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  • FIRST POST
    • bellevie
    • By bellevie 23rd Aug 15, 9:38 PM
    • 513Posts
    • 1,885Thanks
    bellevie
    Preparing for the biggest move of our life
    • #1
    • 23rd Aug 15, 9:38 PM
    Preparing for the biggest move of our life 23rd Aug 15 at 9:38 PM
    I'm a single parent to 1 child.

    I work for a public sector charitable organisation, whom are making major changes. There are a few jobs remaining, though we have all been guaranteed the same job & pay if we transfer to the northern office...200 miles away.

    So after a few weeks of thinking it over, I am becoming more and more certain its the way to go.

    As a single parent, where I am, I will never be able to afford a home of our own. Its quite an important goal to me, it doesn't need to be big, a small 2 bed terrace or flat will suffice. I would just like some security for DD's future, for my old age, and some space within the monthly budget to save for uni costs, or help her with her own deposit so that she isn't struggling into her 30's as I have done.

    So, I have decided I will either:
    1) Take the offer and move up early part of 2016, renting initially with a view to having a deposit sorted within 3 years.

    2) Get a better paid role in the southern office save some more, find a different job and move in 2 years, perhaps slightly more choice in where I move to? Though DD will be 2 years older so I am conscious that this may impact her more later than me.

    Either way, I am moving. Our current life in this lovely, beautiful town is just not financially sustainable.

    I'm starting my moving fund at 210.64, no set target yet just as much as I can so that I rely on the relocation package as little as possible.

    Here goes........
    Last edited by bellevie; 24-08-2015 at 8:14 PM.
Page 24
    • bellevie
    • By bellevie 14th Jul 18, 8:19 AM
    • 513 Posts
    • 1,885 Thanks
    bellevie
    So I received a pleasant surprise, when after my request for extra hours and 'not right now's it's been suggested I could actually have some for 6-9 months during my managers maternity leave as there's a budget allocated but they've mostly divided up duties with existing managers. I had to put another case forward, well not as detailed as before I gave my interim manager a couple of ideas about what I could do and she will prepare a case. It's still got to be approved so not 100% but an unexpected surprise. My other manager thinks we should have a good idea of the restructure within 3-6 months so at that stage I will have a good idea on whether or not I'm likely to be safe.
    After that bit of news it really hit me, I don't want the other job I had applied for, so I politely retracted my application.
    Car finance ends October 2020
    Debt 1: 300 Debt 2: 854.70
    Savings 1: 1009 Savings 2: 677 Savings 3: 248
    • bellevie
    • By bellevie 18th Jul 18, 7:13 PM
    • 513 Posts
    • 1,885 Thanks
    bellevie
    Hours approved, savings here I come

    We also managed to secure a 2 year tenancy renewal, we asked if we could improve the garden, our landlord approved and the rent increases were not too excessive.

    I can't remember if I wrote we changed our car a couple of months ago. I've just been through my statement and seen I'm only topping up fuel every other week!! It's also tax free so all in all I've saved 67 per month!!
    Car finance ends October 2020
    Debt 1: 300 Debt 2: 854.70
    Savings 1: 1009 Savings 2: 677 Savings 3: 248
    • Tinkerbelle2000
    • By Tinkerbelle2000 1st Aug 18, 4:05 PM
    • 585 Posts
    • 2,088 Thanks
    Tinkerbelle2000
    Hi Bellevie

    Hope you are well. I'm so pleased that you have met someone that you and DD adore. You will have your forever home soon enough. Sorry to hear about your loss though and I hope you are feeling a little better about it.

    Your debts have come down way quicker than mine, I need to stop silly spends and get the last lot gone. Catch up more soon.

    Take care.

    Tink xx
    As of 1st January 2018:- TOTAL: 2372.02/16591.97
    DEBT 1-38.96 DEBT 2-75.00/141.10 DEBT 3-25.00/297.41DEBT 4 - 35.00/644.12
    DEBT 5-0/700.00 DEBT 6-35.00/720.02 DEBT 7-660.47/1479.65 DEBT 8-514.20/1576.80
    DEBT 9-0/1622.49 DEBT 10-300.00/2300.00 DEBT 11-829.99/2722.44 DEBT 12-0/4349.39
    EMERGENCY FUND - 10/1000
    • RosaBernicia
    • By RosaBernicia 1st Aug 18, 7:41 PM
    • 3,585 Posts
    • 9,853 Thanks
    RosaBernicia
    Good news on car and garden!
    Debt free May 2016
    MFW progress 4.8% ...
    Campervan loan progress 6%

    • bellevie
    • By bellevie 11th Aug 18, 1:43 PM
    • 513 Posts
    • 1,885 Thanks
    bellevie
    We had a lovely cheap break to North Devon. Right balance of excitement for DD and a chance for us to recharge. The weather was forcast to be pants, but the sun made its way out. It was cooler than it has been were we lived but somehow we picked up quite a colour, I think it was because it was cooler it was enjoyable. Our home town was 33 most days prior to our holiday, neither of us coped well!!!

    Payday soon should be a little better with the extra hours.
    Car finance ends October 2020
    Debt 1: 300 Debt 2: 854.70
    Savings 1: 1009 Savings 2: 677 Savings 3: 248
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