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  • FIRST POST
    • moneyonmymindsam
    • By moneyonmymindsam 8th Feb 15, 10:31 PM
    • 1,408Posts
    • 4,331Thanks
    moneyonmymindsam
    In the Lowest Hour
    • #1
    • 8th Feb 15, 10:31 PM
    In the Lowest Hour 8th Feb 15 at 10:31 PM
    In the Lowest Hour..I wonder if I can get any lower.


    Money ...


    I'm so reliant
    I'm so dependant
    I'm such a fool


    Sam Smith could have written that for me ..


    Where do I start?? ..yes that's right by making a coffee ...and having a long hard look at everything ....


    I know where I am but the denial and longing not to be in my current situation kicks in ...


    Am I motivated ...not in the slightest ...


    SOA going to make me feel sick ..pig sick ...


    My mission is to log in everyday and get sorted ...anything has got to be better than this, I loathe myself and my situation that has got to change.
Page 57
    • moneyonmymindsam
    • By moneyonmymindsam 15th Apr 18, 3:31 PM
    • 1,408 Posts
    • 4,331 Thanks
    moneyonmymindsam
    Double post ?
    Last edited by moneyonmymindsam; 15-04-2018 at 3:42 PM.
    Emergency Fund Challenge
    • moneyonmymindsam
    • By moneyonmymindsam 15th Apr 18, 3:41 PM
    • 1,408 Posts
    • 4,331 Thanks
    moneyonmymindsam
    Happy Sunday. I am stuffed full of food so not really motivated

    The plan for today in no particular order is

    Get a total of 50 Items on e3bay I will do this first else will never get done.

    Weigh myself

    Clean the kitchen

    Hoover

    Contact the LL about Electric meter - Its going haywire

    Sort out Flat as LL will likely be round when I am away .

    Pack case to work away pack beauty kit so I can do that in the evenings if exceptionally bored.

    Bank shuffle.

    Re-capsule the wardrobe . Summer stuff can now be placed in bottom of wardrobe ( Early but live in hope )

    Sort out phone / internet ( maybe )

    Sam x
    Emergency Fund Challenge
    • moneyonmymindsam
    • By moneyonmymindsam 15th Apr 18, 10:26 PM
    • 1,408 Posts
    • 4,331 Thanks
    moneyonmymindsam
    Happy Sunday. I am stuffed full of food so not really motivated

    The plan for today in no particular order is

    Get a total of 50 Items on e3bay I will do this first else will never get done.

    Weigh myself

    Clean the kitchen

    Hoover

    Contact the LL about Electric meter - Its going haywire

    Sort out Flat as LL will likely be round when I am away .

    Pack case to work away pack beauty kit so I can do that in the evenings if exceptionally bored.

    Bank shuffle.


    Re-capsule the wardrobe . Summer stuff can now be placed in bottom of wardrobe ( Early but live in hope )

    Sort out phone / internet ( maybe )

    Sam x
    Originally posted by moneyonmymindsam
    well done me
    Emergency Fund Challenge
    • moneyonmymindsam
    • By moneyonmymindsam 17th Apr 18, 11:06 PM
    • 1,408 Posts
    • 4,331 Thanks
    moneyonmymindsam
    Hi all,

    Well my life is officially for sale on e3bay wonder what the final total will be as have managed to find the last of everything for sale.


    Still left with plenty of things . Gawd knows how all this "stuff" accumulates

    Short term goal - Have at least 3k Savings again by end April but less than 2 weeks to go

    Been poorly this week - seem to have picked up yet another bug

    Working away this week.

    Sam x
    Emergency Fund Challenge
    • TheMagician
    • By TheMagician 18th Apr 18, 12:21 PM
    • 272 Posts
    • 556 Thanks
    TheMagician
    Good luck for e3ay sales!
    • abba1772
    • By abba1772 18th Apr 18, 1:08 PM
    • 5,140 Posts
    • 18,300 Thanks
    abba1772
    How much have you got in savings so far xx
    NEXT TARGET HALIFAX CC WAS July 18 5493.20 NOW 2169.82
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 8951.46
    • doingitanyway
    • By doingitanyway 18th Apr 18, 5:58 PM
    • 3,294 Posts
    • 17,709 Thanks
    doingitanyway
    How much have you got in savings so far xx
    Originally posted by abba1772
    Seeing you post about savings has reminded me to up my weekly standing order to savings from 7 to 10. This little pot really has saved me since I started it. I tend to take it out but use it as a buffer. Thanks for getting me started
    Emergency fund 500/1000
    If not now then when?
    • moneyonmymindsam
    • By moneyonmymindsam 19th Apr 18, 7:21 PM
    • 1,408 Posts
    • 4,331 Thanks
    moneyonmymindsam
    How much have you got in savings so far xx
    Originally posted by abba1772
    Had to start from scratch again in March so 1799 as of today .

    Had 515 worth of ebay sales so far still have 30 items selling so need another 250 at least from that as will also need to cover e3bay fees plus I will have a big chunk of wages to add this month.

    It is doable if i Keep pushing it. Where there's a will there is a way.
    Emergency Fund Challenge
    • abba1772
    • By abba1772 21st Apr 18, 4:53 PM
    • 5,140 Posts
    • 18,300 Thanks
    abba1772
    Had to start from scratch again in March so 1799 as of today .

    Had 515 worth of ebay sales so far still have 30 items selling so need another 250 at least from that as will also need to cover e3bay fees plus I will have a big chunk of wages to add this month.

    It is doable if i Keep pushing it. Where there's a will there is a way.
    Originally posted by moneyonmymindsam
    That's a great amount Sam

    Well done on the eBay sales you'll have nothing left to sell a team this rate xx
    NEXT TARGET HALIFAX CC WAS July 18 5493.20 NOW 2169.82
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 8951.46
    • moneyonmymindsam
    • By moneyonmymindsam 21st Apr 18, 6:00 PM
    • 1,408 Posts
    • 4,331 Thanks
    moneyonmymindsam
    More listings added now dreading going to the post office next week

    Lot more sales

    Savings up to 1800 now woo hoo.

    Will make a start on the parcelling tomorrow.

    Next weekend should be a better weekend with people being paid and that. Anything that doesn't sell i may bundle off and sell cheap .

    Garden needs doing so 1 for the list .

    samx
    Emergency Fund Challenge
    • TheMagician
    • By TheMagician 26th Apr 18, 6:43 PM
    • 272 Posts
    • 556 Thanks
    TheMagician
    A very nice amount of savings there! Well done

    I have no idea how you sell so much on Bay of e, I've sold maybe 40 worth of stuff at a time max But then I don;t have anything to sell so...
    • moneyonmymindsam
    • By moneyonmymindsam 30th Apr 18, 12:15 AM
    • 1,408 Posts
    • 4,331 Thanks
    moneyonmymindsam
    Pay day so savings has a boost of up to 2500 didn't get to 3k in the end was too tight and an unexpected bill sadly.

    But all in all positive and now another long time until pay day again.
    Hope all are well.
    Sam x
    Emergency Fund Challenge
    • doingitanyway
    • By doingitanyway 30th Apr 18, 4:31 PM
    • 3,294 Posts
    • 17,709 Thanks
    doingitanyway
    Your savings are going well despite not having reached the target you set
    Emergency fund 500/1000
    If not now then when?
    • moneyonmymindsam
    • By moneyonmymindsam 6th May 18, 2:50 PM
    • 1,408 Posts
    • 4,331 Thanks
    moneyonmymindsam
    More sales = more savings

    Happy bank holiday all.
    X
    Emergency Fund Challenge
    • abba1772
    • By abba1772 6th May 18, 5:34 PM
    • 5,140 Posts
    • 18,300 Thanks
    abba1772
    You're on fire Sam well done
    NEXT TARGET HALIFAX CC WAS July 18 5493.20 NOW 2169.82
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 8951.46
    • TheMagician
    • By TheMagician 7th May 18, 2:27 PM
    • 272 Posts
    • 556 Thanks
    TheMagician
    You've inspired me to look at what I could sell.
    Nope, still nothing
    I'm too OCD, I throw everything away
    • moneyonmymindsam
    • By moneyonmymindsam 28th May 18, 1:08 PM
    • 1,408 Posts
    • 4,331 Thanks
    moneyonmymindsam
    Not Updated for a while due to one thing and another

    Savings now up to 3800 - Hope I can keep it at this.

    Still in my family cycle of financial abuse which has then led to to issues with plus one - which with deep breath's I think can be resolved.

    So placing that energy back in to trying to achieve another 200 To get to a nice 4k goal.

    All bills paid today so not doing to bad. Need to budget again for the month and stick to it.

    Maybe I will get back on 3bay or something .

    To do for today will start with a declutter, House tidy and a me tidy ( lol ) the garden will have to wait I would have thought.

    Hope all are well
    Sam x
    Emergency Fund Challenge
    • moneyonmymindsam
    • By moneyonmymindsam 9th Jul 18, 10:59 PM
    • 1,408 Posts
    • 4,331 Thanks
    moneyonmymindsam
    First updates for ages

    Savings up woo hoo . Now about 4,500 with no debt. Go a day out or two booked this year instead of a "proper" holiday.

    Need to clear out again so will soon get back to selling and back on here posting.

    Thinking of you all and hope all is good.

    XX
    Emergency Fund Challenge
    • RosaBernicia
    • By RosaBernicia 10th Jul 18, 9:11 PM
    • 3,570 Posts
    • 9,769 Thanks
    RosaBernicia
    Lovely to hear from you Sam

    Sorry to hear that the situation with your family is still going on though, it seems rotten when you work so hard to save. Have you got any help to talk it through - a counsellor if it's a bit too sensitive with plus one?


    Rosa xx
    Debt free May 2016
    MFW progress 4.8% ...
    Campervan loan progress 6%

    • Tinkerbelle2000
    • By Tinkerbelle2000 3rd Aug 18, 3:06 PM
    • 585 Posts
    • 2,080 Thanks
    Tinkerbelle2000
    Hi Sam

    Congratulations on the savings pot.

    Hope you are ok.

    Tink xx
    As of 1st January 2018:- TOTAL: 2372.02/16591.97
    DEBT 1-38.96 DEBT 2-75.00/141.10 DEBT 3-25.00/297.41DEBT 4 - 35.00/644.12
    DEBT 5-0/700.00 DEBT 6-35.00/720.02 DEBT 7-660.47/1479.65 DEBT 8-514.20/1576.80
    DEBT 9-0/1622.49 DEBT 10-300.00/2300.00 DEBT 11-829.99/2722.44 DEBT 12-0/4349.39
    EMERGENCY FUND - 10/1000
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