It's my fault, so it's my responsibility. Time to take it.

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  • debbie_debt
    debbie_debt Posts: 299 Forumite
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    Deleted_User wrote: »
    So you spent a bit more than you wanted to but you didn't go all out spendaholic crazy did you? No you didn't & this is a massive acheivement!! Well for people like us it is anyway :rotfl:

    Chin up lovely.

    Dxxx

    Thanks Dolly, I needed that :beer: I was close to going shopaholic crazy. It was so tempting to decide the beginnings of the emergency fund was now going to become the christmas fund and shop shop shop :eek: It was an achievement and I need to see it that way! Thank you!

    Banana raisin loaf is in the oven using up some manky bananas :Axx
    HIGHEST DEBT £63,300 LBM 27/5/2020 DEBT FREE DATE 31.08.2022
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    See, glad it helped.

    Banana loaf is the business!!

    Dxxx
  • Bobarella
    Bobarella Posts: 10,824 Forumite
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    debbie_debt wrote: »
    On an unrelated note, I've just done the banking for this month as it's payday :money:

    There's £400 in the debts account (we piggy bank) to cover the minimum direct debits over the rest of the month, but on top of that I've managed to pay £788.06 off the barclaycard. Mega happy with that!

    I know it seems ridiculous sending the 6p but it was in that account and I've decided every penny counts :D

    Go Debbie:j:j
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • debbie_debt
    debbie_debt Posts: 299 Forumite
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    Well, I had a bit of a strop over the weekend, got a bit down and had a bit of a frustrated cry. Then I decided to put my big girl pants on and gave myself a talking to :rotfl: I'm now back on it and getting on with life in a frugal way. I'm trying to change my mentality a bit to see if I can get a competition going with myself - let's see how little money I can survive on. I thought if I set myself a little challenge I might get excited about NSDs and other MSE ways! I'll let you know how it goes!! Hope everyone is good. Thanks for the support :money:
    HIGHEST DEBT £63,300 LBM 27/5/2020 DEBT FREE DATE 31.08.2022
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    It's ok to feel overwhelmed. It's a big mouthful you've bitten off and trying to chew. Glad you are feeling better though.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    You're making a lot of big changes so you are allowed to have a wobble.

    Do you feel any better?

    Dxxx
  • debbie_debt
    debbie_debt Posts: 299 Forumite
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    Yeah I'm starting to feel better about things, thanks Dolly and Bobarella.

    My little one isn't sleeping great at the minute, and I never cope well with sleep deprivation, so I think that had a lot to do with my mood over the weekend! I'm also job hunting because of some major changes at work that I'm not loving, so I don't get a happy escape at work either.

    Anyway, enough moaning. Time to catch up on Bake Off... A nice big chocolate sponge would cheer me up massively right now... :rotfl:
    HIGHEST DEBT £63,300 LBM 27/5/2020 DEBT FREE DATE 31.08.2022
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    I can sympathise with the lack of sleep thing. It is a massive thing to be permanently sleep deprived.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • debbie_debt
    debbie_debt Posts: 299 Forumite
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    Bobarella wrote: »
    I can sympathise with the lack of sleep thing. It is a massive thing to be permanently sleep deprived.

    It is isn't it?? We're not doing great in this house. I don't really agree with letting them 'cry it out' or any other sleep training kinda methods, so I just end up comforting and cuddling him. Probably making a rod for my own back somehow, and am permanently shattered, so just pass the matchsticks please everyone!!

    Today hasn't been too bad a day. Got lots of jobs done at home, sorting out the mountains of washing and put everything away (for someone with no clothes, how do we have so much washing?? :mad:) and managed a NSD. Happy bunny.

    I'm waiting until the end of the month to post an updated debt total. I'm delighted to know that I've already smashed my end-of-2016 target of being under £30,000 but I don't know by how much... Excited!:j
    HIGHEST DEBT £63,300 LBM 27/5/2020 DEBT FREE DATE 31.08.2022
  • ab_saver
    ab_saver Posts: 334 Forumite
    First Post Debt-free and Proud!
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    debbie_debt wrote: »
    I'm waiting until the end of the month to post an updated debt total. I'm delighted to know that I've already smashed my end-of-2016 target of being under £30,000 but I don't know by how much... Excited!:j

    Wow - amazing. Well done you! :T
    House fund: ~£5000 / £10,000 :D_£1000 emergency fund #208 - £151.74/ 1000 _
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