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  • FIRST POST
    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 3,601Posts
    • 30,220Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 185
    • greent
    • By greent 24th Mar 18, 7:52 AM
    • 7,218 Posts
    • 73,391 Thanks
    greent
    Hope all is well and that you are just crazily busy in the run up to Easter hols with mocks/ marking etc...? xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £3290.25/£4000
    Net sales 2018 £613.49/£1000 PAYDOX18 (#15) Done £18918.90
    • michelle09
    • By michelle09 24th Mar 18, 8:17 AM
    • 793 Posts
    • 4,440 Thanks
    michelle09
    Hope things are well with you SHS!
    • newgirly
    • By newgirly 31st Mar 18, 8:26 AM
    • 6,402 Posts
    • 44,310 Thanks
    newgirly
    Still not around
    MFW 21
    Target for 2018 £40k/£13,632 paid so far

    Mortgage £36,193 3yrs 9 mths left. Total owed £47,059 plan to clear in 12 months
    • smallholdingsister
    • By smallholdingsister 31st Mar 18, 1:08 PM
    • 3,601 Posts
    • 30,220 Thanks
    smallholdingsister
    Hello and thanks for checking in on me.

    I should have popped in. Just busy and feel like a fraud. We are earning loads of extra cash and between us teaching nearly 2.5 teachers' timetables with OT and tutoring but it is all going out again (£900 land rover bill anyone?!) and so I've nothing relevant to say. Thanks for checking in with me.x
    • michelle09
    • By michelle09 31st Mar 18, 6:20 PM
    • 793 Posts
    • 4,440 Thanks
    michelle09
    Glad all is well SHS. Well at least the bills are being offset. Hope you can have a few days relaxing over Easter!
    • apple muncher
    • By apple muncher 31st Mar 18, 8:19 PM
    • 7,551 Posts
    • 56,922 Thanks
    apple muncher
    Good to hear fromyou. Hope that Easter is a refreshing and enjoyable time for you all x

    And you are NOT a fraud.
    NST August Achiever #16; NSD 6/15; Ex 10/20 ; craft 12 (105); remove 1 (593)
    2018 Pay off: £2382; 2
    018 sell £49.10; WLOSW 1/10

    Mortgage £20,761 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143) MFWDate Dec 2018
    • Karmacat
    • By Karmacat 31st Mar 18, 8:24 PM
    • 29,568 Posts
    • 170,147 Thanks
    Karmacat
    Hiya sweetie! Very glad to hear you're okay. Offsetting is good, and of course you're not a fraud - busy will do it every time.

    Hope you get a chance to breathe over the holidays.
    Retired August 2016
    • greent
    • By greent 1st Apr 18, 9:29 AM
    • 7,218 Posts
    • 73,391 Thanks
    greent
    Good to hear from you - and glad that it's just busy-ness keeping you from here x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £3290.25/£4000
    Net sales 2018 £613.49/£1000 PAYDOX18 (#15) Done £18918.90
    • FloppyDisk
    • By FloppyDisk 19th Apr 18, 11:41 AM
    • 637 Posts
    • 4,256 Thanks
    FloppyDisk
    Hope all is still well and the fields aren't too muddy. This sun is perfectly timed!

    Mortgage Apr 18 £417,894
    Mortgage now --- £413,192
    BTL Mar 18 £162,857
    BTL now --- £162,628
    • greent
    • By greent 10th May 18, 12:57 PM
    • 7,218 Posts
    • 73,391 Thanks
    greent
    Hoping that it's still 'just' busy-ness of life (esp at this time of year) keeping you away... x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £3290.25/£4000
    Net sales 2018 £613.49/£1000 PAYDOX18 (#15) Done £18918.90
    • smallholdingsister
    • By smallholdingsister 7th Jul 18, 6:33 AM
    • 3,601 Posts
    • 30,220 Thanks
    smallholdingsister
    Hello.

    We are all well thanks. I have gained two promotions which are temporary. All engagements cancelled for next year.

    We took 439 bales of hay off our fields and sold 150. So far.

    Airbnb goes well. No lo9nies so far and eligible for Superhost. Yay.

    Ponyplops has a friend (We bought a horse).
    • greent
    • By greent 7th Jul 18, 7:43 AM
    • 7,218 Posts
    • 73,391 Thanks
    greent
    Ooooh! How lovely to see you on here! - And a horse! - is this for you to ride as well?

    Glad all sounds like its going well

    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £3290.25/£4000
    Net sales 2018 £613.49/£1000 PAYDOX18 (#15) Done £18918.90
    • newgirly
    • By newgirly 7th Jul 18, 7:58 AM
    • 6,402 Posts
    • 44,310 Thanks
    newgirly
    Hi shs glad all is going well, a new horse - how exciting x
    MFW 21
    Target for 2018 £40k/£13,632 paid so far

    Mortgage £36,193 3yrs 9 mths left. Total owed £47,059 plan to clear in 12 months
    • apple muncher
    • By apple muncher 7th Jul 18, 8:50 AM
    • 7,551 Posts
    • 56,922 Thanks
    apple muncher
    More promotions??! Well done you ! Are you running the country yet...?
    NST August Achiever #16; NSD 6/15; Ex 10/20 ; craft 12 (105); remove 1 (593)
    2018 Pay off: £2382; 2
    018 sell £49.10; WLOSW 1/10

    Mortgage £20,761 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143) MFWDate Dec 2018
    • FloppyDisk
    • By FloppyDisk 7th Jul 18, 9:51 AM
    • 637 Posts
    • 4,256 Thanks
    FloppyDisk
    Glad that farm life is ticketyboo and well done on expanding your herd! What is it like and what are you going to do with it?

    Mortgage Apr 18 £417,894
    Mortgage now --- £413,192
    BTL Mar 18 £162,857
    BTL now --- £162,628
    • smallholdingsister
    • By smallholdingsister 7th Jul 18, 10:43 AM
    • 3,601 Posts
    • 30,220 Thanks
    smallholdingsister
    Ha. I get promotions which are temporary and then someone better gets the permanent job.

    Horse is 15.3 coloured cob. Built like a brick outhouse. Very sweet.

    I will ride her when I've lost enough weight. I've lost SOME.

    From where I am right now though I see an obese woman on a 13hh pony. OOF. Unkind.
    • Moneyfordreams
    • By Moneyfordreams 7th Jul 18, 10:45 AM
    • 1,067 Posts
    • 5,211 Thanks
    Moneyfordreams
    glad to hear @irbnb ok for you
    Mortgage restart June 2018 £119950
    zero personal cc
    6x166 for sofas ending November 2018
    £2500 on DD1s car cc
    • EatingTheElephant
    • By EatingTheElephant 7th Jul 18, 1:24 PM
    • 1,319 Posts
    • 7,207 Thanks
    EatingTheElephant
    Congrats on finding a new horse, that hay haul is impressive too!
    Glad to hear it is all going well x
    • FloppyDisk
    • By FloppyDisk 7th Jul 18, 2:07 PM
    • 637 Posts
    • 4,256 Thanks
    FloppyDisk
    Ha. I get promotions which are temporary and then someone better gets the permanent job.

    Horse is 15.3 coloured cob. Built like a brick outhouse. Very sweet.

    I will ride her when I've lost enough weight. I've lost SOME.

    From where I am right now though I see an obese woman on a 13hh pony. OOF. Unkind.
    Originally posted by smallholdingsister
    You must need glasses because 15.3 is not remotely close to 13hh!! Cob sounds lovely already, hope she doesn't have to wait too long to have fun with you x

    Mortgage Apr 18 £417,894
    Mortgage now --- £413,192
    BTL Mar 18 £162,857
    BTL now --- £162,628
    • smallholdingsister
    • By smallholdingsister 7th Jul 18, 3:50 PM
    • 3,601 Posts
    • 30,220 Thanks
    smallholdingsister
    LOL. Not me but the woman parked next to us on today's fun ride.
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