 / 10,000 = 52.5%
    Debt at LBM (Mar 14) - 29,981.66 + 11,320.91 Car & Bike HP + 799.78 HMRC tax credits = 42,102.35
    Credit card Debt Dec 17 - 11,000
    PAYDbyXMAS2017 #142 - 12,850 / 10,000 - 128.5%
    PAYDbyXMAS2018 #142 - 8,300 / 11,000 - 75.5%
    • fire-wannabe
    • By fire-wannabe 6th Sep 17, 7:00 AM
    • 91 Posts
    • 469 Thanks
    fire-wannabe
    #46 reporting with a payment of 5 please Muppets
    Pay ALL your debt off by Xmas 2018 #46 60/4550
    • abba1772
    • By abba1772 6th Sep 17, 8:18 AM
    • 4,835 Posts
    • 16,897 Thanks
    abba1772
    33.90 sent towards the Halifax brings my total to 3879.99 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4782.14
    • kirtsypoos
    • By kirtsypoos 6th Sep 17, 1:05 PM
    • 3,424 Posts
    • 15,000 Thanks
    kirtsypoos
    Afternoon all

    #006 checking in with 15998.85/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • abba1772
    • By abba1772 7th Sep 17, 8:07 AM
    • 4,835 Posts
    • 16,897 Thanks
    abba1772
    Sent 8.11 towards the Halifax account brings my total to 3888.10 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4782.14
    • dipdap
    • By dipdap 7th Sep 17, 4:46 PM
    • 6,130 Posts
    • 88,546 Thanks
    dipdap
    Hello all,

    #102 4,400 / 13,000 33% paid

    Well it looks like we won't hit our target by the end of the year but we'll keep trying
    Historic Debt August 2009 = 63,600 10th March 2017 = 0 100% paid all gone!
    PAYDBX2018 # 102 = 1,810 / 7,000 25% paid
    Saving for Xmas 2018 = PP 0 TCC 162 Amazon 0
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
    • Blackberrycurved
    • By Blackberrycurved 7th Sep 17, 8:12 PM
    • 91 Posts
    • 634 Thanks
    Blackberrycurved
    Thanks for the advice GreenT. I'm looking on Mon to Fri. Lots of men but I need a girlie since my bloke died i don't fancy having a strange man about on my own.
    Blackberry Curved debt free 2018 Number 17 1607/11,000
    Save for Christmas Number 19 90 /365
    1% challenge Number 7 70/110
    • kirtsypoos
    • By kirtsypoos 7th Sep 17, 10:49 PM
    • 3,424 Posts
    • 15,000 Thanks
    kirtsypoos
    Evening all!

    #006 checking in with 16024.85/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • abba1772
    • By abba1772 8th Sep 17, 8:06 AM
    • 4,835 Posts
    • 16,897 Thanks
    abba1772
    Daily round down sent 2.86 towards the Halifax card

    Brings my total to 3890.96 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4782.14
    • Chappie77
    • By Chappie77 8th Sep 17, 1:12 PM
    • 165 Posts
    • 771 Thanks
    Chappie77
    Afternoon all!

    #67 - 250 paid = 4551.55/5500

    Chappie x
    Payment a Day 2018 Very 1701.22/1701.22 Business Barclaycard 0/633.19 Saving for Xmas 2018 156/500 Virtual Sealed Pot 2018 325/700 PAYDBX2018 2959.75/7268.47 2 Savers Club 2018 90
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