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  • FIRST POST
    • kerron7
    • By kerron7 29th Aug 16, 10:21 AM
    • 253Posts
    • 430Thanks
    kerron7
    Starting again #3 + 2 more mouths to feed
    • #1
    • 29th Aug 16, 10:21 AM
    Starting again #3 + 2 more mouths to feed 29th Aug 16 at 10:21 AM
    So here I am again 3rd time round!!

    Things have changed a little since my last LBM, I now have another 2 beautiful babies oh and I got engaged!

    That's makes me a working Mummy of 6 and Fianc!e of 1!

    Debt has increased since last time quite a bit, need to sit down and total it up. This includes store cards, a car loan to replace my old car that wasn't worth fixing, a loan to pay off cards which I then spent on again and credit cards

    Not going to keep beating myself up about the fact I should now be debt free but I really do now need to start making headway in paying it off.

    There are so many things i would love to save for and do which I just can't afford whilst I am paying this debt namely getting married, having a family holiday abroad and saving for our own home.

    I need to find a bit of time to work out a realistic budget and savings plan. Will try and do this a little later.

    But for now ....

    Today's to do list:-

    Make up lunch and tea from cupboard/freezer
    Washing
    Drying on line (finish towels in dryer)
    Order food shopping for delivery tomorrow
    General tidy of house
    Go for a walk with the children

    For now I think that's all, will be back later to update!!

    Need to keep on top of this diary, if only to organise and remind myself!!!
    25.02.17 - 20,810.73
    03.06.17 - 19,222.94
    05.04.18 - 18,118.08

    Emergency Fund - 1/500
Page 5
    • kerron7
    • By kerron7 14th Apr 18, 7:58 AM
    • 253 Posts
    • 430 Thanks
    kerron7
    No rain here this morning hopefully will be able to peg out later!

    To do today

    Get weighted at SW (Mother Nature is imminent) - stayed the same
    Take a couple of bags of clothes to the charity bin- done
    Get a few bits from As@a - done
    Washing/drying - done
    General tidy - done
    Label some uniform for DD3 (starts nursery Tuesday) - done
    Check banking- done


    Tea will be curry, going to attempt to make naan bread

    A few surveys done over the last few days a long way to go but have 725 you gov points, hoping to cash out by Christmas
    Last edited by kerron7; 15-04-2018 at 9:13 AM.
    25.02.17 - 20,810.73
    03.06.17 - 19,222.94
    05.04.18 - 18,118.08

    Emergency Fund - 1/500
    • kerron7
    • By kerron7 15th Apr 18, 9:22 AM
    • 253 Posts
    • 430 Thanks
    kerron7
    Not raining here this morning but it is grey, possibly will hang some washing if it stays this way.

    Naan bread was okay a little salty but very easy and cheap.

    Sausage, potatoes, mixed veg today.

    Cup final for DS1 cancelled due to water logged pitch which isn't a surprise, so no money spend there.

    To do today

    Check banking/budget
    Washing/drying/sort and out away
    Ring Aqu@, no I don't want a credit increase!
    Make sure everyone is ready for school tomorrow
    General tidy
    Daily clicks
    Wrap DD2 presents ready for 10th birthday on Wednesday

    Can't believe where the last 2 weeks have gone, on count till half term again!
    25.02.17 - 20,810.73
    03.06.17 - 19,222.94
    05.04.18 - 18,118.08

    Emergency Fund - 1/500
    • kerron7
    • By kerron7 16th Apr 18, 7:16 AM
    • 253 Posts
    • 430 Thanks
    kerron7
    Back to work and school today and surprise surprise it's not raining and the sun is out.

    A few DD out this morning and should be a NSD.

    DS3 got allocated the school I wanted, yay!

    Tumble dryer is not giving any heat out, slight panic until I realised I only had it in October so shall be ringing them at some point today.

    Peri peri chicken and rice for tea.

    Should have enough money left to pay for DD1 prom ticket this month 35.
    25.02.17 - 20,810.73
    03.06.17 - 19,222.94
    05.04.18 - 18,118.08

    Emergency Fund - 1/500
    • kerron7
    • By kerron7 16th Apr 18, 6:52 PM
    • 253 Posts
    • 430 Thanks
    kerron7
    First day back at school/work done, it's gone pretty quick I love working 9-3.

    Engineer is coming out on Wednesday to look at the dryer, really can't do without it.

    Little ones first day at nursery tomorrow, she can't wait and she is definitely ready for it.

    Little tidy around to do and that's it for me today.

    Nothing on the debt front today, felt a bit anxious about it all yesterday but there is nothing more I can do atm. Can't get any 0% balance transfers or pay off any more than I am, hopefully my score will improve and will be eligible for an offer at some point this year I detest paying interest!
    25.02.17 - 20,810.73
    03.06.17 - 19,222.94
    05.04.18 - 18,118.08

    Emergency Fund - 1/500
    • kerron7
    • By kerron7 17th Apr 18, 7:14 AM
    • 253 Posts
    • 430 Thanks
    kerron7
    Very grey and windy here this morning, perfect drying weather as long as it doesn't rain.

    Need to get DD2 a birthday cake today and a few other little bits, chicken pasta as requested by her tonight as she is at her dads tomorrow.

    A couple of DD gone out this morning.

    Best get ready for work and children up for school.
    25.02.17 - 20,810.73
    03.06.17 - 19,222.94
    05.04.18 - 18,118.08

    Emergency Fund - 1/500
    • kerron7
    • By kerron7 18th Apr 18, 6:48 AM
    • 253 Posts
    • 430 Thanks
    kerron7
    Last day till my new mths start over, no spends planned today and I have 13.28 left in GB, 17.09 left in my account and 6.70 in my purse not huge amounts but enough to pay 35 for DD1 prom ticket. Really pleased with this as I had decreased my GB by 60 this mth. The remaining 2.07 will go to TCC1.

    Have a Mr T delivery coming today which I put on an empty CC this will get paid off tomorrow and taken from new GB, took advantage of a 1 delivery slot and a 3 off coupon.

    DD3 loved nursery yesterday and is excited to go today, she looked so tiny in her uniform.

    It's meant to be a nice day here today so any washing will be line dried.

    Chilli chicken and rice for tea today.

    The
    25.02.17 - 20,810.73
    03.06.17 - 19,222.94
    05.04.18 - 18,118.08

    Emergency Fund - 1/500
    • kerron7
    • By kerron7 22nd Apr 18, 1:16 PM
    • 253 Posts
    • 430 Thanks
    kerron7
    Not too much to report over the last few days, quite a bit of GB gone but will update total when internet banking is back up.

    Just over minimum payment made to BC. Payment to V@ry, also hoping to send another 400 to it this month.

    Toaster and lawnmower broke this weekend, there is always something!

    On positive news I lost 2.5lbs this week another 2.5lbs till my 2st award.
    25.02.17 - 20,810.73
    03.06.17 - 19,222.94
    05.04.18 - 18,118.08

    Emergency Fund - 1/500
    • kerron7
    • By kerron7 29th Apr 18, 12:42 PM
    • 253 Posts
    • 430 Thanks
    kerron7
    Not posted for over a week, lots going on and need to get back in control of things.

    On the money side of things I get wages tomorrow so will have a lot of DD's going out in the next few days, have transferred money to a few different pots for savings/upcoming things.

    Feel like I have a cold coming so having a bit of a lazy day today.
    25.02.17 - 20,810.73
    03.06.17 - 19,222.94
    05.04.18 - 18,118.08

    Emergency Fund - 1/500
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