Joined 31.05.16

Seasidegal58 · 12 October 2016 at 9:13PM

Love the way you costed per wear the trainers!

[Deleted User] · 12 October 2016 at 10:20PM

Well done on your NSD my sweet.

75.00 is good because you want to get a good pair that will last but will be comfortable & give you the support you need.

Dxxx

Poor_Single_lady · 14 October 2016 at 8:00AM

Bought the shoes. Now I have put my credit card in the freezer. I think both are good decisions.

Now to manage on the remainder of the current account till payday. I hope it can be done. I see lots of evenings at home.

167 days of loan. 17 days till.november.

Thank you Dolly and Seaside. I think you helped me to realise that I cant continue.into the winter wearing sandals.

One good thing at work - the.numbers look quite strong despite the brexit.so it is likely.there will.be a small bonus which means this 167 number is looking correct. I hope so very much, but im also prepared for there to be none because its not guaranteed so cautiously hopeful on this.

Poor_Single_lady · 15 October 2016 at 8:39AM

166 days of loan. And 2 weeks till next payment going down to £1685 from original £5500
16 days till november
In tonight but seeing.friends today, should be low spend.
Leg wax this morning -oh the pain and then small food shop.

2 weekends to pay day. Ate too much last night. Going to try much harder to be healthier.

Mbna only has 24 months at 0%. Hopefully I will be able to balance transfer if I have closed a loan and 2 or possibly 3 credit cards I would expect to be able to get a 0% deal.

Next month I have some time of and going to.do as little as possible and wear my coat and shoes.

Going to put travel and phone on credit card before payday but nothing else and then it is being returned.to the freezer.

Poor_Single_lady · 16 October 2016 at 7:27AM

165 days of loan. 10 to payday. Out monday, tues, hair on saturday, then quiet to payday.
I promise myself november will be better. Minimal clothes, finish christmas shopping, less social, less pub, on target food shop, films and more time at home.
Then onto december (mostly low spending planned). I will not get drawn into any crazy spending or theatre or Hammersmith apollo or wembley or twickenham rugby or handbags, or winter wonderland or last minute weekends away or anything else that is disproportionately expensive and cause a derailment.
Then into 2017 which will be better.

Cailbhinn · 16 October 2016 at 8:54AM

Are you my doppelganger? Just read all of your thread and I'm amazed at how close your situation resembles mine P_S_L. I can relate to many things including the fear of telling parents and also the lack of support from friends. You're doing so well and I hope to continue to enjoy your diary for a long time.

louby40 · 16 October 2016 at 12:34PM

Keep going PSL, you;re doing great!

lulabelle · 16 October 2016 at 3:45PM

PSL don't worry about the fact you are 30 and still in debt. I was somewhere between 30 and 32 (can't quite remember) when I paid off my debt despite at that time being a lawyer (so on a good salary). Most of it had been because I was living well beyond my means. I've since become a lot more sensible. I never told my parents how much debt I was in as they'd have really gone mad and worried. Just keep plugging away and you will get there x

Cailbhinn · 16 October 2016 at 6:18PM

lulabelle wrote: »

PSL don't worry about the fact you are 30 and still in debt. I was somewhere between 30 and 32 (can't quite remember) when I paid off my debt despite at that time being a lawyer (so on a good salary). Most of it had been because I was living well beyond my means. I've since become a lot more sensible. I never told my parents how much debt I was in as they'd have really gone mad and worried. Just keep plugging away and you will get there x

I'm in a similar boat too lulabelle - professional, good wage but champagne lifestyle on Irn Bru wages!. Glad to see there is light at the end of the tunnel.

Poor_Single_lady · 16 October 2016 at 8:23PM

Awww lulabelle, louby and Cailbhinn thank you for your kind words (and making me laugh too!) . I hope you weren't too bored reading everything. It feels much better having an outlet but I don't think it makes good reading.
I am trying so hard to be more low key but it is very tough. Im hoping paying off the first debt will be the turning point so I am a bit obsessed with this loan! And I fully agree i don't think my relationship with my parents would recover if they knew what was going on. Amazing as they are, this is a whole level that they cant know about.
I feel like I am getting more sensible every day, but its a bit late! Damage limitation at the moment, rather than any real progress. Declined my pub invite tonight in favour of staying in and completing non spending day, small steps. xx

Joined 31.05.16

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