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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 781Posts
    • 5,475Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 72
    • Chappie77
    • By Chappie77 9th Jun 17, 12:04 PM
    • 165 Posts
    • 769 Thanks
    Chappie77
    Morning all!

    I have been away for a few weeks but I'm back to it now.

    #67 - 150 paid = 3191.55/5500

    Chappie x
    Payment a Day 2018 Very 1701.22/1701.22 Business Barclaycard 0/633.19 Saving for Xmas 2018 156/500 Virtual Sealed Pot 2018 325/700 PAYDBX2018 2959.75/7268.47 2 Savers Club 2018 90
    • Eltee12
    • By Eltee12 9th Jun 17, 1:31 PM
    • 768 Posts
    • 7,557 Thanks
    Eltee12
    #45 reporting in 768/1,968 = 39.02%
    2018 AFD 23/240
    2018 CCC #11 38.40/250
    Mortgage-free since 2013

    Debt-free since Nov 2017
    • elleJay42
    • By elleJay42 9th Jun 17, 3:08 PM
    • 104 Posts
    • 821 Thanks
    elleJay42
    Hi, my CC minimum payment has come out for the month and I've got another 70 to put towards it so I've managed to hit 50% yay!

    #118 2431.65 / 4861 (50%)


    We're off on a wee holiday next week so saving a little bit of money for that, hopefully I'll have a little more to pay off this month but really pleased with how I'm getting on so far
    Total debt at LBM = 4861.03

    DFBXmas2018 #91 - 1757.14 / 3500 (50.2%)

    HTB ISA - 0 withdrawn for house purchase!
    Emergency Fund 100 / 1000
    • Florence J
    • By Florence J 10th Jun 17, 9:12 AM
    • 1,893 Posts
    • 11,183 Thanks
    Florence J
    A weeny payment of 5.07 to the Mr L credit card means my debt is now at:

    #53 1832.97/3000
    Sealed Pot Challenge 11 #553
    1000 Emergency Fund Challenge #253
    Wombling free 2017 = 2195.92
    Pay off all your debts by Xmas 2017 #53 (3168.45/3000)
    February 2018 Credit Card Debt: 3885
    • kirtsypoos
    • By kirtsypoos 10th Jun 17, 10:23 AM
    • 3,423 Posts
    • 14,977 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with 14461.61/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • kirtsypoos
    • By kirtsypoos 10th Jun 17, 10:26 AM
    • 3,423 Posts
    • 14,977 Thanks
    kirtsypoos
    I'm going to increase my aim again muppets - sorry to be a pain!! I've been making lots of mortgage ops that I hadn't accounted for in the original total

    I'll do some sums and come back with my new total soon
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • mumto2girlsandaboy
    • By mumto2girlsandaboy 10th Jun 17, 1:31 PM
    • 46 Posts
    • 322 Thanks
    mumto2girlsandaboy
    Another 150 paid
    073 1096.88/2500
    PAYDBX 2018 #073 709/2279
    PAYDBX 2017 #073 2571/2500
    EF #220 670/1000
    MFW dec 12 97000 jan 18 86973
    • LionessInWinter
    • By LionessInWinter 10th Jun 17, 4:11 PM
    • 394 Posts
    • 2,404 Thanks
    LionessInWinter
    # 9 checking in with a 800 payment, new total paid 7100 out of 14000. A little past the halfway line.
    PAYDBX18- #9 5600/5600 consists of 3800/3800 credit card and 1800/ 1800 car
    2018 - 1% challenge #14, each 1% is 56 - paid 100%
    • Mikaelsonfan
    • By Mikaelsonfan 10th Jun 17, 11:09 PM
    • 10 Posts
    • 97 Thanks
    Mikaelsonfan
    Number 104 checking in

    New total 1300/4500

    Thanks
    • leanne0121
    • By leanne0121 11th Jun 17, 7:52 PM
    • 40 Posts
    • 342 Thanks
    leanne0121
    Hello

    No 78 with a 15 payment

    Owed 10,000 Paid 9,325 back Outstanding 675

    Thanks Muppets
    mortgage free wannabe
    Mortgage outstanding
    2018 46,900 2012 109,000
    Survey / 2017 355 2018 157
    Challenges / 2018 mortgage free target 5,000 paid 539
    • kirtsypoos
    • By kirtsypoos 12th Jun 17, 1:17 PM
    • 3,423 Posts
    • 14,977 Thanks
    kirtsypoos
    Afternoon all,

    #006 checking in with 14481.61/14,539.71

    Thanks muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • XSpender
    • By XSpender 12th Jun 17, 3:24 PM
    • 2,969 Posts
    • 30,632 Thanks
    XSpender
    All my direct debits have now gone out:

    #99 1775.53/10,000

    I got a bonus this month so I am hoping to reach 2000 paid off by 29th June.
    Action Plan Part 1 - Clear First 3 Balances
    Target Debt Lloyds (Me) Part 1 666.22/0
    Target Debt Virgin (Me) Part 1 1176.49/0
    Target Debt Virgin (Me) Part 2 1038/995
    Big black hole of debt - 53,515.15 @ 16.12.17 52,811.64 @ 28.02.18, 50,638.77 @ 28.03.18, 49,778.78 @ 20.04.18, 46,093.32 @ 18.05.18
    • XSpender
    • By XSpender 13th Jun 17, 11:09 AM
    • 2,969 Posts
    • 30,632 Thanks
    XSpender
    I couldn't resist paying a chunk of the bonus off the CC so I am now at:

    #99 1995.53/10,000
    Action Plan Part 1 - Clear First 3 Balances
    Target Debt Lloyds (Me) Part 1 666.22/0
    Target Debt Virgin (Me) Part 1 1176.49/0
    Target Debt Virgin (Me) Part 2 1038/995
    Big black hole of debt - 53,515.15 @ 16.12.17 52,811.64 @ 28.02.18, 50,638.77 @ 28.03.18, 49,778.78 @ 20.04.18, 46,093.32 @ 18.05.18
    • freightexec2009
    • By freightexec2009 13th Jun 17, 11:37 AM
    • 346 Posts
    • 8,610 Thanks
    freightexec2009
    #47 regular payment of 191.80 so now at 1222.95/11334.69.

    A bad month for me though as I am majorly in my overdraft and still have things to come out!!! Don't know quite what I am going to do.. :'( All my own fault though, I have spent it on unnecessary things so I could kick myself...

    Going to get some more crap up for sale on FB other than that god knows...
    Last edited by freightexec2009; 13-06-2017 at 11:41 AM.
    Debt free wannabe #47 1232.95/11334.69
    • LionessInWinter
    • By LionessInWinter 13th Jun 17, 2:21 PM
    • 394 Posts
    • 2,404 Thanks
    LionessInWinter
    #9 with another 400 payment, which finishes the loan off , now concentrating on paying off the car loan sooner.

    Thanks muppets
    PAYDBX18- #9 5600/5600 consists of 3800/3800 credit card and 1800/ 1800 car
    2018 - 1% challenge #14, each 1% is 56 - paid 100%
    • liuhutOz
    • By liuhutOz 13th Jun 17, 2:38 PM
    • 139 Posts
    • 519 Thanks
    liuhutOz
    Number 25, have paid a weekly and fortnightly payment, plus I sent another over payment as oh has overtime again. Have now paid $11104 off. $17851 to go. I've got 4 payments left on the fortnightly debt and can then throw everything at the last one. It gets a bit addictive!

    #25 11104 paid 17851 to go/28955
    Last edited by liuhutOz; 14-06-2017 at 7:15 AM.
    Formally liuhut
    WIN 2008 in 2008 1836.31 2009 wins - 91!!! 2010 6170.... wins 2011 aprox 2000
    • leanne0121
    • By leanne0121 13th Jun 17, 9:10 PM
    • 40 Posts
    • 342 Thanks
    leanne0121
    Hello
    Motivation kicks in when the end is in sight!!!!

    No 78 paying 25
    Owed 10,000.......paid back 9,350........ owe 650

    Thanks Muppets
    mortgage free wannabe
    Mortgage outstanding
    2018 46,900 2012 109,000
    Survey / 2017 355 2018 157
    Challenges / 2018 mortgage free target 5,000 paid 539
    • abba1772
    • By abba1772 14th Jun 17, 7:12 AM
    • 4,738 Posts
    • 16,296 Thanks
    abba1772
    Couch payment came out today of 54.40 brings my total to 2802.67 /6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4152.74
    • freightexec2009
    • By freightexec2009 14th Jun 17, 11:18 AM
    • 346 Posts
    • 8,610 Thanks
    freightexec2009
    Another 10 came off that I didn't realise! Not quite with it this month

    #47 1232.95/11334.69
    Debt free wannabe #47 1232.95/11334.69
    • Maddie57
    • By Maddie57 14th Jun 17, 7:23 PM
    • 137 Posts
    • 607 Thanks
    Maddie57
    Managed to pay some off my total today so is now at

    470/3866

    Maddie
    Growing old is mandatory
    Growing up is Optional
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