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  • FIRST POST
    • redfox
    • By redfox 16th Jun 16, 8:27 PM
    • 13,385Posts
    • 36,688Thanks
    redfox
    Elite 11+ shopping and chat thread
    • #1
    • 16th Jun 16, 8:27 PM
    Elite 11+ shopping and chat thread 16th Jun 16 at 8:27 PM
    Welcome to a new long lasting Elite 11+ glitch and chat thread.

    Please see post number 2 for all the relevant information on the thread. Savvybuyer's excellent lists are in the subsequent posts.

    It's a great group and community so enjoy!
    Last edited by redfox; 16-06-2016 at 9:38 PM.
    I'm a Board Guide on the Quick Grabbit, Food Shopping & Groceries, Shop but don't drop, Loans and Cutting Tax boards which means I volunteer to help get your forum questions answered and keep the forum running smoothly. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this) Any views are mine and not the official line of MoneySavingExpert.

Page 3409
    • TrulyMadly
    • By TrulyMadly 14th Mar 17, 7:52 PM
    • 34,171 Posts
    • 477,767 Thanks
    TrulyMadly
    Are you ok?
    TM do you know how to work glitches out? would those dentastix work wacky posted?
    Originally posted by bubbs
    They are all different prices bubbs.

    If it's the £1.65, for example included in the 2 for £2.50 offer and compared to T at 2 for £2, then they would cost you 50p.each

    I'll get it right eventually

    Or I might not
    Last edited by TrulyMadly; 14-03-2017 at 7:58 PM.
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
    • chocaholics
    • By chocaholics 14th Mar 17, 7:56 PM
    • 347 Posts
    • 4,340 Thanks
    chocaholics
    insurance complaints
    Good evening all, I wonder if anybody know anything about insurance claims. I have lost my darling Mums 2 diamond rings. One has a valuation but not the other. Unfortunately I only declared the one with the valuation as having a value of £1500 even though I know it was valued 30 years ago at £2000' but I thought I had lost it (the certificate) but subsequently found it after I had put in a claim. The other one has no valuation only the decription which I have given to the insurers.
    They are telling me because I only declared the one valuation at £1500 that is all they will pay, even though the jewellery company in association with the insurers have put a value of £3200 on it from the photos I have of it, and of course the valuation certificate and £950 for the other.
    I dont have any photos of the other. The insurers are only giving me vouchers to be used in only 2 named shops totalling £2200 net after deducting £100 excess for each ring. Now, when I have looked online at these 2 shops websites I can see that that wont even be enough to buy the lesser value ring that I have lost, their value of £950 having been put on it, and the equivalent similar ring on these websites is £2400, the other one about £4000.I feel so sad that Ive lost my darling Mums rings, but I am also really angry that I have not been awarded at least the value of 1 decent ring. The complaints department is due to ring me, but I am wondering if anyone can suggest where else I could go. It is supposed to be replacement value but that is a joke.
    Sorry for long tale of woe, I know other people have real problems at the moment, but thinking about my mum makes me cry.
    chocciex
    • scamps1966
    • By scamps1966 14th Mar 17, 7:58 PM
    • 5,358 Posts
    • 94,979 Thanks
    scamps1966
    Be quick.

    http://angel.hscampaigns.com/
    • TrulyMadly
    • By TrulyMadly 14th Mar 17, 8:02 PM
    • 34,171 Posts
    • 477,767 Thanks
    TrulyMadly
    Evening peeps.

    For those who like vodka.

    Russian standard 70cl in A's is £13
    In T's It's 2 for £20.
    So after APG it works out at £9 per bottle.

    There's load of other spirits in the 2 for £20 offer.

    https://www.tesco.com/groceries/SpecialOffers/SpecialOfferDetail/Default.aspx?promoId=A32171793
    Originally posted by scamps1966
    Brilliant scamps
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
    • tweets
    • By tweets 14th Mar 17, 8:06 PM
    • 28,984 Posts
    • 422,454 Thanks
    tweets
    Is AJ ok tweets? I might have missed her posting
    Originally posted by TrulyMadly
    Don't think she been posting TM but she is ok she been busy with her boys and doggies . Will tell her you been asking
    Lost 3st-4lb
    • Tinasmummy
    • By Tinasmummy 14th Mar 17, 8:07 PM
    • 107 Posts
    • 1,030 Thanks
    Tinasmummy
    Hello TM and TM(2)
    Originally posted by bubbs
    hello Bubbs, do love the TM2.
    • TrulyMadly
    • By TrulyMadly 14th Mar 17, 8:08 PM
    • 34,171 Posts
    • 477,767 Thanks
    TrulyMadly
    Good evening all, I wonder if anybody know anything about insurance claims. I have lost my darling Mums 2 diamond rings. One has a valuation but not the other. Unfortunately I only declared the one with the valuation as having a value of £1500 even though I know it was valued 30 years ago at £2000' but I thought I had lost it (the certificate) but subsequently found it after I had put in a claim. The other one has no valuation only the decription which I have given to the insurers.
    They are telling me because I only declared the one valuation at £1500 that is all they will pay, even though the jewellery company in association with the insurers have put a value of £3200 on it from the photos I have of it, and of course the valuation certificate and £950 for the other.
    I dont have any photos of the other. The insurers are only giving me vouchers to be used in only 2 named shops totalling £2200 net after deducting £100 excess for each ring. Now, when I have looked online at these 2 shops websites I can see that that wont even be enough to buy the lesser value ring that I have lost, their value of £950 having been put on it, and the equivalent similar ring on these websites is £2400, the other one about £4000.I feel so sad that Ive lost my darling Mums rings, but I am also really angry that I have not been awarded at least the value of 1 decent ring. The complaints department is due to ring me, but I am wondering if anyone can suggest where else I could go. It is supposed to be replacement value but that is a joke.
    Sorry for long tale of woe, I know other people have real problems at the moment, but thinking about my mum makes me cry.
    chocciex
    Originally posted by chocaholics

    Oh choccie...what a nightmare. It's a real problem for you though

    It doesn't sound as if you can reason with them. You must feel cheated
    Is there an ombudsman covering insurance companies or some way of appealing to a body that oversees the industry I wonder.
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
    • bubbs
    • By bubbs 14th Mar 17, 8:08 PM
    • 51,258 Posts
    • 617,168 Thanks
    bubbs
    They are all different prices bubbs.

    If it's the £1.65, for example included in the 2 for £2.50 offer and compared to T at 2 for £2, then they would cost you 50p.each

    I'll get it right eventually

    Or I might not
    Originally posted by TrulyMadly
    See i dont have a clue how to find thm, i just try them
    Sealed pot challenge number 242 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500
    Stopped Smoking 22/01/15
    :5 st 1 1/2lb
    • TrulyMadly
    • By TrulyMadly 14th Mar 17, 8:33 PM
    • 34,171 Posts
    • 477,767 Thanks
    TrulyMadly
    Good evening all, I wonder if anybody know anything about insurance claims. I have lost my darling Mums 2 diamond rings. One has a valuation but not the other. Unfortunately I only declared the one with the valuation as having a value of £1500 even though I know it was valued 30 years ago at £2000' but I thought I had lost it (the certificate) but subsequently found it after I had put in a claim. The other one has no valuation only the decription which I have given to the insurers.
    They are telling me because I only declared the one valuation at £1500 that is all they will pay, even though the jewellery company in association with the insurers have put a value of £3200 on it from the photos I have of it, and of course the valuation certificate and £950 for the other.
    I dont have any photos of the other. The insurers are only giving me vouchers to be used in only 2 named shops totalling £2200 net after deducting £100 excess for each ring. Now, when I have looked online at these 2 shops websites I can see that that wont even be enough to buy the lesser value ring that I have lost, their value of £950 having been put on it, and the equivalent similar ring on these websites is £2400, the other one about £4000.I feel so sad that Ive lost my darling Mums rings, but I am also really angry that I have not been awarded at least the value of 1 decent ring. The complaints department is due to ring me, but I am wondering if anyone can suggest where else I could go. It is supposed to be replacement value but that is a joke.
    Sorry for long tale of woe, I know other people have real problems at the moment, but thinking about my mum makes me cry.
    chocciex
    Originally posted by chocaholics
    I wonder if the Financial Ombudsman can help?

    http://www.financial-ombudsman.org.uk/
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
    • chocaholics
    • By chocaholics 14th Mar 17, 8:39 PM
    • 347 Posts
    • 4,340 Thanks
    chocaholics
    Oh choccie...what a nightmare. It's a real problem for you though

    It doesn't sound as if you can reason with them. You must feel cheated
    Is there an ombudsman covering insurance companies or some way of appealing to a body that oversees the industry I wonder.
    Originally posted by TrulyMadly
    Thanks TM I was wondering about that as well. I know they are only getting the complaints dept. to ring me to shut me up basically, but will wait and see what they say.
    x

    Oh cheers, I will try that link. Perhaps I should try it before the complaints dept rings me so I may be better armed.
    x
    Sometimes when I read back my posts I realise they need a bit of work, spelling etc. I should read them before posting, not after.
    Last edited by chocaholics; 14-03-2017 at 8:46 PM.
    • TrulyMadly
    • By TrulyMadly 14th Mar 17, 8:43 PM
    • 34,171 Posts
    • 477,767 Thanks
    TrulyMadly
    Thanks TM, i was wondering about that as well. I know they are only getting the complaints dept. to ring me to shut me up basically, but will wait and see what they say.
    x
    Originally posted by chocaholics
    In view of the fact that you might be taking further, it would obviously make sense not to accept their offer
    To do is to be. Rousseau
    To be is to do. Sartre
    Do be do be do. Sinatra
    • Sunshinemummy
    • By Sunshinemummy 14th Mar 17, 8:46 PM
    • 15,716 Posts
    • 191,651 Thanks
    Sunshinemummy
    You always seem so knowledgeable, I presume you work in some sort of Social Care capacity, apologies if I am wrong.

    I wish I was more enlightened to how the costs and assessments for help with entitlement towards costs in private care homes is worked out.
    We already know that Mum would have to meet the full cost of any care at home and we believe that the only home she would ever consider; as a very last option; costs the best part of £1,000.00 per week.
    Originally posted by Saversue
    Holy hell. That is significant more than the average, but then again if she has to pay she may as well have somewhere lovely whilst she can afford it. She will then have to move somewhere cheaper... which is cruel. Hope you get it all sorted. xxx
    183.6
    • bubbs
    • By bubbs 14th Mar 17, 8:59 PM
    • 51,258 Posts
    • 617,168 Thanks
    bubbs
    Holy hell. That is significant more than the average, but then again if she has to pay she may as well have somewhere lovely whilst she can afford it. She will then have to move somewhere cheaper... which is cruel. Hope you get it all sorted. xxx
    Originally posted by Sunshinemummy
    Remember my customer who is disabled and hid dad passed away? he has carers 3 times a day total 2 hrs per day, he has to pay £1,200 approx a month just for that Yes he can afford it but i see what they do, and tbh not allot
    Sealed pot challenge number 242 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500
    Stopped Smoking 22/01/15
    :5 st 1 1/2lb
    • bubbs
    • By bubbs 14th Mar 17, 9:00 PM
    • 51,258 Posts
    • 617,168 Thanks
    bubbs
    From dark side

    Butcher's Value Meat Pack at Morrisons 2.3kg just £10.00!
    Sealed pot challenge number 242 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500
    Stopped Smoking 22/01/15
    :5 st 1 1/2lb
    • mhoc
    • By mhoc 14th Mar 17, 9:03 PM
    • 16,873 Posts
    • 206,902 Thanks
    mhoc
    another question

    I always find it horribly difficult trying to blow dry with the vented brush in one hand and the hairdryer in another. I wondered if there was such a thing as a hairdryer brush that combines both so I only need one hand
    On Amazon there seems to be numerous of this type if thing, ceramic - all costing in the mid £20s - I have no idea which one is better than another ...
    So what do I need to particularly look out for, what features should be on the short list
    any recommendations?
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
    • chocaholics
    • By chocaholics 14th Mar 17, 9:03 PM
    • 347 Posts
    • 4,340 Thanks
    chocaholics
    You always seem so knowledgeable, I presume you work in some sort of Social Care capacity, apologies if I am wrong.

    I wish I was more enlightened to how the costs and assessments for help with entitlement towards costs in private care homes is worked out.
    We already know that Mum would have to meet the full cost of any care at home and we believe that the only home she would ever consider; as a very last option; costs the best part of £1,000.00 per week.
    Originally posted by Saversue
    No sure if this any use, but it does have theoption if you scroll down for contact with a trained advisor.

    http://www.ageuk.org.uk/home-and-care/care-homes/paying-for-permanent-residential-care/
    • davemorton
    • By davemorton 14th Mar 17, 9:11 PM
    • 26,073 Posts
    • 317,210 Thanks
    davemorton
    Evening All.
    MHOC, you should be able to transfer your number quite easily from EE to EE, but if they get arsey about it, they cant stop you transferring it to a PAYG sim of another company, and then you could transfer it back to your new contract.

    Dont know what is going on with my C&C, it said in my email/paperwork, that I would get one sharpie, but when I collected, there was ten.
    There was probably ten because I think a few people must be using the no shower holder excuse, as he actually explained to me that there was a problem with the order, and the problem turned out to be the fact that the sharpies said they had a shower holder, but they didnt.

    Locals, do G/town do C&C anyone know? If so, where about is it, as never noticed one.
    TIA.
    “Quis custodiet ipsos custodes?”
    Juvenal, The Sixteen Satires
    • Sunshinemummy
    • By Sunshinemummy 14th Mar 17, 9:12 PM
    • 15,716 Posts
    • 191,651 Thanks
    Sunshinemummy
    Earplugs?
    Originally posted by davemorton
    Cheeky s*d... maybe you could suggest a present for an older man!!



    As for caring for our elderly relatives - I suppose with all of us living so much longer now that this is going to be an every growing issue - not only parents but also our partners as well
    and families now are smaller and more scattered about so there are less of us to do the caring.

    I don't think there is a solution that fits all situations but I've told my gang that if and when the time came I would become nomadic - spend a week or two with each of them in turn and then on a cruise ship for a few weeks - cheaper than a care home
    Originally posted by mhoc
    My nana lived independently until she was 92. I used to get her up in the morning/washed/breakfast, then return to do her lunch, same again for tea and then do the bedtime routine, whilst looking after 3 kids and no loo at home.

    When she had a massive stroke, she did not know anyone and could not be left alone. The GP visited (as did my mum and aunt... 1st time for months) the GP was going to leave us to it until I raised she needed to go into a home that day. He said 'there is enough of you to care for her at home' I told him that I was totally responsible, the others did nothing and I was withdrawing all care from that day on. He organised her to go into hospital whilst a care home was sorted out, she never recovered and died 9 months later. It was the right thing to do.

    With dad, he was home until he died (well I rang for an ambulance and insisted they took him into hospital as if he died at home mum would not have been able to go into the house... she would have ended up living with me )

    As soon as he died, we realised that mum has memory issues now she cannot remember who we are, but is physically well.... very soon she will have no quality of life. I have no intention of taking on the caring role with her.

    There is an American woman who lives on cruise ships as it is cheaper than residential homes, so I am liking your plan. I may replicate it but
    I am hoping that by the time I get old that they have brought in euthanasia... when I have no quality of life pull the plug x
    183.6
    • davemorton
    • By davemorton 14th Mar 17, 9:15 PM
    • 26,073 Posts
    • 317,210 Thanks
    davemorton
    Remember my customer who is disabled and hid dad passed away? he has carers 3 times a day total 2 hrs per day, he has to pay £1,200 approx a month just for that Yes he can afford it but i see what they do, and tbh not allot
    Originally posted by bubbs
    That is madness. If it is not specialist help, why does he not employ somebody on a part time basis? I dont know, but is there not agencys you can go to directly?
    “Quis custodiet ipsos custodes?”
    Juvenal, The Sixteen Satires
    • davemorton
    • By davemorton 14th Mar 17, 9:17 PM
    • 26,073 Posts
    • 317,210 Thanks
    davemorton
    Cheeky s*d... maybe you could suggest a present for an older man!!

    Originally posted by Sunshinemummy
    If he is about your age, then he isnt older, he is alot older
    “Quis custodiet ipsos custodes?”
    Juvenal, The Sixteen Satires
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