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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 781Posts
    • 5,473Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 76
    • abba1772
    • By abba1772 6th Jul 17, 11:40 AM
    • 4,736 Posts
    • 16,279 Thanks
    abba1772
    Morning

    Sent 105 towards the Halifax card brings my total to 2907.67 / 6000

    Would like to hit the halfway point by the end of this month
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4152.74
    • abba1772
    • By abba1772 6th Jul 17, 11:44 AM
    • 4,736 Posts
    • 16,279 Thanks
    abba1772
    Scrap that just remembered I had to make a payment towards my very account sent 14.43 to round my account down so my new total is 2922.10 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4152.74
    • leanne0121
    • By leanne0121 6th Jul 17, 11:55 AM
    • 40 Posts
    • 342 Thanks
    leanne0121
    Hello everyone!

    Been making lots of odd payments over the last week, so it's easier to put it together as a total.

    I have paid back 9,790 and owe 210.

    The end is in sight, but don't think I'll be able to make any more payments until next month as have home insurance renewal coming up.

    This forum really has helped keep me focused, thank you Muppets for running it.
    Lots of good luck, kind wishes and well dones! to you all. Every payment is a step in the right direction.
    mortgage free wannabe
    Mortgage outstanding
    2018 46,900 2012 109,000
    Survey / 2017 355 2018 157
    Challenges / 2018 mortgage free target 5,000 paid 539
    • Florence J
    • By Florence J 6th Jul 17, 8:19 PM
    • 1,893 Posts
    • 11,183 Thanks
    Florence J
    Paid a bit more off today, so

    #53 debt paid off = 2193.61/3000
    Sealed Pot Challenge 11 #553
    1000 Emergency Fund Challenge #253
    Wombling free 2017 = 2195.92
    Pay off all your debts by Xmas 2017 #53 (3168.45/3000)
    February 2018 Credit Card Debt: 3885
    • donkids22
    • By donkids22 6th Jul 17, 10:27 PM
    • 162 Posts
    • 716 Thanks
    donkids22
    #054 paid off now 2226.95. Been a busy couple of months and didn't update last month.
    Pay off Debt 2017 no54. 1433.95/ 9691.07. NSD jan 15/15. NSD feb 12/15. NSD mar 5/15
    Apr 2/15. Xmas 2 a day no63 302/730. No buying unnecessary toiletries 2017. 1 debt versus 100 days 0/200. April Grocery challenge 210/240
    • elleJay42
    • By elleJay42 7th Jul 17, 11:51 AM
    • 104 Posts
    • 821 Thanks
    elleJay42
    Hello, I've had a terrible month money-wise, My sister was down for the weekend, unplanned dinner and drinks out with a colleague and a 30th birthday night out that cost more than hoped.

    Trying to be good for the rest of the month as August is Fringe month here in Edinburgh and so many people come down to stay and they all want to go out for dinner and to see shows. I'm trying my best to budget for it and not get too sad about the measly payments that month. I'm still on track for being debt free this year though!

    100 off my CC today

    #118 2731.65 / 4861 (56.2%)
    Total debt at LBM = 4861.03

    DFBXmas2018 #91 - 1757.14 / 3500 (50.2%)

    HTB ISA - 0 withdrawn for house purchase!
    Emergency Fund 100 / 1000
    • Calling14
    • By Calling14 7th Jul 17, 11:53 AM
    • 2,703 Posts
    • 19,750 Thanks
    Calling14
    Hi everyone.

    All doing so well. 100 pounds off for me today

    #16 2370/4300

    Congratulation to those becoming debt free. Apologies I hadn't read through last time I posted. Inspiring me on hopefully
    LBM 13039 1.1.13 Start 2018 5552 NOW 3112
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 2440/5552 DFD 12/18
    E
    Fund #9 220/1,000
    1 x 100 days challenge
    865/2550

    • Chappie77
    • By Chappie77 9th Jul 17, 11:27 AM
    • 165 Posts
    • 765 Thanks
    Chappie77
    Morning all!

    A quick weekly update...

    #67 - 200 paid off = 3701.55/5500

    Chappie x
    Payment a Day 2018 Very 1701.22/1701.22 Business Barclaycard 0/633.19 Saving for Xmas 2018 156/500 Virtual Sealed Pot 2018 325/700 PAYDBX2018 2959.75/7268.47 2 Savers Club 2018 90
    • Florence J
    • By Florence J 11th Jul 17, 7:05 PM
    • 1,893 Posts
    • 11,183 Thanks
    Florence J
    Made a bit more money through selling so was able to make some more payments.

    #53 TOTAL DEBT PAID OFF = 2313.43/3000
    Sealed Pot Challenge 11 #553
    1000 Emergency Fund Challenge #253
    Wombling free 2017 = 2195.92
    Pay off all your debts by Xmas 2017 #53 (3168.45/3000)
    February 2018 Credit Card Debt: 3885
    • Pick'n'Mix
    • By Pick'n'Mix 11th Jul 17, 9:43 PM
    • 9 Posts
    • 81 Thanks
    Pick'n'Mix
    Another 117 off for us please #88 Pick'n'Mix


    Thanks Muppets
    • kirtsypoos
    • By kirtsypoos 11th Jul 17, 11:14 PM
    • 3,423 Posts
    • 14,977 Thanks
    kirtsypoos
    Evening all!

    #006 checking in with 14992.60/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • GalRob
    • By GalRob 14th Jul 17, 9:10 AM
    • 15 Posts
    • 118 Thanks
    GalRob
    #134 checking in with a payment of 300 bringing total to 1982.08/3672.27

    Thanks muppets!
    Pay all your debt by Xmas 2017 - #134 3672.27 / 3672.27 - 100%
    Debt Free 26/08/2017



    • elleJay42
    • By elleJay42 14th Jul 17, 11:17 AM
    • 104 Posts
    • 821 Thanks
    elleJay42
    Hello, my minimum CC amount came out this week and also have another 80 to add to that so I'm now sitting at:

    #118 2836.65 / 4861.03 (58.35%)


    Going to try my hardest to find another 26 this month so I can get under 2000 left to pay
    Total debt at LBM = 4861.03

    DFBXmas2018 #91 - 1757.14 / 3500 (50.2%)

    HTB ISA - 0 withdrawn for house purchase!
    Emergency Fund 100 / 1000
    • Mummy_bear
    • By Mummy_bear 14th Jul 17, 11:22 AM
    • 302 Posts
    • 1,088 Thanks
    Mummy_bear
    #159 checking in Midway through July

    Currently at 1329.26/9091.72 14.62% paid
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) 37139.86
    6180.08/37139.86 16.64% paid
    • Maddie57
    • By Maddie57 14th Jul 17, 7:31 PM
    • 137 Posts
    • 607 Thanks
    Maddie57
    Hi All

    Made a payment of 351.20 so my new total is:

    #162 821.50/3866


    Maddie
    Growing old is mandatory
    Growing up is Optional
    • Weewdy
    • By Weewdy 14th Jul 17, 8:38 PM
    • 64 Posts
    • 454 Thanks
    Weewdy
    #37 paid 3654 off

    Sorry i havent updated in a while, can finally see an end point of this debt.
    • abba1772
    • By abba1772 14th Jul 17, 10:54 PM
    • 4,736 Posts
    • 16,279 Thanks
    abba1772
    Couch payment came out today 54.40

    Brings my total to 2976.97 / 6000

    Nearly at the half point
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4152.74
    • kirtsypoos
    • By kirtsypoos 16th Jul 17, 5:55 PM
    • 3,423 Posts
    • 14,977 Thanks
    kirtsypoos
    Afternoon all!

    #006 checking in with 15092.60/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • Calling14
    • By Calling14 17th Jul 17, 9:58 AM
    • 2,703 Posts
    • 19,750 Thanks
    Calling14
    #16 checking in payment of 50 pounds today 2420/4300

    Sorry it's going down too slowly for my liking due to car bills last month but I will get there in the end.
    LBM 13039 1.1.13 Start 2018 5552 NOW 3112
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 2440/5552 DFD 12/18
    E
    Fund #9 220/1,000
    1 x 100 days challenge
    865/2550

    • kirtsypoos
    • By kirtsypoos 17th Jul 17, 10:22 AM
    • 3,423 Posts
    • 14,977 Thanks
    kirtsypoos
    Morning all! Me again

    #006 checking in with 15141.60/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
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