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  • FIRST POST
    • DreamerHelen
    • By DreamerHelen 20th Oct 15, 8:30 AM
    • 2,557Posts
    • 13,676Thanks
    DreamerHelen
    3-6 Month Emergency Fund Challenge!!
    • #1
    • 20th Oct 15, 8:30 AM
    3-6 Month Emergency Fund Challenge!! 20th Oct 15 at 8:30 AM
    Morning Everyone....


    I have been wondering for MONTHS now about what would happen if there was some kind of Emergency....I am self-employed and also starting a new Business which will also be on a self-employed basis....so I will never get holiday pay or sick pay....although I AM hoping to maybe get an employed Job but that would only be for a couple of days a Week so it won't cover me completely if something were to happen....


    My health is not wonderful at the moment, and hasn't been for a while, but I'm going to start trying to lose Weight once I've moved Flats (which I'm doing this Weekend!!).


    So the point of this Challenge is to save up at least 3 month's worth of wages....that can be a different amount for each person....and some people might want to save up to 6 months if they are feeling ambitious!!


    Me personally, I want to save 3 months worth of wages which for me will be £6000.


    Now, there is ABSOLUTELY NO TIME LIMIT on this Challenge...in fact I suspect it could take me Years to get to the point of having 3 months wages as Savings....For now I can only afford £5 per week but as my new Business builds up (hopefully!!) then I should be able to afford more.


    This Thread is mainly for us all to encourage each other to keep on Saving and to celebrate when we reach milestones, however large or small they may be.....Like for me, when I get to having £500 I will be ecstatic!!


    I also wanted to say that if at any time an emergency crops up and you need to use your Fund and then start again then please don't worry about doing that.....It's what the Emergency Fund is there for after all....


    I don't like having Savings in the Bank as I get too tempted to spend them so I'm going to invest in a Terramundi to put my Savings into at least at first......but other's may choose to use their Bank Accounts or a Tin from Poundworld...or stuff it under your Mattress!!


    Sooooo.....Here we go.....I'll add the names below as people Join....xXx




    CHALLENGERS
    1) DreamerHelen - GOAL: £6000 CURRENTLY: £0/£6000
    2) Dobbibill - GOAL ONE: £9000 CURRENTLY: £9000/£9000 - COMPLETE!!
    2) Dobbibill - GOAL TWO: £9000 CURRENTLY: £4960.89/£9000
    3) Patman99 - CURRENTLY: £631.65
    4) LittleMissDetermined - GOAL: £7129 CURRENTLY: £6050/£7520.80
    5) Sophieo16 - GOAL: £3000 CURRENTLY: £3000/£3000 - COMPLETE!!
    5) Sophieo16 - NEW GOAL: £4000 CURRENTLY: £2862.51/£5000
    6) Crv1963 - INITIAL GOAL: £7800 CURRENTLY: £10/£7800
    7) Mothernerd - INITIAL GOAL: £1000 CURRENTLY: £1000/£1000 COMPLETE!!
    8) Stewby - GOAL: £2000 CURRENTLY: £230.76/£2000
    9) stoplurking - GOAL: £4000 CURRENTLY: £2160/£4000
    10) crazy_cat_lady - GOAL: £6338 CURRENTLY: £346.92/£6338
    11) stormpassing - GOAL: £5400 CURRENTLY: £30/£5400
    12) carbootcrazy - GOAL: £5000 CURRENTLY: £3733/£5000
    13) Munchin - GOAL: £6000 CURRENTLY: £1300/£6000
    14) traveller - INITIAL GOAL: £1000
    15) Freysmum - GOAL: £8500 CURRENTLY: £8500/£8500 - COMPLETE!!
    16) The Only Girl - GOAL: £12,000 CURRENTLY: £9425.89/£12,000
    17) Southern-girl - GOAL: £5000 CURRENTLY: £437/£5000
    18) dubsteppenguin - GOAL: £5000 CURRENTLY: £250/£5000
    19) DuranGirl - GOAL: £6000 CURRENTLY: £5000/£6000
    20) WantToBeSE - GOAL: £5000 CURRENTLY: £1000/£5000
    21) black cat - GOAL: £6000 CURRENTLY: £6000/£6000 - COMPLETE!!
    22) lexbubbles - GOAL: £4600 CURRENTLY: £2158.63/£4600
    23) ani*fan - GOAL: £3000 CURRENTLY: £40.29/£3000
    24) Keeping Motivated - GOAL: £6000 CURRENTLY: £6000/£6000 - COMPLETE!!
    24) Keeping Motivated - NEW GOAL: £6000 CURRENTLY: £3790/£6000
    25) rylee12 - GOAL: £6000
    26) Rosylee - GOAL: £8850 CURRENTLY: £60/£8850
    27) BlackFrosting - GOAL: £2700 CURRENTLY: £69.37/£2700
    28) Westbeef - GOAL: £5000
    29) skye blue - GOAL: £3000 CURRENTLY: £1200/£3000
    30) MrsSave - GOAL: £5000 CURRENTLY: £1241.36/£5000
    31) crimson.addict - GOAL: £10,000 CURRENTLY: £350/£10,000
    32) linc1205 - GOAL: £20,000 CURRENTLY: £20/£20,000
    33) Brass_Triumphant - GOAL: £5000 CURRENTLY: £450/£5000
    34) Christa27 - GOAL: £3000
    35) Wishfullthinking2 - GOAL: £4500
    36) x_raphael_xx - GOAL: £5050 CURRENTLY: £1000/£4000
    36) x_raphael_xx - GOAL 2 (Mum's Money) CURRENTLY: £323.93/£1700
    37) moneymakestheworldgoround - GOAL: £3000
    38) georgiebrown0 - GOAL: £6000
    39) Sharon87 - GOAL: £1500 CURRENTLY: £330/£1500
    40) BabyBetty - GOAL: £5000 CURRENTLY: £276/£5000
    41) -Selene - GOAL: £5000 CURRENTLY: £691.69/£5000
    42) Thistlewhistle - GOAL: £5000 CURRENTLY: £2500/£5000
    43) abundant1972 - GOAL: £4500 CURRENTLY: £2275/£4500
    44) castlelough - GOAL: !!!8364;3000 CURRENTLY: !!!8364;86/!!!8364;3000
    45) MLAB - INITIAL GOAL: £450
    46) milasavesmoney - GOAL: $15000 CURRENTLY: $11,273/$15000
    47) WatWing - GOAL: £3900 CURRENTLY: £250/£3900
    48) happytails - GOAL: £8400
    49) Grandad's Offspring - GOAL: £5000 CURRENTLY: £80/£5000
    50) Smodlet - GOAL: £3000 CURRENTLY: £325/£3000
    51) JCUK - GOAL: £6000 CURRENTLY: £1250/£6000
    52) Mooloo - GOAL: £4000 CURRENTLY £600/£4000
    53) aphill24 - GOAL: £5000 CURRENTLY: £1100/£5000
    54) evo5819 - GOAL: £3000
    55) mum-to-many - GOAL: £3000 CURRENTLY: £306/£3000
    56) oh2bdebtfree - GOAL: £6000
    57) Keedie
    58) AnxiousHomemaker - INITIAL GOAL: £500 CURRENTLY: £15/£500
    59) PoorGuyNextDoor - GOAL: £5300
    60) angelicious - GOAL: £7200 CURRENTLY: £270/£7200
    61) misselvis - GOAL: £6000
    62) benten69 - GOAL: £10,750 CURRENTLY: £230/£10,750
    63) TopsyMum - GOAL: £1000
    64) Poor_Single_lady - GOAL: £5000 CURRENTLY: £80/£5000
    65) swimminginaseaofdebt - GOAL: £9000 CURRENTLY: £300/£9000
    66) Dragon Lily - GOAL: £3000 CURRENTLY: £1230/£3000
    67) FrugalinShropshire - GOAL: £7200
    68) Determined diva - GOAL: £2000 CURRENTLY: £1050/£2000
    69) muppets - GOAL: Euro 15,000 CURRENTLY: Euro 4700/15,000
    70) dfbefore30 - GOAL: £5000 CURRENTLY: £5000/£5000 - COMPLETE!!
    71) indigowarrior - GOAL: £6000
    72) angelpye - GOAL: £4200
    73) HoneyBee83 - GOAL: £1000 CURRENTLY: £1200/£1000
    74) wegle - GOAL: £6000 CURRENTLY: £548.23/£6000
    75) Hillwalker17 - GOAL: £6000 CURRENTLY: £1000/£6000
    76) Doglover - GOAL: £7500
    77) NewMeNewLife - GOAL: £5000 CURRENTLY: £300/£5000
    78) Bumblebear - GOAL: £5670
    79) lilyflower7 - GOAL: £3000 CURRENTLY: £519.23/£3000
    80) Dogbooks - GOAL: £9300 CURRENTLT: £950/£9300
    81) kazt2006 - GOAL: £10,000 CURRENTLY: £7900/£10,000
    82) Jellybeans&FF - GOAL: £9000 CURRENTLY: £20/£9000
    83) Moneybutterfly - GOAL: £1000 CURRENTLY: £270/£1000
    84) moneymanager - GOAL: £1500
    85) fruitloop04 - GOAL: £6000 CURRENTLY: £1000/£6000
    86) peedie - GOAL: £6000
    87) datlex - GOAL: £10,750 CURRENTLY: £10,750/£10,750 - COMPLETE!!
    88) Anoneemoose - MINI GOAL: £931 CURRENTLY: £300/£931
    89) SamSam17 - GOAL: £5000 CURRENTLY: £2627.58/£5000 COMPLETE!!
    90) 166million - GOAL: £10,000 CURRENTLY: £637/£10,000
    91) A Random Man - GOAL: £4500
    92) Littlebigmoose - GOAL: £1000
    93) kimplus8
    94) claireg86 - GOAL: £6000 CURRENTLY: £605/£6000
    95) Cherbear82 - GOAL: £2000 CURRENTLY: £100/£2000
    96) mylastpound - GOAL: £2000 CURRENTLY: £1000/£2000
    97) moneyonmymindsam - GOAL: £4389 CURRENTLY: £1/£4389
    98) MelBell2015 - GOAL: £2100
    99) Charleyalmostking - GOAL: £1000 CURRENTLY: £109.89/£1000
    100) lindez - GOAL: £6000
    101) July257 - GOAL: £1000
    102) Treasurequeen - GOAL: £2000
    103) Dolly Rocker - GOAL: £7000 CURRENTLY:£70/£7000

    If you haven!!!8217;t already, join the forum to reply!
    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by DreamerHelen; 16-06-2018 at 6:47 AM.
    Committed To Paying Off My Debts AND Saving
    3-6 Month Emergency Fund #1 £0/£6000
    General £1000 Emergency Fund #13 £0/£1000
    Saving For Christmas 2018 £1 per day #13 £4/£750
    MSE Sealed Pot Challenge #089 - £276.70 Banked For 2017/2018 - Stars from SueUU x25
Page 91
    • Dobbibill
    • By Dobbibill 28th Jan 18, 6:52 PM
    • 3,144 Posts
    • 4,053 Thanks
    Dobbibill
    Iím having a dilemma. We now have around £500 per month after all of our budgets and bills are funded each month. We also have £6000 on a 0% card until December 2020 - min payment £60 at present - 1%, we usually pay more though. We also need to build our emergency fund and finish renovating our house. We need to plaster wall in our bedroom and hall, stairs and landing, as well as decorating, carpeting etc.

    One part of me is thinking we should do the emergency fund first, an other part thinks we should hammer the debt. And then another wants to get rid of the shocking 1970ís carpet and decor and make my home nice.

    DH also gets a bonus in June which were thinking of putting towards the house stuff, so should maybe concentrate on the other two things for the time being.

    Help!! What would you do??
    Originally posted by Anoneemoose
    Just throwing in my thoughts.....
    - £300 pcm on CC (this would see it paid off in 20 months, giving you 2 months to play with before the promo ends if you need it)
    - £100 pcm to the emergency fund (it's not a race, more a stroll to the finish line )
    - £100 pcm to the decorating fund plus the bonus in June

    It's about getting a balance you are happy with.

    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • Anoneemoose
    • By Anoneemoose 28th Jan 18, 8:01 PM
    • 1,891 Posts
    • 2,258 Thanks
    Anoneemoose
    Just throwing in my thoughts.....
    - £300 pcm on CC (this would see it paid off in 20 months, giving you 2 months to play with before the promo ends if you need it)
    - £100 pcm to the emergency fund (it's not a race, more a stroll to the finish line )
    - £100 pcm to the decorating fund plus the bonus in June

    It's about getting a balance you are happy with.

    Originally posted by Dobbibill
    Itís actually 34 months until the CC needs clearing, because itís the end of 2020 that the offer finishes. But I was toying with what you put in your plan as my most likely option.
    • Dobbibill
    • By Dobbibill 28th Jan 18, 9:05 PM
    • 3,144 Posts
    • 4,053 Thanks
    Dobbibill
    Itís actually 34 months until the CC needs clearing, because itís the end of 2020 that the offer finishes. But I was toying with what you put in your plan as my most likely option.
    Originally posted by Anoneemoose
    Oh dear - I can't count from 2018 to 2020

    amending amounts to
    £200
    £100
    £200
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • claireg86
    • By claireg86 29th Jan 18, 2:25 PM
    • 4 Posts
    • 6 Thanks
    claireg86
    Could I join please??

    Target of £6,000 please.
    I've saved £605
    Thanks!
    Saving for Xmas 2018 £125 / £400

    Emergency funds £605
    • Dobbibill
    • By Dobbibill 29th Jan 18, 3:37 PM
    • 3,144 Posts
    • 4,053 Thanks
    Dobbibill
    Could I join please??

    Target of £6,000 please.
    I've saved £605
    Thanks!
    Originally posted by claireg86
    Hi claireg86 - of course you can join.

    When Helen pops in she will allocate you a number and add your target and progress to the first page.

    In the meantime keep up the good work you've already started and let us know how you're getting on.

    We'll all be cheering you on from the sidelines.

    Dobbi
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • skye blue
    • By skye blue 29th Jan 18, 6:20 PM
    • 129 Posts
    • 551 Thanks
    skye blue
    Hi guys, you ok helen

    Hope you are all ok, Jan nearly over is it just me or does it always seem a long month!

    Please add £100 to my total (£500) now

    Thanks
    • Cherbear82
    • By Cherbear82 29th Jan 18, 9:26 PM
    • 2 Posts
    • 7 Thanks
    Cherbear82
    Hi Helen
    I!!!8217;m new to MSE and forums but I!!!8217;d love to join your group please !!!55357;!!!56842; I!!!8217;m going to pay back a car loan this year of £5000 so I!!!8217;m setting myself a baby emergency target of £2000 to begin with. I!!!8217;ve saved £100 so far !!!55356;!!!57225;
    • Dobbibill
    • By Dobbibill 29th Jan 18, 10:02 PM
    • 3,144 Posts
    • 4,053 Thanks
    Dobbibill
    welcome Cherbear82,

    Helen will add you to the first page when she pops in until then keep us updated on how you are doing.
    Baby steps are brilliant to help you balance things.

    Dobbi
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • Cherbear82
    • By Cherbear82 29th Jan 18, 10:37 PM
    • 2 Posts
    • 7 Thanks
    Cherbear82
    Thank you dobbi
    • 166million
    • By 166million 31st Jan 18, 10:01 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    £81 to add
    total £513.48
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • LittleMissDetermined
    • By LittleMissDetermined 3rd Feb 18, 7:52 AM
    • 2,066 Posts
    • 8,699 Thanks
    LittleMissDetermined
    Hi there everyone

    Iíve popped another £250 into my fund, this will probably only be there a few weeks before I go on holiday but Iíd rather it me safe in the 3-6 fund than available in my current account!

    This takes me to £5950 in total

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    £1000 EF Challenge #142 £1000/£1000 ... 3-6Mth Wages Challenge #4 £7520.80/£7129...
    • abundant1972
    • By abundant1972 3rd Feb 18, 8:51 AM
    • 1,227 Posts
    • 9,215 Thanks
    abundant1972
    Happy February

    Well I secured some extra hours from April 01st so limping through until then. I was able to put a bit more into the EF pot this month though.

    Amount added = £250
    3-6 Month EF = £2275/£4500


    It feels good to almost be at the half way mark to my 3 month goal!! Keep up the good work everyone!!!
    Ask do I 'want' or 'need' this before I spend
    Follow your heart & be true to yourself always
    Help To Buy ISA = £6046.13. EF = £2500/£4500
    NST : NSD=0/18 : Food & Spends=£0/£200.00
    Exercise : Joe Wicks 90 Day SSS Plan!
    • SamSam17
    • By SamSam17 5th Feb 18, 1:59 PM
    • 67 Posts
    • 146 Thanks
    SamSam17
    End of Jan update:

    #89 Emergency fund: £2627.58/£5000
    • DreamerHelen
    • By DreamerHelen 6th Feb 18, 6:39 AM
    • 2,557 Posts
    • 13,676 Thanks
    DreamerHelen
    Hey All....

    I'm sorry I haven't been around....Things have been getting on top of me plus my 40th Birthday plus a Trip to Disneyland Paris plus anxiety plus a few other things as well....

    I hope you can forgive my absence....

    The good news is that I haven't taken out any Money from my Emergency Fund but haven't added anything either...I know I'll get there...For now I just want to keep on going and moving forwards...

    I've Updated everyone I think...If I've missed anyone please let me know...It certainly isn't intentional....

    Here's the Updates xXx

    166million - I've Updated the First Page...You're doing AWESOME!! Keep on going...I see you are putting in often and that's a great thing, keep on going xXx

    LittleMissDetermined - I've Updated the First Page...You're doing AMAZING!! I know you can do this....I'm okay hun, thank you for asking, just lots of stuff going on....Where are you off to on Holiday? I hope it's somewhere warm as today in particular is FREEZING! xXx

    Littlebigmoose - WELCOME WELCOME WELCOME, it's lovely to have you here, I'm sorry it's taken me a while to welcome you!! I've added your Goal but please do come back and let us know how you get on xXx

    SamSam17 - I've Updated the First Page...You're doing INCREDIBLE!! You've put a HUGE amount in since you joined...keep on moving forwards and I know you'll get there xXx

    A Random Man - How are you getting on? We'd love to hear your Update when you have one, you're doing great xXx

    x_raphael_xx - I've Updated your Mum's Fund Total and you're doing BRILLIANTLY!! You WILL get there, I know that xXx

    HoneyBee83 - I've Updated the First Page....You're doing AWESOME!! You've put in so much and you're over halfway there...keep on going xXx

    carbootcrazy - Congratulations on your Lottery Win, that's awesome...I'm sorry about your car problems but that sounds like it's sorted. I'm so so sorry about your Brother, that's so hard, please know that we're here if you need anything xXx

    Mooloo - I've Updated the First Page...You're doing AMAZING!! I'm not sure if I have the Total correct so can you double check for me and let me know please hun? Keep on going xXx

    kimplus8 - Hi there, I've put you on the Members List, I'm not sure if you did want to join but I am being hopeful, please let us know how you're getting on - You would be MOST Welcome to be a part of our Group xXx

    Dobbibill - I've Updated the First Page...You're doing INCREDIBLE!! I know you will keep on keeping on....Thank you for helping out and welcoming our new Members... xXx

    Anoneemoose - Like Dobbibill said, can't you split the money? It's great that you have a surplus available and it would be great to do some great things with it xXx

    claireg86 - WELCOME WELCOME WELCOME, it really is lovely to have you here, I'm so sorry it took me a while to Welcome you...I have added you to the Members List, please do let us know how you get on...You're doing GREAT already! Keep on going xXx

    skye blue - I've Updated the First Page...You're doing AWESOME!! I am okay thank you hun....We just all have to keep going and we WILL get there xXx

    Cherbear82 - WELCOME WELCOME WELCOME, it's really wonderful to have you here, I'm sorry it took a while to Welcome you....I've added you to the Members List and we would love to find out how you're doing... xXx

    abundant1975 - I've Updated the First Page and you're doing BRILLIANTLY!! Keep on going hun xXx
    Committed To Paying Off My Debts AND Saving
    3-6 Month Emergency Fund #1 £0/£6000
    General £1000 Emergency Fund #13 £0/£1000
    Saving For Christmas 2018 £1 per day #13 £4/£750
    MSE Sealed Pot Challenge #089 - £276.70 Banked For 2017/2018 - Stars from SueUU x25
    • skye blue
    • By skye blue 6th Feb 18, 5:43 PM
    • 129 Posts
    • 551 Thanks
    skye blue
    Hi

    Glad you are back helen we were starting to worry x

    Please add £150 to my total i received a £100 bonus at work (unexpected so all the sweeter) so straight into the pot with the £50 i already had put aside

    keep warm everybody
    • skye blue
    • By skye blue 14th Feb 18, 9:48 PM
    • 129 Posts
    • 551 Thanks
    skye blue
    Hi

    Hope everyone is ok its gone a bit quiet

    Please add £100 to my pot for this week

    Keep warm everybody
    • carbootcrazy
    • By carbootcrazy 15th Feb 18, 3:09 AM
    • 4,814 Posts
    • 27,336 Thanks
    carbootcrazy
    Lovely to see you back again, Helen. I'm so sorry things have been hard for you recently. Don't worry about the thread, Dobbibill has been looking after us all. Sending Belated happy Birthday wishes to you, Helen


    Thanks to everyone who posted good wishes and advice when I wrote earlier about my brother's cancer diagnosis. It's so comforting to have someone like the lovely people on here to talk to when things are bad. Thank you.


    Sadly, my brother passed away yesterday morning. I had managed to visit him at the weekend but none of us expected the end would come so quickly. Such a shock even though we were expecting it sometime soon. The only comfort is that he is free of pain now and at peace and leaves behind children and grandchildren he could be so proud of and who adored him.


    I'm on such a downer at the moment. Within the last 5 months I've lost my SIL, my adored cat (who helped me through so many dark times in the past) and now my brother. I find the best way through it is to try to find something every day, however small and insignificant it may be, to be thankful for. This afternoon I noticed the huge drift of snowdrops under the apple tree near where we buried our cat. I had avoided going down the garden to that spot all winter but was drawn to it today and I'm so glad I was. I love snowdrops, they make me realise that Spring is not too far away, and ours have multiplied so much over the years from a few plants I put in over 30 years ago. That sense of continuity and life moving in cycles is very comforting.


    My EF has taken a real hit recently and will continue to do so for a while with my brother's funeral to go to. I don't know yet if they want flowers or donations for a cause close to his heart but either way my EF means I can afford to do whatever I need to do.
    Last edited by carbootcrazy; 15-02-2018 at 3:13 AM.
    Make £10 A Day Challenge 2018: Jan-May: £1988.00+. June: £315.12


    Original Debt: £56804 (@02/13). Now: £9618
    . Under £10K at long last.
    • Dobbibill
    • By Dobbibill 15th Feb 18, 7:34 AM
    • 3,144 Posts
    • 4,053 Thanks
    Dobbibill
    CBC I'm so sorry to hear this. Do take comfort that he's not in pain any longer. No matter how much notice you would have been given, it would never make it any easier, it's so heartbreaking to lose a loved one.

    This thread is more than EF/savings, it's about life which on times can be exceptionally difficult and unfair. You feel free to chat about 'life' anytime and we will be here to listen and share experiences that may help when you need it.

    How lovely for the drift of snowdrops to catch your attention when you needed it most. The smallest things can provide the biggest comfort in sad times.

    I notice you were up at 3am typing this update, please do take care of yourself and get enough rest, it will give you that strength to keep going when you need to.

    Thinking of you, especially over the next few days.
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • mylastpound
    • By mylastpound 16th Feb 18, 10:32 PM
    • 118 Posts
    • 344 Thanks
    mylastpound
    Hi
    can I join in :-)


    im currently saving for a house and already have the amount saved in my signature. I do want to start a Emergency fund though.
    im going to aim for £3,000 to begin with.
    3-6 Emergency Fund, No96: £1,000 / £2,000 - House Deposit: £11,000 / £11,000 - Holiday Fund: £100 / £1,300 -
    June 2018 Grocery Challenge £61.59 / £250
    • Dobbibill
    • By Dobbibill 16th Feb 18, 11:00 PM
    • 3,144 Posts
    • 4,053 Thanks
    Dobbibill
    Hi
    can I join in :-)


    im currently saving for a house and already have the amount saved in my signature. I do want to start a Emergency fund though.
    im going to aim for £3,000 to begin with.
    Originally posted by mylastpound
    Of course you can join - welcome aboard.

    when Helen pops in she will add you and your target to the first page and allocate you a member number.

    let us know how you get on.
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


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