Payment a Day Chapter 17

15859616364201

Comments

  • Keedie
    Keedie Posts: 2,226 Forumite
    First Anniversary First Post Photogenic Combo Breaker
    Hi ahall3519,

    Yeah have a look at the website, it's really good and there are others if weddingspot doesn't turn out to be your thing.

    I also have a barclaycard, and I have simply set them up as a payee on my online banking (they give you the account details on their website), and you simply use your credit card number as the reference so that they can credit your payment to the correct account. I pay random little amounts sometimes and I see the deduction in my barclaycard balance almost immediately. But I use my current account online banking to do this, I don't make the payment on the barlcaycard website, so maybe that is the difference...?
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈

    2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,755 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Really? I've not had this problem ahall, how annoying .. I can pay any amount extra, in addition to minimum amount &/or set payment. I send the money from my current account using internet banking. I think that sometimes if you make a payment a couple of days before the payment due date, it can influence how much is taken on the direct debit, but I've set mine to a specific amount, so that doesn't happen in my case.

    Anyone else got any ideas?
  • sashanut
    sashanut Posts: 3,252 Forumite
    First Post Combo Breaker First Anniversary Mortgage-free Glee!
    Hi all :j
    Popping in with a PAD - £55.60 ..refund to cc please Dizzy - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Hi ahall I also have a Barclaycard and make small payments via the app, I choose 'make a payment' and then 'specified amount' anything over a £1 gets processed. Sometimes if my statement has been generated it will say are you sure? Because it's not enough, but I just click yes :)

    Anyway, my PAD for today is £2.31 to credit card, thanks

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
  • mcjordi
    mcjordi Posts: 4,238 Forumite
    First Anniversary Combo Breaker
    £1 again for me
    Sealed pot challenger # 10
    1v100 £15/300
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    Hi all,

    I've been a bit absent for a few days but have made PADs totalling £5.00 so that's my input for today!

    Hope all is ok Dizzy

    ahall, I really struggled at first because when I tried to make a small payment it would tell me it wasn't enough, but if I click continue anyway and ignore the message it does take my small PADs - that's on the website though. My old BC was set up as a payee on online banking also which was a help.

    Hope everyone is well :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,755 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Happy Monday lovely PADdingtons - we are off to the beach today with our three giant dogs - oh, and the small people - wish us luck!

    £165.25 total from Sunday - well done everyone.

    My internet banking isn't working this morning for some reason, so I'll pop back on later x
  • Keedie
    Keedie Posts: 2,226 Forumite
    First Anniversary First Post Photogenic Combo Breaker
    Hi All,

    My redundancy payment has finally come through :j:j:j

    So I have my largest PAD to date, of £1,200 going to my dad and £100 overdraft reduction, so totalling £1,300 in total please Dizzy.
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈

    2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Unexpected money off my sister for looking after my niece as she couldn't get childcare so £10.00 straight to savings
    PAD Maker
  • £100 to Littlewoods today!
    DFW - Paid so far - 0% CC's - £2 / £2000, £27 / £1200, £32 / £1800,
    Owe on Paypal Credit - £1920
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