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  • FIRST POST
    • Ellieseleven
    • By Ellieseleven 26th Nov 16, 8:13 AM
    • 2,106Posts
    • 6,792Thanks
    Ellieseleven
    Saving for Xmas 2017 - A pound a day
    • #1
    • 26th Nov 16, 8:13 AM
    Saving for Xmas 2017 - A pound a day 26th Nov 16 at 8:13 AM
    This is the saving for Christmas 2017 - A pound a day challenge



    Back by popular demand


    The Aim: To save a 1 a day from 1st December 2016 to 30th November 2017. How you save your 1 doesn't really matter, whether it be a 1 in a tin, an on-line account or anywhere else that suits you.


    We will open our tins or have access to our accounts on 1st December 2017 and declare out total amounts saved


    Then it's spend, spend, spend for Xmas 2017 on whatever you like.


    I've had great success for the last 3 years and use a sealed tin. For 2016 I saved 2 each day instead of 1 and this really does take a lot of the stress out of Christmas, also, I have a great time counting out all my 1 coins at the end.


    You soon get into the habit of putting a 1 a day away and just think this time next year you will have a healthy chunk of money towards the expense of Christmas


    If you would like to join in pop your name down and I will allocate a number for you.


    So come on everyone, decide on where you are going to keep your pounds and let's get saving!


    Happy Savings Happy Xmas Happy New Year
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 548/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 1027/1000
Page 23
    • Ellieseleven
    • By Ellieseleven 20th Apr 17, 3:44 PM
    • 2,106 Posts
    • 6,792 Thanks
    Ellieseleven
    Can I join please?
    Originally posted by ploppy57

    Hello,


    Welcome to our challenge, you are very welcome to join.


    I've added you to the list: Ploppy57 your number is 86


    I've entered a target of 365 but let me know if you want to change this


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 548/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 1027/1000
    • Ellieseleven
    • By Ellieseleven 20th Apr 17, 3:47 PM
    • 2,106 Posts
    • 6,792 Thanks
    Ellieseleven
    Hello everyone,


    Sorry I have been AWOL for a while, too busy at the moment with work and trying to look after elderly parents


    Great work by everyone as usual and lovely to see those totals rising for us all.


    Keep up the good work, we know just how much difference this challenge makes to us all at Christmastime.


    Take care
    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 548/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 1027/1000
    • Chappie77
    • By Chappie77 21st Apr 17, 10:38 AM
    • 161 Posts
    • 754 Thanks
    Chappie77
    Morning all!

    Only managed 2 this week

    Total = 134/365 - #71

    Chappie x
    Payment a Day 2018 Very 1286.41/1701.22 Saving for Xmas 2018 124/500 Virtual Sealed Pot 2018 255/700 PAYDBX2018 2179.56/7268.47 2 Savers Club 2018 84
    • MrsShazbat
    • By MrsShazbat 23rd Apr 17, 12:02 PM
    • 540 Posts
    • 2,735 Thanks
    MrsShazbat
    Bit late but payday last week so update on my total #8 155 / 365
    * Xmas 2018 #8 124 / 365 * (2017 496.53; 2016 424.32) * SPCNo.11 #66 * Clothes Challenge 2018 #13 *
    SPCNo.10 682.31
    SPCNo.9 442.64
    • ploppy57
    • By ploppy57 23rd Apr 17, 4:58 PM
    • 714 Posts
    • 4,610 Thanks
    ploppy57
    Hello,


    Welcome to our challenge, you are very welcome to join.


    I've added you to the list: Ploppy57 your number is 86


    I've entered a target of 365 but let me know if you want to change this


    Ellie x
    Originally posted by Ellieseleven
    Thankyou. Starting off with a measly 2, but determined....
    Think 365 may be a bit much, considering I am starting late....Lets maybe aim for 250 and hope to do more...
    DMP March '15 57,549. Now 44,430. almost 23% paid. Went SM Feb '18 to get DF sooner.
    Emergency fund #231... Building up slowly.
    Christmas '18 challenge... 22 /300
    "There's a Great Big Beautiful Tomorrow, Shining at the end of every day"
    • triple choc chip
    • By triple choc chip 23rd Apr 17, 5:58 PM
    • 846 Posts
    • 2,924 Thanks
    triple choc chip
    Quick update from me:
    #3 196/650
    Thanks Ellie
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    New home 12 6 rooms to decorate/re-furbish
    Saving for Xmas 2018 #3: 169/600 28%
    Emergency fund 1.1k
    • Wentthedaywell?
    • By Wentthedaywell? 24th Apr 17, 9:55 AM
    • 464 Posts
    • 2,531 Thanks
    Wentthedaywell?
    35 in for April. I think I might have forgotten to update sometime, but my total is now 190, thanks Ellie.

    Half way through the saving's year now!
    Last edited by Wentthedaywell?; 24-04-2017 at 10:40 PM.
    Save 12k in 2018#37:
    365 in 365 days 2018
    • Lady-T
    • By Lady-T 25th Apr 17, 10:26 AM
    • 45 Posts
    • 86 Thanks
    Lady-T
    #31 now at 155 slightly ahead of my target
    Saving for Xmas 2017 #4: 200/500
    • Miss D Meanour
    • By Miss D Meanour 25th Apr 17, 12:41 PM
    • 112 Posts
    • 797 Thanks
    Miss D Meanour
    Hi there
    Can't quite believe we are at the last week in April already. Where is the year going. Thank goodness for this Challenge.

    30 transferred for April bring total to 151 / 365

    Take care
    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 11 #574 - 500 ........ Xmas 2018 - #11: 90 / 365.
    CCCC 2018 #14 - 0 / 140 ....... PAYDBX 2018 #23: 1,245.16 / 7,000
    Frugal Living - #37 .......... MFW2018 - #2: 1,219.62 / 8,000

    No matter how far you go, you always take yourself with you
    • Dolly Rocker
    • By Dolly Rocker 25th Apr 17, 3:21 PM
    • 3,734 Posts
    • 10,673 Thanks
    Dolly Rocker
    34. Dollyrocker - 183/365

    That's me up to 183.00 as of today.

    Dxxx
    CWP start 16st2lbs, current 13st13lbs, lost 31lbs

    Debt start 6,649.97, current 5,950.00, paid 696.97

    17th April 2018 - I have 5 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • Westie983
    • By Westie983 26th Apr 17, 12:03 AM
    • 4,285 Posts
    • 14,829 Thanks
    Westie983
    30 paid out from Quidco, finally it was for home insurance last year, I do wonder when this years will track and become payable :-/

    This brings me up to 140.

    Westie983 :-)
    Save 12k in 2018 #10 Total (25,000)+10,000/12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (410) + 10/800 = 1.25% ( x 11)
    Xmas 2018 1 a Day #2 Total 62.59/365 = 17.14%
    Virtual Sealed Pot #1 Total 600/1,000 = 60.00%
    2 Savers Club 2018 #16 Total (1,500)+-486/2,000 = 50.70%

    Total 10,686.59/16,165 = 66.10%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • determined new ms
    • By determined new ms 28th Apr 17, 6:38 AM
    • 6,806 Posts
    • 39,788 Thanks
    determined new ms
    Just transferred 30 for April brining my total to 151/365

    I think this approach is genius! Even on a low income putting this much aside a month isn't really noticed. It builds steadily month on month & I've probably got in the account as much as I spent on Xmas last year already!

    Thank you for starting this challenge
    DF as at 30/12/16
    Wombling 2017 3016.55/Roadkill 8.73
    Wombling 2018 145.73/RK 0.04
    • donkids22
    • By donkids22 29th Apr 17, 7:38 PM
    • 156 Posts
    • 715 Thanks
    donkids22
    062 put my money away for may now have a lovely 364 sitting in the bank
    Pay off Debt 2017 no54. 1433.95/ 9691.07. NSD jan 15/15. NSD feb 12/15. NSD mar 5/15
    Apr 2/15. Xmas 2 a day no63 302/730. No buying unnecessary toiletries 2017. 1 debt versus 100 days 0/200. April Grocery challenge 210/240
    • Chappie77
    • By Chappie77 30th Apr 17, 9:56 AM
    • 161 Posts
    • 754 Thanks
    Chappie77
    Morning all!

    Emptied out lots of change this week into the pot so...

    #71 - 21 in = 155/365

    Chappie x
    Payment a Day 2018 Very 1286.41/1701.22 Saving for Xmas 2018 124/500 Virtual Sealed Pot 2018 255/700 PAYDBX2018 2179.56/7268.47 2 Savers Club 2018 84
    • triple choc chip
    • By triple choc chip 30th Apr 17, 12:05 PM
    • 846 Posts
    • 2,924 Thanks
    triple choc chip
    A little extra from me, it should be more but I'm finding I have to submit customer support tickets for 95% of TCB transactions these days and wait 3 months for resolution. Thinking of trying Quidco instead.
    #3 198/650
    Life's greatest satisfactions: Getting the last laugh, having the last word and paying the last instalment.
    Debt Free since 6.8.13
    New home 12 6 rooms to decorate/re-furbish
    Saving for Xmas 2018 #3: 169/600 28%
    Emergency fund 1.1k
    • Chappie77
    • By Chappie77 5th May 17, 12:03 PM
    • 161 Posts
    • 754 Thanks
    Chappie77
    Morning all!

    We have been determined this week so...

    #71 - 18 paid in = 173/365

    Chappie x
    Payment a Day 2018 Very 1286.41/1701.22 Saving for Xmas 2018 124/500 Virtual Sealed Pot 2018 255/700 PAYDBX2018 2179.56/7268.47 2 Savers Club 2018 84
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:07 PM
    • 2,106 Posts
    • 6,792 Thanks
    Ellieseleven
    Thankyou. Starting off with a measly 2, but determined....
    Think 365 may be a bit much, considering I am starting late....Lets maybe aim for 250 and hope to do more...
    Originally posted by ploppy57


    Those measly 's soon add up and do make a difference. I've amended your target to 250


    Good luck


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 548/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 1027/1000
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:08 PM
    • 2,106 Posts
    • 6,792 Thanks
    Ellieseleven
    #31 now at 155 slightly ahead of my target
    Originally posted by Lady-T

    That's great news! Keep up the good work


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 548/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 1027/1000
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:11 PM
    • 2,106 Posts
    • 6,792 Thanks
    Ellieseleven
    Just transferred 30 for April brining my total to 151/365

    I think this approach is genius! Even on a low income putting this much aside a month isn't really noticed. It builds steadily month on month & I've probably got in the account as much as I spent on Xmas last year already!

    Thank you for starting this challenge
    Originally posted by determined new ms

    You're right, it is a great approach. I found when we really had to tighten out belts, we could still manage to add our 's and it really did make a huge difference to how we approached Christmas. We are debt-free now and have a bit more wiggle room but I still save my 's


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 548/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 1027/1000
    • Ellieseleven
    • By Ellieseleven 5th May 17, 3:19 PM
    • 2,106 Posts
    • 6,792 Thanks
    Ellieseleven
    Hello!


    I continue to be conspicuous by my absence but please don't be alarmed I won't desert you all My parents are taking up a lot of my time at the moment so I don't have a great amount of spare time but I will update totals as often as I can.


    Talking of totals, how good are we? We are continuing to make great progress and now we are approaching the halfway point we have some very healthy amounts


    All totals updated where requested, keep up the great work everyone.


    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 548/ 732
    DFBXMAS 2017 #18 1978/1,978 100%
    EF #142 - 1027/1000
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