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  • FIRST POST
    • smallholdingsister
    • By smallholdingsister 10th Aug 15, 11:39 AM
    • 3,591Posts
    • 30,128Thanks
    smallholdingsister
    smallholdingsister's strivings
    • #1
    • 10th Aug 15, 11:39 AM
    smallholdingsister's strivings 10th Aug 15 at 11:39 AM
    Righto, so as Ed says later (ooh I can time travel!) One can't rebrand oneself on MSE. However...
    I do feel - and partly because of the experiences of another MFW who was getting somewhat robust criticism for not being hard core enough - that, well, I'm not nearly hardcore enough.
    So here I am. 43. Mortgage due to expire when I'm 55.
    I am going to try for getting rid of it by 50. Including a move to a smallholding as that's what I am aiming for (no s h i t!).
    I am planning a LOT of storecupboard challenges and a LOT of fiscal fasts.
    Here goes!
    Last edited by smallholdingsister; 10-08-2015 at 6:00 PM.
Page 133
    • greent
    • By greent 19th Apr 17, 8:21 PM
    • 7,010 Posts
    • 71,579 Thanks
    greent
    Whoop! Whoop! May this be the start of something good! xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £877.49/£4000
    Net sales 2018 £491.03/£1000 PAYDOX18 (#15) £13869.38/£18694.38
    • AlexLK
    • By AlexLK 19th Apr 17, 11:27 PM
    • 6,066 Posts
    • 32,095 Thanks
    AlexLK
    So please to hear your news, Smallholding.

    NG, re. offers ... I would and the rest. We got our house for £55,000 less than the seller originally wanted.
    2018 totals:
    Savings £7,600
    Mortgage Overpayments £1,750
    • Karmacat
    • By Karmacat 20th Apr 17, 10:12 AM
    • 29,202 Posts
    • 166,784 Thanks
    Karmacat
    SHS, brilliant news! Snap their hands off!
    Retired August 2016
    • Watty1
    • By Watty1 20th Apr 17, 10:14 AM
    • 2,989 Posts
    • 21,286 Thanks
    Watty1
    Wonderful news!
    Mortgage at start of diary Sept 2013: £132,995 Aug 2015 £0
    Overpaid next mortgage. £79,491 down to £27152
    Changing focus for now
    • Moneyfordreams
    • By Moneyfordreams 20th Apr 17, 5:59 PM
    • 948 Posts
    • 4,669 Thanks
    Moneyfordreams
    Wishing you lots of luck
    MORTGAGE FREE (but homeless) hopefully not homelessfor long
    • XSpender
    • By XSpender 20th Apr 17, 8:43 PM
    • 2,967 Posts
    • 30,599 Thanks
    XSpender
    Great news
    Action Plan Part 1 - Clear First 3 Balances
    Target Debt Lloyds (Me) Part 1 £666.22/£0
    Target Debt Virgin (Me) Part 1 £1176.49/£0
    Target Debt Virgin (Me) Part 2 £1038/£995
    Big black hole of debt - £53,515.15 @ 16.12.17 £52,811.64 @ 28.02.18, £50,638.77 @ 28.03.18, £49,778.78 @ 20.04.18, £46,093.32 @ 18.05.18
    • CathT
    • By CathT 21st Apr 17, 7:27 AM
    • 5,546 Posts
    • 38,656 Thanks
    CathT
    This is brilliant news! So so happy for you.
    May 2018 -
    part 1 - £77,906
    part 2 - £45,391
    Total - £123,297
    • smallholdingsister
    • By smallholdingsister 21st Apr 17, 5:03 PM
    • 3,591 Posts
    • 30,128 Thanks
    smallholdingsister
    We are sale agreed!

    Onward purchase not quite but nearly sorted.
    • greent
    • By greent 21st Apr 17, 5:33 PM
    • 7,010 Posts
    • 71,579 Thanks
    greent
    We are sale agreed!

    Onward purchase not quite but nearly sorted.
    Originally posted by smallholdingsister
    Oh, shs, I am genuinely soooo pleased for you xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £877.49/£4000
    Net sales 2018 £491.03/£1000 PAYDOX18 (#15) £13869.38/£18694.38
    • newgirly
    • By newgirly 21st Apr 17, 6:44 PM
    • 6,273 Posts
    • 43,337 Thanks
    newgirly
    FANTASTIC news

    Sending positive vibes for everything going well, it's been a long time coming and you deserve it

    Hope you are celebrating tonight
    MFW 21
    Target for 2018 £40k/£11,092 paid so far

    Mortgage £38,275 4yrs 1mth left. Total owed £50,898 plan to clear in 14 months
    • apple muncher
    • By apple muncher 21st Apr 17, 8:40 PM
    • 7,285 Posts
    • 54,840 Thanks
    apple muncher
    Wow - it is all moving quickly! Yippee!
    NST May #1; NSD 14/19 ; Ex 17/20 ; craft 3/30 (66); remove 31 (402)
    2018 Pay off: £1626; 2
    018 sell

    Mortgage £21,422 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143) MFWDate Dec 2018
    • AlexLK
    • By AlexLK 21st Apr 17, 10:37 PM
    • 6,066 Posts
    • 32,095 Thanks
    AlexLK
    Fantastic news.

    Have you been to see anywhere for yourself yet?
    2018 totals:
    Savings £7,600
    Mortgage Overpayments £1,750
    • smallholdingsister
    • By smallholdingsister 22nd Apr 17, 4:11 AM
    • 3,591 Posts
    • 30,128 Thanks
    smallholdingsister
    We have Alex and offer accepted (now to afford it!).
    • EatingTheElephant
    • By EatingTheElephant 22nd Apr 17, 7:22 AM
    • 1,289 Posts
    • 7,060 Thanks
    EatingTheElephant
    How exciting! That's brilliant news. Is new house nearer to field or have land attached?
    • apple muncher
    • By apple muncher 22nd Apr 17, 7:33 AM
    • 7,285 Posts
    • 54,840 Thanks
    apple muncher
    Hope you are sleeping ok?
    NST May #1; NSD 14/19 ; Ex 17/20 ; craft 3/30 (66); remove 31 (402)
    2018 Pay off: £1626; 2
    018 sell

    Mortgage £21,422 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143) MFWDate Dec 2018
    • smallholdingsister
    • By smallholdingsister 22nd Apr 17, 8:12 AM
    • 3,591 Posts
    • 30,128 Thanks
    smallholdingsister
    Nope. mocksted looming.
    • Karmacat
    • By Karmacat 22nd Apr 17, 9:15 AM
    • 29,202 Posts
    • 166,784 Thanks
    Karmacat
    Brilliant SHS, I'm really pleased for you!

    How exciting! That's brilliant news. Is new house nearer to field or have land attached?
    Originally posted by EatingTheElephant
    This is the question I want answered too!

    When you're ready, no trouble
    Retired August 2016
    • smallholdingsister
    • By smallholdingsister 22nd Apr 17, 11:24 AM
    • 3,591 Posts
    • 30,128 Thanks
    smallholdingsister
    Has land attached. Will be attempting to sell field today before resorting to agents.

    Earthie I have asked for your airbnb advice on faceache.
    • greent
    • By greent 22nd Apr 17, 12:52 PM
    • 7,010 Posts
    • 71,579 Thanks
    greent
    yeay!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £877.49/£4000
    Net sales 2018 £491.03/£1000 PAYDOX18 (#15) £13869.38/£18694.38
    • EatingTheElephant
    • By EatingTheElephant 22nd Apr 17, 1:07 PM
    • 1,289 Posts
    • 7,060 Thanks
    EatingTheElephant
    I'm so excited for you, no more travelling to the field every day will be amazing!
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