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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 781Posts
    • 5,473Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 60
    • Lau0707
    • By Lau0707 18th Apr 17, 10:47 AM
    • 73 Posts
    • 373 Thanks
    Lau0707
    Omg these are some amazing cuts!! Well done everyone!! I'll be paying more into my overdraft this Thursday. x
    • Chappie77
    • By Chappie77 18th Apr 17, 11:04 AM
    • 161 Posts
    • 756 Thanks
    Chappie77
    Morning all and a belated Happy Easter!

    I have been busy this weekend so this is my total for week ending 14/4/17

    #67 £225 paid = £2286.18/£5500

    Chappie x
    Payment a Day 2018 Very £1286.41/£1701.22 Saving for Xmas 2018 £124/£500 Virtual Sealed Pot 2018 £255/£700 PAYDBX2018 £2179.56/£7268.47 £2 Savers Club 2018 £84
    • River.Bee
    • By River.Bee 18th Apr 17, 12:44 PM
    • 86 Posts
    • 258 Thanks
    River.Bee
    £60 DD paid today

    #146 £75/ £1720
    27/3/2017 - The Beginning of the End
    Credit Card Total Debt: £3462 £2130
    Pledge to clear at least half before uni graduation: July 2019

    £1332 paid - 38%
    • leanne0121
    • By leanne0121 18th Apr 17, 8:25 PM
    • 40 Posts
    • 342 Thanks
    leanne0121
    Glad to be of service Leanne I managed the weekend without any big spends, we went out to celebrate my daughters birthday but that money came out of a preplanned weekend. I find it really hard to say no to myself when it comes to home improvements - clothes, make up and jewellery etc hold no interest for me but I can get totally carried away with the home x Anyway the fog is lifting and hopefully I am back on track
    Originally posted by sharronej
    Your post was perfect timing
    Same here, taking pride in making our house a home. I always buy my children's clothes and shoes first, then homeware and lastly my clothes.
    I've even discovered the make up range at £shop, so have even started buying from there when my make up runs out
    We will get there debt free!!!
    mortgage free wannabe
    Mortgage outstanding
    2018 £46,900 2012 £109,000
    Survey / 2017 £355 2018 £ 155
    Challenges / 2018 mortgage free target £5,000 paid £539
    • pennies from Heaven
    • By pennies from Heaven 18th Apr 17, 8:34 PM
    • 179 Posts
    • 913 Thanks
    pennies from Heaven
    £175.04 paid (car and cc)


    #74 £2134.38/£7000 = 30.49%


    Thanks Muppets!
    LBM 1.1.16 = £27096.59 - now £17,020.38

    Paydbx 2017 - £3588.90/£7000 = 51.27% - number 74

    Paydbx 2016 - £6487.31/£7000 = 92.67% - number 74
    • Mimidancer07
    • By Mimidancer07 19th Apr 17, 12:57 AM
    • 8 Posts
    • 49 Thanks
    Mimidancer07
    Hi everyone

    #149
    £757/ £19,310
    • kirtsypoos
    • By kirtsypoos 19th Apr 17, 9:16 AM
    • 3,423 Posts
    • 14,975 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £3589.71/£10000 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £158.500.00 (2017/2018 O/P £3491.79) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £3850.92/£4000
    • saving_not_spending
    • By saving_not_spending 19th Apr 17, 9:53 AM
    • 11 Posts
    • 17 Thanks
    saving_not_spending
    Hi Muppets, please can I join in? I need to total up my current debt and let you know how much I need to pay off, but would be great to have a goal of paying this off in 2017!

    thank you
    • Glittery
    • By Glittery 19th Apr 17, 12:01 PM
    • 106 Posts
    • 776 Thanks
    Glittery
    Still a few days until payday for me !
    There is way too much month at the end of my money

    Had a rather unexpected bill this week, vets of £750, so glad I had the emergency fund in place.
    Now I will be trying hard to replenish that, and keep paying debt down.
    12800 to pay off
    £4090.20 to pay off !
    • chocoholicqueen
    • By chocoholicqueen 19th Apr 17, 6:30 PM
    • 564 Posts
    • 1,245 Thanks
    chocoholicqueen
    A few bills have come in, updating my total to: #30 £2329/£6000
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
    • kirtsypoos
    • By kirtsypoos 20th Apr 17, 10:26 AM
    • 3,423 Posts
    • 14,975 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £3639.71/£10000 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £158.500.00 (2017/2018 O/P £3491.79) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £3850.92/£4000
    • Glittery
    • By Glittery 20th Apr 17, 2:20 PM
    • 106 Posts
    • 776 Thanks
    Glittery
    #119

    £591 off the debts for me, I really wanted to put in more but have to put my emergency fund back together too.


    £4060.60/£12800
    12800 to pay off
    £4090.20 to pay off !
    • indigowarrior
    • By indigowarrior 21st Apr 17, 5:54 AM
    • 510 Posts
    • 3,704 Thanks
    indigowarrior
    Another £30 off. taking it to 452/10000. Slowly.
    #545- SPC/ Frugal Living Challenge May NSD 3/19
    • jayII
    • By jayII 21st Apr 17, 7:34 AM
    • 38,158 Posts
    • 107,075 Thanks
    jayII
    We've had to buy new fencing this month, so debts will have gone up, rather than down.

    It couldn't be put off and was over £1000 all-in because it's a big garden, even though we're fitting it ourselves. (It would have cost an additional £700 to have a professional fir it. )

    I'll put my new debt total up as soon as I can.
    Fighting the biggest battle of my life. Started 30th January 2018.
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 21st Apr 17, 8:03 AM
    • 736 Posts
    • 4,214 Thanks
    swimminginaseaofdebt
    Morning everyone,

    #150 checking in with an updated total of £1071.84/£3729.05.
    Pay all debt off by Christmas 2018 #150 - £895.62/£2018
    SPC11 #564
    • kirtsypoos
    • By kirtsypoos 21st Apr 17, 9:51 AM
    • 3,423 Posts
    • 14,975 Thanks
    kirtsypoos
    Morning all!

    #006 checking in with £3739.71/£10000 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £158.500.00 (2017/2018 O/P £3491.79) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £3850.92/£4000
    • Chappie77
    • By Chappie77 21st Apr 17, 10:33 AM
    • 161 Posts
    • 756 Thanks
    Chappie77
    Morning all!

    Checking in this week with £100 paid off the Barclaycard.

    #67 - £100 paid - £2386.18/£5500

    Chappie x
    Payment a Day 2018 Very £1286.41/£1701.22 Saving for Xmas 2018 £124/£500 Virtual Sealed Pot 2018 £255/£700 PAYDBX2018 £2179.56/£7268.47 £2 Savers Club 2018 £84
    • mumto2girlsandaboy
    • By mumto2girlsandaboy 21st Apr 17, 11:37 PM
    • 46 Posts
    • 322 Thanks
    mumto2girlsandaboy
    Small payment made, received a refund from changing broadband, annoying though that i had to request a refund if i had owed money they would have just taken it from my bank.
    #073 796.88/2500
    PAYDBX 2018 #073 709/£2279
    PAYDBX 2017 #073 2571/£2500
    EF #220 670/£1000
    MFW dec 12 £97000 jan 18 £86973
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 22nd Apr 17, 8:07 AM
    • 736 Posts
    • 4,214 Thanks
    swimminginaseaofdebt
    Morning everyone,

    #150 checking in with an updated total of £1111.84/£3729.05.
    Pay all debt off by Christmas 2018 #150 - £895.62/£2018
    SPC11 #564
    • abba1772
    • By abba1772 22nd Apr 17, 9:04 AM
    • 4,726 Posts
    • 16,227 Thanks
    abba1772
    Morning

    Gave hubby £40 towards his credit card so this brings my total to £2015.40 / £6000

    Woo new thousand bracket
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £983.26
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £4152.74
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