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    • Westwater
    • By Westwater 9th Oct 16, 9:07 AM
    • 4Posts
    • 3Thanks
    Returned to UK after 15 years. Mortgage?
    • #1
    • 9th Oct 16, 9:07 AM
    Returned to UK after 15 years. Mortgage? 9th Oct 16 at 9:07 AM
    I returned in Jan 2016, renting a flat, on electoral roll at current address. Recently got 1st credit card. I would like to be able to buy a house soon but as I am having to rebuild my credit from scratch after being overseas for so long, wondering if anyone has ideas on how long it will take for me to be likely approved. I was hoping to buy in the next few months (when I have been here 1 year) but now worried that is too optimistic. I have always owned, hate that I'm paying someone else's mortgage. Thanks
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    • Nasqueron
    • By Nasqueron 9th Oct 16, 9:59 AM
    • 4,290 Posts
    • 2,513 Thanks
    • #2
    • 9th Oct 16, 9:59 AM
    • #2
    • 9th Oct 16, 9:59 AM
    If you have a good salary and big enough deposit you may well get a decent deal anyway though a firm might want to see job stability for longer than 9 months (though if you were working for a firm and transferred back to the UK ignore that). I'd give it at least a year of paying the card off in full every month, maybe a basic phone contract as well and get some stability on the electoral register
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