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  • FIRST POST
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 6th Nov 14, 4:53 PM
    • 9,011Posts
    • 53,628Thanks
    please-let-me-be-lucky
    Three choices in life; Give up, Give in or Give all you've got!!
    • #1
    • 6th Nov 14, 4:53 PM
    Three choices in life; Give up, Give in or Give all you've got!! 6th Nov 14 at 4:53 PM
    This is my 2nd diary on MSE. My first diary, "When I asked for luck I didn't mean the bad variety!!" has to be closed as it's reached over 5000 posts!! It can be found here;

    http://forums.moneysavingexpert.com/showthread.php?t=3911061

    In 2011 my Husband had a motorcycle accident resulting in a severe brain injury, memory problems and Epilepsy. Unfortunately he is getting worse not better and I am now his full time Carer, which can be challenging, but I'm ever grateful he is still here! I also have 2 boys aged 10 and almost 5, a part time job and I'm currently a Beaver Leader but I've just given notice to leave at Christmas (as much as it pains me!) as I just can't manage that too. The last 3.5 years have been hard going for lots of reasons, but worth it. Every day may not be good, but there's something good in every day!!

    At the time of the accident we owed over £23,700 on credit cards and we currently owe just over £3000. Hopefully this diary will see us getting debt free forever! I hope you'll join me.

    Lucky Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 35/60
    Best win so far - holiday to Florida
Page 232
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 29th Jun 18, 6:37 PM
    • 9,011 Posts
    • 53,628 Thanks
    please-let-me-be-lucky
    A magazine has bid £250 for the story . This is a huge relief as DS1ís school uniform for September will cost £150 . After itís been printed, other magazines can then bid too, so fingers crossed.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 35/60
    Best win so far - holiday to Florida
    • Sun Addict
    • By Sun Addict 29th Jun 18, 10:01 PM
    • 6,113 Posts
    • 41,261 Thanks
    Sun Addict
    Fingers crossed for you xx It will be brilliant if the magazines take it up
    Virtual Sealed Pot 2018 £404.08
    Debt £2180
    Weight loss 0/6LBS
    Emergency Fund £4000/£10,000
    • pennywisepoundstupid
    • By pennywisepoundstupid 30th Jun 18, 7:35 AM
    • 4,861 Posts
    • 16,770 Thanks
    pennywisepoundstupid
    Brilliant news about the article, school uniform costs are a nightmare.

    Sorry about MIL.

    Have a good weekend xx
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings was £10,000 now £5000/borrowed £5000 for new kitchen which I MUST pay back. £5000/£0
    • beanielou
    • By beanielou 30th Jun 18, 11:07 AM
    • 56,783 Posts
    • 230,974 Thanks
    beanielou
    Good news on the bid.
    Enjoy your weekend
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 2nd Jul 18, 7:22 PM
    • 9,011 Posts
    • 53,628 Thanks
    please-let-me-be-lucky
    Happy July all .

    Major panic that I wonít have enough money to cover the bills . Sorted out a ring Iíd been holding on to but wasnít wearing as it had lost a couple of stones. Sold it for £35 so that helped. I also transferred a massive £1.92 from T0pc@shback which will be in my bank in a couple of days. Will do the bootsale Iíve been wanting to do for ages at the weekend too, but after that Iím out of ideas. Hopefully that will cover it.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 35/60
    Best win so far - holiday to Florida
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 2nd Jul 18, 9:09 PM
    • 4,853 Posts
    • 34,277 Thanks
    HairyHandofDartmoor
    I hope you get lots of money from the journalists story to help pay your bills .

    All the school expenses and constant begging letters/demands for money are a stress that I don't miss! Schools are definitely getting worse in that respect .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 6th Jul 18, 9:23 PM
    • 9,011 Posts
    • 53,628 Thanks
    please-let-me-be-lucky
    Limped financially through the week. My amazing Sister sent me £10 so I could get a few bits and pieces, and when I told my Chub club Consultant that Iíd have to stop going to class until I could afford it again, she insisted on paying for 6 weeks for me . She is a friend as well as the consultant, and I help her out in class, but I never expected that. There are some wonderful people in this world.

    DHís Hunks in Trunks feature is out, but still no cheque. Apparently it can take 6 weeks .

    DS2 won a massive chocolate cake in his school raffle .

    DS1 has smashed the screen on his phone . As if he hasnít cost me enough recently. It will have to wait, I really, really canít afford it at the moment.

    DH has been a bit wavy the last 2 days. He forgot the dogís name and how to use his phone this morning .
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 35/60
    Best win so far - holiday to Florida
    • Sun Addict
    • By Sun Addict 6th Jul 18, 9:46 PM
    • 6,113 Posts
    • 41,261 Thanks
    Sun Addict
    Loved the hunks in trunks photo Get him earning money as a model

    Boo to DS1's phone screen DS's OH seems to constantly have a cracked phone screen - why, how?? I've never broken my phone screen.

    Sorry to hear DH has been off

    Take care Lucky xx
    Virtual Sealed Pot 2018 £404.08
    Debt £2180
    Weight loss 0/6LBS
    Emergency Fund £4000/£10,000
    • beanielou
    • By beanielou 7th Jul 18, 5:14 PM
    • 56,783 Posts
    • 230,974 Thanks
    beanielou
    Loved the hunks in trunks photo Get him earning money as a model

    Boo to DS1's phone screen DS's OH seems to constantly have a cracked phone screen - why, how?? I've never broken my phone screen.

    Sorry to hear DH has been off

    Take care Lucky xx
    Originally posted by Sun Addict

    From me too xx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 7th Jul 18, 6:23 PM
    • 9,011 Posts
    • 53,628 Thanks
    please-let-me-be-lucky
    Thanks ladies Xx

    DH has been better today, just one incidence of blankness. Had a quiet day, DS2 went to a friendís garden for a water fight, DS1 has only emerged from his room for food, and DH and I have been between the garden and watching the football. We donít normally bother with it, but I have to say it was a good match.

    All sorted for bootsale tomorrow. Had a sale on eBay today too so another £8 towards the mortgage payment.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 35/60
    Best win so far - holiday to Florida
    • beanielou
    • By beanielou 7th Jul 18, 8:14 PM
    • 56,783 Posts
    • 230,974 Thanks
    beanielou
    Hope the bootsale goes really well for you.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Eager_Elephant
    • By Eager_Elephant 8th Jul 18, 8:04 AM
    • 4,475 Posts
    • 25,994 Thanks
    Eager_Elephant
    DH!!!8217;s Hunks in Trunks feature is out,.
    Originally posted by please-let-me-be-lucky
    Where can you find this feature?

    Asking for a friend
    Ninja Saving Turtle No. 1 for August
    NSD - 9/15
    (up to 12/8/18)
    My Diary is here - http://forums.moneysavingexpert.com/showthread.php?t=2175629 (Eager Elephants Effective Everyday Excursion)
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 8th Jul 18, 12:30 PM
    • 9,011 Posts
    • 53,628 Thanks
    please-let-me-be-lucky
    Where can you find this feature?

    Asking for a friend
    Originally posted by Eager_Elephant
    Heh heh . You can tell your friend itís in Pick Me Up magazine .
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 35/60
    Best win so far - holiday to Florida
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 8th Jul 18, 12:34 PM
    • 9,011 Posts
    • 53,628 Thanks
    please-let-me-be-lucky
    Bootsale was a little disappointing. After pitch fees we made £30.30, which is ok but less than Iíd hoped for.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 35/60
    Best win so far - holiday to Florida
    • beanielou
    • By beanielou 8th Jul 18, 9:01 PM
    • 56,783 Posts
    • 230,974 Thanks
    beanielou
    Better than nowt I suppose
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Sun Addict
    • By Sun Addict 8th Jul 18, 9:04 PM
    • 6,113 Posts
    • 41,261 Thanks
    Sun Addict
    Oh well,better than nothing xx
    Virtual Sealed Pot 2018 £404.08
    Debt £2180
    Weight loss 0/6LBS
    Emergency Fund £4000/£10,000
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 9th Jul 18, 9:08 PM
    • 4,853 Posts
    • 34,277 Thanks
    HairyHandofDartmoor
    Glad you made some money from the car boot sale. I wish money grew on trees .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • beanielou
    • By beanielou 9th Jul 18, 9:35 PM
    • 56,783 Posts
    • 230,974 Thanks
    beanielou
    Glad you made some money from the car boot sale. I wish money grew on trees .
    Originally posted by HairyHandofDartmoor

    I dont have any trees
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Eager_Elephant
    • By Eager_Elephant 10th Jul 18, 6:46 AM
    • 4,475 Posts
    • 25,994 Thanks
    Eager_Elephant
    Heh heh . You can tell your friend itís in Pick Me Up magazine .
    Originally posted by please-let-me-be-lucky
    'My friend' has managed to get the magazine and was wondering which one was your husband
    Ninja Saving Turtle No. 1 for August
    NSD - 9/15
    (up to 12/8/18)
    My Diary is here - http://forums.moneysavingexpert.com/showthread.php?t=2175629 (Eager Elephants Effective Everyday Excursion)
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 10th Jul 18, 6:57 AM
    • 9,011 Posts
    • 53,628 Thanks
    please-let-me-be-lucky
    'My friend' has managed to get the magazine and was wondering which one was your husband
    Originally posted by Eager_Elephant
    The ABS-olute stunner Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 35/60
    Best win so far - holiday to Florida
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