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  • FIRST POST
    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 3,601Posts
    • 30,239Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 185
    • greent
    • By greent 24th Mar 18, 7:52 AM
    • 7,725 Posts
    • 78,750 Thanks
    greent
    Hope all is well and that you are just crazily busy in the run up to Easter hols with mocks/ marking etc...? xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786 12/18 £54829 2019 OPs (#18) £421.46/£5K
    Net sales 2019 £33.81/£500
    • michelle09
    • By michelle09 24th Mar 18, 8:17 AM
    • 828 Posts
    • 5,256 Thanks
    michelle09
    Hope things are well with you SHS!
    • newgirly
    • By newgirly 31st Mar 18, 8:26 AM
    • 6,589 Posts
    • 45,832 Thanks
    newgirly
    Still not around
    MFW 21

    £79,000 left, target £16k in 2019
    • smallholdingsister
    • By smallholdingsister 31st Mar 18, 1:08 PM
    • 3,601 Posts
    • 30,239 Thanks
    smallholdingsister
    Hello and thanks for checking in on me.

    I should have popped in. Just busy and feel like a fraud. We are earning loads of extra cash and between us teaching nearly 2.5 teachers' timetables with OT and tutoring but it is all going out again (£900 land rover bill anyone?!) and so I've nothing relevant to say. Thanks for checking in with me.x
    • michelle09
    • By michelle09 31st Mar 18, 6:20 PM
    • 828 Posts
    • 5,256 Thanks
    michelle09
    Glad all is well SHS. Well at least the bills are being offset. Hope you can have a few days relaxing over Easter!
    • apple muncher
    • By apple muncher 31st Mar 18, 8:19 PM
    • 8,208 Posts
    • 62,854 Thanks
    apple muncher
    Good to hear fromyou. Hope that Easter is a refreshing and enjoyable time for you all x

    And you are NOT a fraud.
    NST Join in Jan #3; NSD 7/18; Shlder Ex 5/21; craft 2(0); remove 64 (0); 2018 Pay off: ; 2018 sell £98.10

    Mortgage £18,275 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate???
    • Karmacat
    • By Karmacat 31st Mar 18, 8:24 PM
    • 30,525 Posts
    • 178,083 Thanks
    Karmacat
    Hiya sweetie! Very glad to hear you're okay. Offsetting is good, and of course you're not a fraud - busy will do it every time.

    Hope you get a chance to breathe over the holidays.
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    • greent
    • By greent 1st Apr 18, 9:29 AM
    • 7,725 Posts
    • 78,750 Thanks
    greent
    Good to hear from you - and glad that it's just busy-ness keeping you from here x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786 12/18 £54829 2019 OPs (#18) £421.46/£5K
    Net sales 2019 £33.81/£500
    • FloppyDisk
    • By FloppyDisk 19th Apr 18, 11:41 AM
    • 638 Posts
    • 4,260 Thanks
    FloppyDisk
    Hope all is still well and the fields aren't too muddy. This sun is perfectly timed!

    Mortgage Apr 18 £417,894
    Mortgage now --- £412,214
    BTL Mar 18 £162,857
    BTL now --- £162,143
    • greent
    • By greent 10th May 18, 12:57 PM
    • 7,725 Posts
    • 78,750 Thanks
    greent
    Hoping that it's still 'just' busy-ness of life (esp at this time of year) keeping you away... x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786 12/18 £54829 2019 OPs (#18) £421.46/£5K
    Net sales 2019 £33.81/£500
    • smallholdingsister
    • By smallholdingsister 7th Jul 18, 6:33 AM
    • 3,601 Posts
    • 30,239 Thanks
    smallholdingsister
    Hello.

    We are all well thanks. I have gained two promotions which are temporary. All engagements cancelled for next year.

    We took 439 bales of hay off our fields and sold 150. So far.

    Airbnb goes well. No lo9nies so far and eligible for Superhost. Yay.

    Ponyplops has a friend (We bought a horse).
    • greent
    • By greent 7th Jul 18, 7:43 AM
    • 7,725 Posts
    • 78,750 Thanks
    greent
    Ooooh! How lovely to see you on here! - And a horse! - is this for you to ride as well?

    Glad all sounds like its going well

    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786 12/18 £54829 2019 OPs (#18) £421.46/£5K
    Net sales 2019 £33.81/£500
    • newgirly
    • By newgirly 7th Jul 18, 7:58 AM
    • 6,589 Posts
    • 45,832 Thanks
    newgirly
    Hi shs glad all is going well, a new horse - how exciting x
    MFW 21

    £79,000 left, target £16k in 2019
    • apple muncher
    • By apple muncher 7th Jul 18, 8:50 AM
    • 8,208 Posts
    • 62,854 Thanks
    apple muncher
    More promotions??! Well done you ! Are you running the country yet...?
    NST Join in Jan #3; NSD 7/18; Shlder Ex 5/21; craft 2(0); remove 64 (0); 2018 Pay off: ; 2018 sell £98.10

    Mortgage £18,275 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate???
    • FloppyDisk
    • By FloppyDisk 7th Jul 18, 9:51 AM
    • 638 Posts
    • 4,260 Thanks
    FloppyDisk
    Glad that farm life is ticketyboo and well done on expanding your herd! What is it like and what are you going to do with it?

    Mortgage Apr 18 £417,894
    Mortgage now --- £412,214
    BTL Mar 18 £162,857
    BTL now --- £162,143
    • smallholdingsister
    • By smallholdingsister 7th Jul 18, 10:43 AM
    • 3,601 Posts
    • 30,239 Thanks
    smallholdingsister
    Ha. I get promotions which are temporary and then someone better gets the permanent job.

    Horse is 15.3 coloured cob. Built like a brick outhouse. Very sweet.

    I will ride her when I've lost enough weight. I've lost SOME.

    From where I am right now though I see an obese woman on a 13hh pony. OOF. Unkind.
    • Moneyfordreams
    • By Moneyfordreams 7th Jul 18, 10:45 AM
    • 1,195 Posts
    • 5,877 Thanks
    Moneyfordreams
    glad to hear @irbnb ok for you
    Mortgage restart June 2018 £119950
    December 2018 cc £5500, £5350, £3000
    Mortgage £115000
    £1700 on DD1s car cc
    • EatingTheElephant
    • By EatingTheElephant 7th Jul 18, 1:24 PM
    • 1,359 Posts
    • 7,387 Thanks
    EatingTheElephant
    Congrats on finding a new horse, that hay haul is impressive too!
    Glad to hear it is all going well x
    • FloppyDisk
    • By FloppyDisk 7th Jul 18, 2:07 PM
    • 638 Posts
    • 4,260 Thanks
    FloppyDisk
    Ha. I get promotions which are temporary and then someone better gets the permanent job.

    Horse is 15.3 coloured cob. Built like a brick outhouse. Very sweet.

    I will ride her when I've lost enough weight. I've lost SOME.

    From where I am right now though I see an obese woman on a 13hh pony. OOF. Unkind.
    Originally posted by smallholdingsister
    You must need glasses because 15.3 is not remotely close to 13hh!! Cob sounds lovely already, hope she doesn't have to wait too long to have fun with you x

    Mortgage Apr 18 £417,894
    Mortgage now --- £412,214
    BTL Mar 18 £162,857
    BTL now --- £162,143
    • smallholdingsister
    • By smallholdingsister 7th Jul 18, 3:50 PM
    • 3,601 Posts
    • 30,239 Thanks
    smallholdingsister
    LOL. Not me but the woman parked next to us on today's fun ride.
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