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  • FIRST POST
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 6th Nov 14, 4:53 PM
    • 9,143Posts
    • 55,063Thanks
    please-let-me-be-lucky
    Three choices in life; Give up, Give in or Give all you've got!!
    • #1
    • 6th Nov 14, 4:53 PM
    Three choices in life; Give up, Give in or Give all you've got!! 6th Nov 14 at 4:53 PM
    This is my 2nd diary on MSE. My first diary, "When I asked for luck I didn't mean the bad variety!!" has to be closed as it's reached over 5000 posts!! It can be found here;

    http://forums.moneysavingexpert.com/showthread.php?t=3911061

    In 2011 my Husband had a motorcycle accident resulting in a severe brain injury, memory problems and Epilepsy. Unfortunately he is getting worse not better and I am now his full time Carer, which can be challenging, but I'm ever grateful he is still here! I also have 2 boys aged 10 and almost 5, a part time job and I'm currently a Beaver Leader but I've just given notice to leave at Christmas (as much as it pains me!) as I just can't manage that too. The last 3.5 years have been hard going for lots of reasons, but worth it. Every day may not be good, but there's something good in every day!!

    At the time of the accident we owed over £23,700 on credit cards and we currently owe just over £3000. Hopefully this diary will see us getting debt free forever! I hope you'll join me.

    Lucky Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 38/60
    Best win so far - holiday to Florida
Page 248
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 5th Nov 18, 5:53 PM
    • 9,143 Posts
    • 55,063 Thanks
    please-let-me-be-lucky
    Not a lot I can say, but sending you (((hugs))) and hoping the Universe sends some good things your way. XX
    Originally posted by Chrystal
    Thanks Chrystal. Your hopes for me came true. Someone wonderful has sent me a gift, and I canít thank them enough Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 38/60
    Best win so far - holiday to Florida
    • beanielou
    • By beanielou 5th Nov 18, 8:34 PM
    • 58,039 Posts
    • 238,903 Thanks
    beanielou
    Just know you are doing the right thing at the right time.
    Dont give yourself a hard time xx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 5th Nov 18, 8:49 PM
    • 5,727 Posts
    • 40,398 Thanks
    HairyHandofDartmoor
    I'm sorry about the handbag. I hope you can get the smell out. I'm so sorry about the cat too, it's always upsetting to lose a pet .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    EMERGENCY FUND = £17
    "Tough times never last, but tough people do" - Robert H Schuller
    • beanielou
    • By beanielou 5th Nov 18, 9:11 PM
    • 58,039 Posts
    • 238,903 Thanks
    beanielou
    Thanks Chrystal. Your hopes for me came true. Someone wonderful has sent me a gift, and I canít thank them enough Xx
    Originally posted by please-let-me-be-lucky
    That is just awesome xx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Brightspark87
    • By Brightspark87 6th Nov 18, 8:19 AM
    • 1,444 Posts
    • 3,847 Thanks
    Brightspark87
    Hi lucky - glad things are looking up for you. Hope that you have a great start to the week xx
    Sealed Pot Challenge 373 - Target £300- Total £56.78
    married in 2014
    Paid off all Catalogues 10.10.2014

    Debt Free July 2016
    • beanielou
    • By beanielou 6th Nov 18, 5:10 PM
    • 58,039 Posts
    • 238,903 Thanks
    beanielou
    Big hugs SA xxx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 6th Nov 18, 8:00 PM
    • 9,143 Posts
    • 55,063 Thanks
    please-let-me-be-lucky
    Said our final goodbye to the cat today. One of the hardest things Iíve had to do . I made an £8 donation which was all I had. It shouldíve been much more. Will try to make another donation when I can.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 38/60
    Best win so far - holiday to Florida
    • pennywisepoundstupid
    • By pennywisepoundstupid 6th Nov 18, 8:05 PM
    • 4,905 Posts
    • 17,089 Thanks
    pennywisepoundstupid
    So sorry about your cat, sending hugs xx
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    • gemini12
    • By gemini12 6th Nov 18, 8:05 PM
    • 348 Posts
    • 2,180 Thanks
    gemini12
    So sorry. It is hard to let our companions go but they always live on in your heart.
    Make £10 a day challenge May. 81.40/310
    Total for 2013 £858.85/1060
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 6th Nov 18, 9:02 PM
    • 5,727 Posts
    • 40,398 Thanks
    HairyHandofDartmoor
    Sorry about your cat Lucky .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    EMERGENCY FUND = £17
    "Tough times never last, but tough people do" - Robert H Schuller
    • Brightspark87
    • By Brightspark87 7th Nov 18, 8:21 AM
    • 1,444 Posts
    • 3,847 Thanks
    Brightspark87
    Sorry about your cat lucky, always sad to say goodbye xx
    Sealed Pot Challenge 373 - Target £300- Total £56.78
    married in 2014
    Paid off all Catalogues 10.10.2014

    Debt Free July 2016
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 7th Nov 18, 2:20 PM
    • 9,143 Posts
    • 55,063 Thanks
    please-let-me-be-lucky
    Thanks everyone . I thought I heard her miaowing yesterday as I walked upstairs and I had a wee bit of a wobble, but I feel better today. I know it was the right thing to do.

    DS2 had to have an emergency dentist appointment at lunchtime as heís broken a tooth . Thank goodness itís a baby tooth, but it has to come out. Heís being referred to the dental hospital as heís very nervous so they will knock him out to do it. Something else to worry about .
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 38/60
    Best win so far - holiday to Florida
    • beanielou
    • By beanielou 7th Nov 18, 2:53 PM
    • 58,039 Posts
    • 238,903 Thanks
    beanielou
    Yes, it was for the best.
    Hold on to that thought xx

    Poor DS.
    Hope he does not have to wait too long.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Sun Addict
    • By Sun Addict 7th Nov 18, 8:30 PM
    • 6,319 Posts
    • 43,599 Thanks
    Sun Addict
    So sad about your cat but at least she's had a good long life with you. We get too fond of our fur babies and when we lose them it's upsetting xx
    Virtual Sealed Pot 2018 £404.08
    Debt £2180
    Weight loss 0/6LBS
    Emergency Fund £4000/£10,000
    • CCW007
    • By CCW007 7th Nov 18, 8:55 PM
    • 16 Posts
    • 52 Thanks
    CCW007
    Hi Lucky, have recently read through your diary and wanted to say how inspirational it is and you are. I really don't know how you cope and stay so positive and up-beat.

    Sorry to hear about your cat, it's very hard to have to make that decision but you know you did the right thing.
    • Chrystal
    • By Chrystal 9th Nov 18, 1:08 AM
    • 508 Posts
    • 3,340 Thanks
    Chrystal
    Just to say I'm thinking about you, and sending positive thoughts your way. XX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 9th Nov 18, 7:26 AM
    • 5,727 Posts
    • 40,398 Thanks
    HairyHandofDartmoor
    I hope you feel a bit better soon about losing your cat, it's sad losing a pet.

    I'm sure DH will be fine having his tooth out. DS2 needed some milk teeth out years ago because his mouth was crowded and had to have a general anaesthaetic because he was too much of a wriggler to have a local. I was worried but he was fine .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    EMERGENCY FUND = £17
    "Tough times never last, but tough people do" - Robert H Schuller
    • Brightspark87
    • By Brightspark87 9th Nov 18, 8:21 AM
    • 1,444 Posts
    • 3,847 Thanks
    Brightspark87
    Hi lucky hope you are all ok - just sending love xx
    Sealed Pot Challenge 373 - Target £300- Total £56.78
    married in 2014
    Paid off all Catalogues 10.10.2014

    Debt Free July 2016
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 9th Nov 18, 8:48 PM
    • 9,143 Posts
    • 55,063 Thanks
    please-let-me-be-lucky
    Yes, it was for the best.
    Hold on to that thought xx

    Poor DS.
    Hope he does not have to wait too long.
    Originally posted by beanielou
    So sad about your cat but at least she's had a good long life with you. We get too fond of our fur babies and when we lose them it's upsetting xx
    Originally posted by Sun Addict
    Just to say I'm thinking about you, and sending positive thoughts your way. XX
    Originally posted by Chrystal
    Thanks all Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 38/60
    Best win so far - holiday to Florida
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 9th Nov 18, 8:51 PM
    • 9,143 Posts
    • 55,063 Thanks
    please-let-me-be-lucky
    Hi Lucky, have recently read through your diary and wanted to say how inspirational it is and you are. I really don't know how you cope and stay so positive and up-beat.

    Sorry to hear about your cat, it's very hard to have to make that decision but you know you did the right thing.
    Originally posted by CCW007
    Wow CCW007, canít believe you read it all. Thank you for your lovely comments. It always amazes me that people think Iím inspirational, I never feel that way!!

    Hope you will stick around and keep posting Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 38/60
    Best win so far - holiday to Florida
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