Elite 11+ shopping and chat thread

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10x HiPP Organic Breakfast Duet Strawberry Cereal with Yogurt (160G) £9.00 £5.00
1x Silver Spoon Granulated Sugar (2KG) £1.08 £0.88

rose28454 wrote: »

I was interested in this conversation about decluttering and downsizing. I am still living in our 3 bed semi on my own and would love to move to something smaller but it really needs clearing out 1st.
DD has a new baby as does DS and yesterday when I was out shoppign with DD she asked me when I retire, I said not till NOV 2019 ( I am 62 ) and would it not for the changes to women's retirement age I would be retired now. Problem is if house is sold OH will expect half and he has a fairly good pension from Royal Mail and even though we are not divorced I feel that should be taken into the equation if we sell. I have spent the last 8 years paying off the mortgage ( from about 78000 down to 35000 ) and also think that should figure in any split.
What do others think ?

You would need a legal agreement with your oh before you sell. I believe you can have your divorce finances sorted (used to be called form E) and not have to get divorced if you don't want to.
In most cases the money you have cleared of the mortgage since your oh left would be credited to you from sale of house and I believe you should be entitled to half his pension earnt in the years you lived as man and wife. Oh is also entitled to half any private or work pension you built up in your years together.
So to be honest you could be a lot better off if you get finances on a legal footing. Would there be enough equity in your house to be mortgage free if you downsized. Does your oh have his own house .
Also wills need to be made.

You would be best going to see a solicitor on a free or reduced fee half hour and finding out where you stand. Your oh pension could be used as leverage towards the house but you need to know what you would be entitled to from it should you go for half of it.
A professional will be best placed to help. So many do a no fee introduction.

hth

V x

LEJC wrote: »

All this talk of food redistribution and collecting wild fruits and nuts and bubbs has posted another thing that's not really part of "everyday" life nowadays....a sewing machine.

I admit I wouldn't know where to begin with even unpacking one let alone sewing anything useful,but 50 years ago my grandmother was an accomplished dressmaker and it was a skill that most young women possessed...

There are so many old traditional pass times that are just now falling by the wayside...and you blokes,dont think this doesnt include you....motor mechanics that was something that again my dad always dealt with,but now I think even if we need a top up oil and screen wash,my oh can only just about manage it!!
I guess I am lucky in some respects at least my man can decorate and put up wallpaper....and I can knock together the odd cake or two......but life is moving in flat pack vacuumed packed way where disposable is becoming the new normal and yes I think we are losing sight of a golden era.

maybe I should have grown up in the 50's

I used to do alot of sewing, i did hand sewing for a living (called a feller) but very rarely get machine out now, or needle, thimble and thread:eek:
I have 4 sisters, my mum used to sit for hrs making our clothes, she made all our coats as well, made dad's suit for my older sister's wedding.
She used to work part time come home do her jobs, cook us and my pap and uncle a proper dinner(so cooked for 9) and pudding then go into their bedroom and sew as this was the only place she had room to keep sewing machine up and my mum is not 70 yet

My sister is a little older than me and was a decade in front of me at school...she learnt sewing and cooking (or home ec)as it used to be called as standard....but by the time I was a similar age in the late 70's early 80's that had all but disappeared...we learnt computer studies on the new fangled BBC computers and played the atari tennis game with the square pixel as a ball!

I guess whichever way you look at it there have been some good advances in technology and opportunity but sometimes its the simple things from childhood that you remember and not everyone is able to pass those things on to future generations.

LEJC wrote: »

My sister is a little older than me and was a decade in front of me at school...she learnt sewing and cooking (or home ec)as it used to be called as standard....but by the time I was a similar age in the late 70's early 80's that had all but disappeared...we learnt computer studies on the new fangled BBC computers and played the atari tennis game with the square pixel as a ball!

I guess whichever way you look at it there have been some good advances in technology and opportunity but sometimes its the simple things from childhood that you remember and not everyone is able to pass those things on to future generations.

our high school had a sewing room and the department was run by Mrs Harrison and it was a lovely cosy place to be - possibly woodwork and metal work would have been more practical skills to learn but we never had the choice.