Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 3,591Posts
    • 30,127Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 182
    • EatingTheElephant
    • By EatingTheElephant 11th Feb 18, 8:16 AM
    • 1,289 Posts
    • 7,060 Thanks
    EatingTheElephant
    Enjoy your half term, you really do sound as if you are in need of a rest, although with young children I bet it is not that restful.

    A walk on the moors is always good for re-energising and blowing out the cobwebs!
    • greent
    • By greent 11th Feb 18, 8:37 AM
    • 7,010 Posts
    • 71,578 Thanks
    greent
    Wishing you a restful, restorative half term, shs x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £877.49/£4000
    Net sales 2018 £491.03/£1000 PAYDOX18 (#15) £13869.38/£18694.38
    • Courgette
    • By Courgette 11th Feb 18, 8:48 AM
    • 1,722 Posts
    • 18,226 Thanks
    Courgette
    Sorry to hear you've been in so much pain. Sciatica is just grim.

    Enjoy the walk on the Moors
    A reminder to myself: Persistence Pays Off
    Mortgage 1: £95,000 £78,900 at 3.1%
    Mortgage 2 (BTL): £83, 489.15 at 2.99% (I.O.)
    Savings (S&S ISA): £3000 Plus 6 months emergency savings earning 3%
    • Karmacat
    • By Karmacat 11th Feb 18, 9:45 AM
    • 29,200 Posts
    • 166,736 Thanks
    Karmacat
    Plans for today sound good, SHS, enjoy
    Retired August 2016
    • smallholdingsister
    • By smallholdingsister 11th Feb 18, 4:12 PM
    • 3,591 Posts
    • 30,127 Thanks
    smallholdingsister
    We had the most wonderful walk on Dartmoor in the snow. Saw ponies (chestnut with flaxen manes and tails). Lovely lunch. Good company.
    • Karmacat
    • By Karmacat 11th Feb 18, 7:04 PM
    • 29,200 Posts
    • 166,736 Thanks
    Karmacat
    Oh wow! That sounds utterly amazing.
    Retired August 2016
    • Secret Saving Squirrel
    • By Secret Saving Squirrel 11th Feb 18, 7:17 PM
    • 1,983 Posts
    • 36,750 Thanks
    Secret Saving Squirrel
    Goodness you have been having a tough time. I hope half time doesn't whizz past too quickly and that you have some lovely family time. Xx
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years
    • apple muncher
    • By apple muncher 11th Feb 18, 7:27 PM
    • 7,281 Posts
    • 54,799 Thanks
    apple muncher
    We had the most wonderful walk on Dartmoor in the snow. Saw ponies (chestnut with flaxen manes and tails). Lovely lunch. Good company.
    Originally posted by smallholdingsister
    Sounds like you ate the ponies for lunch!
    NST May #1; NSD 14/19 ; Ex 17/20 ; craft 3/30 (66); remove 31 (402)
    2018 Pay off: £1626; 2
    018 sell

    Mortgage £21,422 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143) MFWDate Dec 2018
    • smallholdingsister
    • By smallholdingsister 12th Feb 18, 6:55 AM
    • 3,591 Posts
    • 30,127 Thanks
    smallholdingsister
    Awww! I is vegetarian.

    Going to view a horse early doors today. Then housework/marking probably.
    • smallholdingsister
    • By smallholdingsister 12th Feb 18, 12:05 PM
    • 3,591 Posts
    • 30,127 Thanks
    smallholdingsister
    Horse promising but school frozen and road icy so popping back this afternoon.
    • Karmacat
    • By Karmacat 12th Feb 18, 12:07 PM
    • 29,200 Posts
    • 166,736 Thanks
    Karmacat
    I went out on my healthy walk this morning, but the temperature was still 0 degrees, not a good feeling. Glad to hear you're back indoors.
    Retired August 2016
    • FloppyDisk
    • By FloppyDisk 12th Feb 18, 3:29 PM
    • 629 Posts
    • 4,223 Thanks
    FloppyDisk
    hi shs - I just asked the seller to release the vet history to me, then contacted the vets to give them my email address to send it to. It came as a collection of all the visit descriptions and treatment without any of the cost details. It doesn't stop them using another vet for different treatments but it's the best you can do really!

    Mortgage- £417,249
    BTL- £162,915

    • smallholdingsister
    • By smallholdingsister 12th Feb 18, 5:04 PM
    • 3,591 Posts
    • 30,127 Thanks
    smallholdingsister
    Thanks Floppy that's really helpful. X

    This one a bit too Ferrari. I need to steer clear of 'forward going".
    • smallholdingsister
    • By smallholdingsister 13th Feb 18, 7:00 AM
    • 3,591 Posts
    • 30,127 Thanks
    smallholdingsister
    Morning! Trip to Liddly today and maybe the recycle shop. I know how to live.
    • Karmacat
    • By Karmacat 13th Feb 18, 10:52 AM
    • 29,200 Posts
    • 166,736 Thanks
    Karmacat
    As do we all, SHS
    Retired August 2016
    • apple muncher
    • By apple muncher 13th Feb 18, 6:30 PM
    • 7,281 Posts
    • 54,799 Thanks
    apple muncher
    You are rockin' it!
    NST May #1; NSD 14/19 ; Ex 17/20 ; craft 3/30 (66); remove 31 (402)
    2018 Pay off: £1626; 2
    018 sell

    Mortgage £21,422 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143) MFWDate Dec 2018
    • smallholdingsister
    • By smallholdingsister 13th Feb 18, 7:15 PM
    • 3,591 Posts
    • 30,127 Thanks
    smallholdingsister
    Proud of DS (6) who asked the slightly scary manager of the recycle shop when the latest vacuums would be PAT tested and gave her his name and number.

    I have spent an unseemly sum on a Miss Marple outfit for world book day. (EBay 2nd hand mostly.)
    • apple muncher
    • By apple muncher 13th Feb 18, 8:12 PM
    • 7,281 Posts
    • 54,799 Thanks
    apple muncher
    Which Miss Marple?

    Well done ds
    NST May #1; NSD 14/19 ; Ex 17/20 ; craft 3/30 (66); remove 31 (402)
    2018 Pay off: £1626; 2
    018 sell

    Mortgage £21,422 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143) MFWDate Dec 2018
    • gallygirl
    • By gallygirl 13th Feb 18, 9:02 PM
    • 16,589 Posts
    • 109,547 Thanks
    gallygirl
    This one a bit too Ferrari. I need to steer clear of 'forward going".
    Originally posted by smallholdingsister
    Is that the same as 'goes like sh*t off a shovel' .
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    Mortgage Balance = £0
    "Do what others won't early in life so you can do what others can't later in life"
    • smallholdingsister
    • By smallholdingsister 14th Feb 18, 7:59 AM
    • 3,591 Posts
    • 30,127 Thanks
    smallholdingsister
    Think Ferrari with no brakes, Gally.

    I think the Margaret Rutherford one. I can lisp.

    Today we have two 10 year olds to play with DD2 and we need to reclaim the house. Plus 2 sets of books, one set of tests, 5 beds to change...
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,664Posts Today

7,767Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line? https://t.co/kwjvtd75YU

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin